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Apply for an ANZ home loan

In under 5 minutes, you can get your application started for pre-approval, a new home loan, refinancing, or topping up your existing home loan.

Quick Start home loan application

 

Get started online in just 5 minutes

Tell us a bit about yourself and the loan you'd like, then we'll call you back within 24-48 hours to help keep your application moving.

  • Easy enough to fill out on-the-go
  • No need for supporting information or a calculator at this stage
  • A credit check will not be conducted until we have spoken with you

To apply, you must

  • Be over 18 years old
  • Be an Australian or New Zealand citizen or permanent resident
  • Have primary income in Australian dollars

About the Loan

About the Main Applicant

Borrower's Employment Details

1000

Terms, conditions, fees, charges, and credit approval and eligibility criteria apply to ANZ home loans.

 

By submitting this form, you acknowledge and agree that ANZ may collect and use your personal information, and may contact you, for the purposes of assisting you with your home loan needs, including in relation to an application for a home loan, as well as planning and improving ANZ’s products and services. ANZ may also disclose your personal information to an ANZ Mobile Lender (an independently operated franchise of ANZ).

 

Any personal information collected by ANZ will be handled in accordance with ANZ’s Privacy Policy. This policy also explains how you may access and seek correction of the information ANZ holds about you or raise a concern about how ANZ has handled your information.

What you need to complete your application

Once we've received your Quick Start application, one of our home loan specialists will call you and will ask for the following  information.

Financial details

  • Your salary and any other income
  • A breakdown of your living expenses
  • Details of any loans, credit cards or other debt, as well as how much you repay

Details about you and any other applicants

  • Your driver's licence information (if you have one)
  • An ANZ Customer Reference Number (CRN) or account number (if you're an existing ANZ customer)

Extra tips and tools to help you buy a home

Home owner tips and guides

Get practical tips to help you in your property journey, whether you're just starting out, ready to buy, or trying to sell. 

Get tips now

  

Download free ANZ Property Profile Reports

Get a price range estimatedisclaimerof how much a property could sell for, with options to estimate equitydisclaimerif you already own property. 

Get a report

  

Contact us

We're here to help. If you need some assistance with your application, or don't meet our online criteria, get in touch. 

Connect with a mobile lender

Meet an ANZ home specialist at a time that suits you.

Visit a branch

Locate an ANZ branch near you.

 Locate an ANZ branch

 

Call us

Monday - Friday
8am to 8pm (AEST)

1800 100 641

 

Chat to a broker

You can also contact your ANZ accredited broker today.

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Any information provided is general in nature and does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you. ANZ recommends you read the applicable Terms and Conditions booklets and the ANZ Financial Services Guide (PDF, 104kB) before deciding whether to acquire, or continue to hold, a particular product.

Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.

ANZ Mobile Lenders operate as an independently operated ANZ Mortgage Solutions franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.

The rate shown is the Simplicity PLUS Home Loan index less the applicable special offer discount. Rates are subject to change. Eligibility criteria apply to special offer discounts, including $50,000 or more in new or additional ANZ lending. Offers can be withdrawn or changed anytime.

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A property price range estimate is an estimate only. It is based on certain available information and is not a valuation of a property or guarantee of its market value or future sale price. Price ranges and predictions may change daily and the actual sale price (if the property is sold) may be different.

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Equity in your home is calculated as the difference between the value of your home and the amount you have left to pay on your home loan at the time the calculation is performed. Estimated equity ranges are estimates only and may not be available for all properties. They are based on certain available information and dependent on the current loan amount data that you input into your ANZ Property Profile Report request form, calculated against the price range estimate. Estimated equity ranges are not confirmation as to the equity you may have in a property or a guarantee of the equity available should a property be sold.

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