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G'day, mate!
Welcome to Australia and ANZ

You have put a lot of work into your move here, be it to study, begin a new job, be with loved ones or start afresh. We know there is a lot more to do before you can feel settled. Let us help you by making banking as easy, fast and secure as possible for you from the moment you arrive in this big, beautiful country.

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Why choose us?

We want you to feel confident in partnering with us on your Australian journey. We are:

  • One of the biggest banks in Australia
  • The largest banking group in New Zealand and Pacific
  • Amongst the top 100 banks in the world by market capitalisation

We provide banking and financial products and services to over 8.5 million retail and business customers, and operate across more than 30 markets. We are also committed to improving the financial wellbeing of our people, customers and communities by helping them make the most of their money throughout their lives.

ANZ Plus, our new digital bank, was launched in March 2022 and is designed to improve your financial wellbeing.

Get to know us better

What matters to you,
matters to us

security

Your security is our priority

  • When it comes to bank account and card security, keeping your personal details and sensitive banking information safe is our number one priority.
  • We’re always working behind the scenes to equip our systems with the latest security measures.

Visit our security hub

 

peace of mind

Peace of mind, guaranteed

There are many ways our bank and the Australian Government can help to protect your money from fraud and other unpleasantness, such as:

language

Communicate in your language

  • Don't worry if English isn’t your first language. We have a network of people who are ready to help when you ask us for an interpreter. Our staff in branch can book Auslan interpreters for longer appointments so that you get support in a way that works for you. This service is not yet available with ANZ Plus. 
  • You can call us using the National Relay Service within Australia.

More on accessible banking

 

anz atms

Easy access to ATMs everywhere

  • No transaction feesdisclaimer for ANZ cardholders when making a cash withdrawal or balance enquiry at any atmx by Armaguard ATM.
  • No transaction feesdisclaimer for ANZ cardholders when making a cash withdrawal or balance enquiry at any ANZ, NAB, Commonwealth Bank or Westpac ATM across Australia.

Check out ANZ ATMs

What you need to open an Australian bank account

You can set up your bank account once you've arrived in Australia.

What you may need:

  • Some key identification, such as your passport
  • An Australian residential address
  • Your tax identification number (or your country's equivalent)
  • An Australian mobile number

To learn more about and see the full list of acceptable forms of identification documents, see Customer Identification Process (CIP) - Acceptable Identification Documents (PDF).

ANZ Plus accounts can be opened on your mobile by downloading the ANZ Plus app via the Australian App Store or Google Play Store.

Or you can visit an ANZ branch to open other ANZ bank accounts, like an ANZ Access Advantage. 

Why open an everyday account?

Having an everyday transaction account (also known as current/checking account) can make it easier for you to:

  • Pay for everyday things and bills
  • Receive money
  • Transfer money between your linked savings account(s)

You will also get a Visa Debit card to make everyday purchases.

Get started with ANZ Plus

ANZ Plus

Comes with an ANZ Plus transaction account and an ANZ Save savings account.

How to open

  • Join fast from your mobile
    Download the ANZ Plus app from the Australian App Store or Google Play Store to get started
  • For individual and joint accountsdisclaimer

Eligibility criteria

  • Age 15+
  • Australian residential address
  • Valid form of ID such as Australian Driver Licence, Australian/International passport
  • Australian mobile number

 

Download the ANZ Plus app.

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Minimum of iOS 15.0 or Android 7.0

Some things ANZ Plus doesn't support

  • ANZ Plus is digital and doesn’t use branches
  • Internet Banking (Online Web Portal)
  • Issuing cheques
  • Overdrafts
  • Outbound International Money Transfers

You also won’t see other ANZ accounts in the new ANZ Plus app.

Discover ANZ Plus

Is ANZ Plus not right for you, right now?

Consider an ANZ Access Advantage account.

ANZ Access Advantage

When opening this everyday transaction account, you will also be offered an ANZ Online Saver account.

How to open

Eligibility criteria

  • Age 12+
  • Individuals between 12 and under 18 years old can open an account in their name or jointly with a parent or guardian if they can sign a consistent signature. Otherwise, apply in Trustdisclaimer
  • Australian residential address
  • Valid form of ID such as Australian Driver Licence, Australian/International passport

Find out more

You might also be interested in

Illustration for getting a credit card

Getting an ANZ credit card

What's your preference?

Find one that suits your lifestyle and goals from the following categories:

See all credit cards

Illustration for sending money overseas

Sending money overseas

ANZ International Money Transfer

Sending money overseas is fast, easy and secure with an ANZ International Money Transfer via ANZ Internet Banking using your eligible ANZ account or ANZ credit card, and via ANZ Phone Banking using your eligible ANZ account.  This service is not yet available with ANZ Plus. 

Learn more

Illustration for investing in Australia

Investing in Australia

ANZ Private Banking

Whether you're considering substantial investments in Australia - or looking to move here, a dedicated ANZ Private Banker with broad language skills can assist you as you structure your finances, purchase your investments or settle in Australia.

Find out more

Illustration of moneybags and dollar signs and flower growing

Superannuation basics for the new Australian

We’ve put together a guide to understanding superannuation in Australia so you know what’s going on with your money when you start your job.

Guide to understanding superannuation 

Frequently asked questions

ANZ Plus is ANZ’s digital banking service available in the new ANZ Plus app. It comes with:

  • an ANZ Plus transaction account
  • a multi-goal ANZ Save account
  • a new-look ANZ Plus Visa Debit Card

The ANZ Plus app has a range of features to provide more visibility and control of your money and spending.

You can only access ANZ Plus in the ANZ Plus app.

You can't access other ANZ accounts in the ANZ Plus app.

Other ANZ bank accounts can be accessed through the ANZ app or ANZ Internet Banking, ANZ branches and over the phone.

Some of the things you should think about when you arrive include:

  • Where you will live
  • If and where you will work
  • If and where you or your children will study
  • How you will organise your money
  • How you will look after yourself

The housing market in Australia has undergone significant change in recent years and the demand for rental properties has typically been high. To give yourself the best chance of finding a place to rent, you may want to attend open homes. Open homes are a public viewing held when a home is listed for rent. They allow you to take a look inside a home and get a feel for what living there would be like. Don’t be discouraged if you have to attend a handful of open homes and apply for a number of rentals before securing one – this is frustrating, but normal.

You should take note of:

  • If the home has enough space to accommodate you/ your family
  • If the home is close to amenities, such as public transport, shops and schools
  • What the cost of the home’s rent is
  • How much the bond is
  • How long the lease (contract) for the home is
  • What the terms and conditions, listed in the rental agreement, are like
  • Whether there is any damage, such as broken doors or windows

If you’re in a position to buy a house, or are looking to purchase in the future, there are some things you will have to think about – such as where you want to live, how much you want to pay and what type of property you would like. In Australia, most homes are sold by real estate agents, while some are sold privately by the owners. But before you put down a deposit, it’s important you understand how to make an offer, any contracts and cooling off periods and the current property landscape (including things like interest rates). To borrow money for a property you should speak to a bank or lender.

For further information, please refer to our process of buying a home in Australia.

There are many banks in Australia who offer a range of products and saving or spending options. With ANZ, you can set up your bank account once you have arrived in Australia. You’ll just need some key identification, such as your passport an Australian residential address and an Australian mobile number. You may also need your tax identification number (or your country’s equivalent).

To learn more about and see the full list of acceptable forms of identification documents, see Customer Identification Process (CIP) - Acceptable Identification Documents (PDF).

ANZ Plus accounts can be opened on your mobile by downloading the ANZ Plus app via the Australian App Store or Google Play Store.

Or you can visit an ANZ branch to open classic ANZ bank accounts, like an ANZ Access Advantage account when you arrive in the country, where our friendly staff will help get you started. Note that you cannot open ANZ Plus accounts in an ANZ branch.

Australian Government Department of Home Affairs

Government website with information for migrants.

AMES Australia

Leading settlement agency for people arriving in Australia. Call 13 26 37

Refugee Council of Australia

Has extensive resources and information on a range of topics for refugees. Call (02) 9211 9333

Asylum Seeker Resource Centre

Advocate for asylum seekers and human rights. Call (03) 9326 6066

TRANSLATION SERVICES

Australian Government Department of Home Affairs

Provides free translating services for new arrivals.

EMPLOYMENT

Australian Government Fair Work Ombudsman

Helps employees understand their work entitlements.

LEGAL AID

Australian Government Attorney-General’s Department

Includes state and territory-specific legal resources.

EMOTIONAL

Lifeline

Supports people facing hardship and distress. Call 13 11 14

Relationships Australia

Helps individuals, families and communities with relationship matters. Call 1300 364 277

Mensline

Wellbeing support for men. Call 1300 789 978

Poison Information Centre

For 24-hour advice if you’re concerned about a poisonous substance. Call 13 11 26

Contact us

For ANZ Plus

Download the app from the Australian App Store or Google Play Store for free, or visit anz.com/plus to find out more.

For other ANZ accounts

Book a branch appointment online

Locate a branch near you

Call 13 13 14 Monday to Friday from 8am to 8pm (AEST)

Terms and conditions apply. No transaction fee access relates to the following: a successful cash withdrawal and an account balance query. Daily withdrawal limits may apply. For certain ANZ cards, withdrawals from an ATM may attract interest, and you may also have to pay a cash advance fee. For details on cash advance fees, transactions that are considered to be a ‘cash advance’  and other charges, please refer to your applicable product terms and conditions. Eligibility criteria, account fees and interest, charges may apply. Visit anz.com for more information.

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Each joint account holder must hold and continue to hold individual ANZ Plus and ANZ Save accounts to open and hold joint ANZ Plus and ANZ Save accounts. 

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Other ownership structures may be available.

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For children under 12, a parent or guardian will need to open the account in Trust for the child. Customers aged 12 to 17 who can sign a consistent satisfactory signature can open an account in their own name or as a joint account with a parent or guardian.

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ANZ Reward Points are earned and redeemed in the ANZ Rewards store in accordance with the ANZ Rewards – Rewards Program Terms and Conditions booklet (PDF). Certain transactions and other items are not eligible to earn Reward Points, for details refer to the ANZ Rewards – Rewards Program Terms and Conditions booklet (PDF).

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Qantas Points and Bonus Qantas Points are earned and redeemed in accordance with the ANZ Frequent Flyer Reward Terms and Conditions booklet (PDF) (please call 13 13 14 for a copy). Certain transactions and other items are not eligible to earn Qantas Points, for details refer to the ANZ Frequent Flyer Reward Terms and Conditions booklet (PDF). Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. Earn rates and earn rate bands are subject to change. Existing customers should call 13 13 14 for information regarding their account.

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