skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus
Find ANZ Support Centre
Find ANZ Support Centre

International Money Transfer

Sending money overseas is fast, easy and secure with an ANZ International Money Transfer.

Transfer now 

Ready to make an international money transfer?

Transfer now

Sending money overseas?

Some say sending an international money transfer is hard. At ANZ, we make sending money overseas easy!

Watch the video to see how you can send money overseas with confidence, or skip directly to:

Why should you use ANZ

How to send an ANZ International Money Transfer

Features and benefits

Safe and reliable icon

Safe and reliable

Send money overseas via ANZ Internet Banking and you'll get peace of mind with our ANZ Fraud Money Back Guaranteedisclaimerand the ANZ Shield app.

Quick and easy icon

Quick and easy

Transfer your money overseas the quick and easy way from your ANZ account to family, friends or business, with funds received usually within two business days or earlier!

Send it with confidence icon

Send it with confidence

Send to 200 countries around the world, with competitive foreign exchange rates and lower ANZ transfer fee if you send a foreign currency international money transfer from an AUD account. We make sending money overseas simple. 

correspondent bank fees icon

$0 correspondent bank feesdisclaimer

ANZ will cover the correspondent bank fee for transfers sent in a foreign currency via ANZ Internet Banking and ANZ Phone Banking for selected currencies/countries.disclaimer

We have waived the ANZ transfer fee for those doing it tough overseasdisclaimer

To help you support friends and family impacted by recent events overseas, we have waived the ANZ transfer fee for international money transfers to Sri Lanka and Ukraine when sent via ANZ Internet Banking and ANZ Phone Banking.

Offer is effective immediately until further notice.

How to send an ANZ International Money Transfer

ANZ Internet Banking

Look for 'International Services' in the 'Payments' menu. Select 'Transfer funds overseas'. You can use your ANZ transaction account or ANZ credit card.disclaimerAdd our ANZ Shield security app for extra security and access to higher payment limits, available 24/7.disclaimer

ANZ Phone Banking

Use your ANZ transaction account by calling 1800 352 535 in Australia (Monday to Friday 8.00am to 7.30pm AEST).

Not an ANZ customer? Find out how to apply for an ANZ account.

International money transfer FAQs

You'll need to be an ANZ customer to send an ANZ International Money Transfer. You'll also need to tell us the following:

  • Currency and amount you'd like to send
  • Full name, address and account number of the person you're sending the money to
  • Destination country, full bank name, address and SWIFT code/BIC ( Bank Identifier Code) or Branch Number ( some countries accept this) of the beneficiary's (payee's) bank
  • IBAN (for payments to Europe and selected other countries) or Routing Number ( for payments to the US)

International money transfers can be sent to specified countries only. For ANZ Internet Banking and ANZ Internet Banking for Business, you can view the list of destination countries for international money transfers, when you set up a new payee.

For ANZ Phone Banking or if you wish to transfer funds to a country not shown in the list of destination countries in ANZ Internet Banking or ANZ Internet Banking for Business, please call the International Support Centre on 1800 681 683 or +61 03 8565 7229.

For ANZ Internet Banking, your daily payment limit will apply to all payments/transfers (excluding BPay bill payments). For ANZ Internet Banking for Business, the maximum daily amount that can be transferred overseas is $150,000 even if the daily limit amount assigned to your profile is higher than this.

For ANZ Phone Banking, there is no transaction limit on payments/transfers from your account. International money transfers cannot be made from a credit card via ANZ Phone Banking.

For ANZ  Internet Banking, whenever you confirm a payment/transfer you'll receive a lodgement number and a receipt number. The receipt number confirms that the payment/transfer has been submitted.

For scheduled payments/transfers, you can check the status and the receipt number via View past Payments/Transfers from the Payments menu. For unsuccessful payments/transfers, the status will show as failed. You can also check the details of the payment/transfer to find the reason the payment/transfer failed.

Find out more about Past payments/transfers

Please note that delays, interruptions or failures may occur (this might be outside ANZ’s control): it is your responsibility to check your account statement for transaction details.

For ANZ Phone Banking, please call the International Support Centre on 1800 681 683 or +61 03 8565 7229.

To receive an international money transfer, you'll need to provide the sender with:

  • Your ANZ branch name and address
  • Your account name and full account number
  • The ANZ SWIFT code, which is ANZBAU3M

Need help?

If you have any questions about ANZ International Money Transfers, or if you need help through the process, contact our dedicated International Support Centre on 1800 681 683 or +61 3 8565 7229 if you're outside Australia (call costs apply), weekdays 8am – 5pm AEDT/AEST. ANZ Branches can assist you by providing access to our dedicated ANZ Phone Banking team for processing your ANZ International Money Transfer Request Form (PDF).

You can also refer to our FAQs, use our foreign exchange calculator or check today's currency exchange rates.

ANZ Transfer Fees

ANZ Phone Banking

1800 352 535 (International callers +613 9683 9999 )
8am - 7:30pm AEST, Monday to Friday (excluding national holidays)

Transactions less than $10,000 (AUD equivalent)

Payments to Cook Islands, Fiji, French Polynesia, Guam, Kiribati, New Caledonia, Papua New Guinea, Samoa, Solomon Islands, Timor Leste, Tonga and Vanuatu:  

$7

Payments to all other countries:

$9 if sent in foreign currency from an AUD account

$32 if sent in AUD from an AUD account

$32 if sent from a foreign currency account

Transactions $10,000 and over (AUD equivalent)

Payments to Cook Islands, Fiji, French Polynesia, Guam, Kiribati, New Caledonia, Papua New Guinea, Samoa, Solomon Islands, Timor Leste, Tonga and Vanuatu:  

$0 if sent in foreign currency from an AUD account

$7 if sent in AUD from an AUD account

$7 if sent from a foreign currency account

Payments to all other countries:

$0 if sent in foreign currency from an AUD account

$32 if sent in AUD from an AUD account

$32 if sent from a foreign currency account

ANZ Internet Banking

Transactions less than $10,000 (AUD equivalent)

Payments to Cook Islands, Fiji, French Polynesia, Kiribatidisclaimer, New Caledonia, Papua New Guinea, Samoa, Solomon Islands, Timor Leste, Tonga and Vanuatu:  

$0 if sent in a foreign currency from an AUD account

$7 if sent in AUD from an AUD account

Payments to all other countries:

$9 if sent in foreign currency from an AUD account

$18 if sent in AUD from an AUD account

Transactions $10,000 and over (AUD equivalent)

Payments to Cook Islands, Fiji, French Polynesia, Kiribatidisclaimer, New Caledonia, Papua New Guinea, Samoa, Solomon Islands, Timor Leste, Tonga and Vanuatu:  

$0 if sent in foreign currency from an AUD account

$7 if sent in AUD from an AUD account

Payments to all other countries:

$0 if sent in foreign currency from an AUD account

$18 if sent in AUD from an AUD account

ANZ Markets

If your company makes foreign currency payments of $250,000 p.a. (AUD equivalent) and over and you would like to manage your foreign exchange risk, please contact ANZ Markets on 1800 640 574 in Australia (Monday to Friday 8am to 6:30pm AEST).

Call 1800 640 574

Correspondent bank fees

ANZ processes International Money Transfers through its worldwide network of correspondent banks. Correspondent banks may charge additional fees and will generally deduct these fees from the total value of the payment. For certain currencies and countries, ANZ will cover the correspondent bank fee for International Money Transfers via ANZ Internet Banking and ANZ Phone Banking.

To help you better understand the range of correspondent bank fees that could apply to certain International Money Transfers, ANZ has put together some reference guides. Please view the reference guides below.

ANZ will cover the correspondent bank fees for all USD payments via ANZ Internet Banking and ANZ Phone Banking from Australia

Table

Destination Country

Payment Currency

Estimated correspondent bank fee when sending an International Money Transfer from ANZ Internet Banking or ANZ Phone Banking from Australia

Canada

CAD

CAD10

Hong Kong

HKD

HKD65

India

INR

ANZ will cover the correspondent bank fee

Japan

JPY

JPY2500

Philippines

PHP

PHP0

Singapore

SGD

SGD10

South Africa

ZAR

ZAR160

 

The correspondent bank fees set out above are indicative only. No reliance should be placed on these fees in determining the total cost for sending an international payment. These fees may change at any time without notice and are subject to a number of factors including the value of the international payment made and whether the payment is sent in the local currency of the destination country. At your request, ANZ will use best endeavours to obtain, within ten working days, details of the fees you were charged by the correspondent and/or intermediary bank that was used to send your payment. ANZ recommends that you read your relevant account terms and conditions and the International Money Transfer Terms and Conditions (where you use Internet Banking, Internet Banking for Business or Phone Banking).

Correspondent bank fees - Pacific

Table

Destination Country

Payment Currency

Estimated correspondent bank fee when sending an International Money Transfer from ANZ Internet Banking or ANZ Phone Banking from Australia

New Zealand

NZD

ANZ will cover the correspondent bank fee

Papua New Guinea

PNG

ANZ will cover the correspondent bank fee

Fiji

FJD

ANZ will cover the correspondent bank fee

Cook Islands

NZD

ANZ will cover the correspondent bank fee

East Timor

USD

ANZ will cover the correspondent bank fee

Guam

USD

ANZ will cover the correspondent bank fee

Kiribati

USD

ANZ will cover the correspondent bank fee

French Polynesia

XPF

ANZ will cover the correspondent bank fee

New Caledonia

XPF

ANZ will cover the correspondent bank fee

Samoa

WST

ANZ will cover the correspondent bank fee

Solomon Islands

SBD

ANZ will cover the correspondent bank fee

Tonga

TOP

ANZ will cover the correspondent bank fee

Vanuatu

VUV

ANZ will cover the correspondent bank fee

 

The correspondent bank fees set out above are indicative only. No reliance should be placed on these fees in determining the total cost for sending an international payment. These fees may change at any time without notice and are subject to a number of factors including the value of the international payment made and whether the payment is sent in the local currency of the destination country. At your request, ANZ will use best endeavours to obtain, within ten working days, details of the fees you were charged by the correspondent and/or intermediary bank that was used to send your payment. ANZ recommends that you read your relevant account terms and conditions and the International Money Transfer Terms and Conditions (where you use Internet Banking, Internet Banking for Business or Phone Banking).

ANZ will cover the correspondent bank fees for all EUR payments via ANZ Internet Banking and ANZ Phone Banking from Australia

Table

Destination Country

Payment Currency

Estimated correspondent bank fee when sending an International Money Transfer from ANZ Internet Banking or ANZ Phone Banking from Australia

Great Britain

GBP

ANZ will cover the correspondent bank fee

 

The correspondent bank fees set out above are indicative only. No reliance should be placed on these fees in determining the total cost for sending an international payment. These fees may change at any time without notice and are subject to a number of factors including the value of the international payment made and whether the payment is sent in the local currency of the destination country. At your request, ANZ will use best endeavours to obtain, within ten working days, details of the fees you were charged by the correspondent and/or intermediary bank that was used to send your payment. ANZ recommends that you read your relevant account terms and conditions and the International Money Transfer Terms and Conditions (where you use Internet Banking, Internet Banking for Business or Phone Banking).

Foreign Exchange Calculator

Use the ANZ foreign exchange calculator, an enhanced currency converter, to view today's FX rates, convert currencies and any likely fee(s) associated with your transaction.

Start calculating

Important information

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends that you read the International Money Transfer Terms and Conditions which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, a product. Fees, charges and eligibility criteria apply.

Please note that delays, interruptions or failures may occur (this might be outside ANZ’s control): it is your responsibility to check your account statement for transaction details.

Terms and conditions apply. Please refer to Bank account protection.

Return

Other fees and charges apply, including ANZ transfer fee. Additional fees, charges and interest may apply if using an ANZ Credit Card for an ANZ International Money Transfer.

Return

Selected currencies/countries

  • USD to all countries
  • GBP to United Kingdom
  • NZD to New Zealand
  • INR to India
  • EUR to all countries
  • Selected currencies/countries to the Pacific
Return

Additional fees, charges and interest may apply if using an ANZ Credit Card for an ANZ International Money Transfer. A correspondent bank may also charge a fee when making the payment to the beneficiary’s account and the beneficiary's bank may charge the beneficiary fee(s) for receipt of the payment.

Return

Daily International Money Transfer limits for ANZ Internet Banking and Internet Banking for Business are the same as your Pay Anyone limits. No daily International Money Transfer limit applies if using ANZ Phone Banking.

Return

$0 ANZ transfer fee if sent in AUD from an AUD account to Kiribati (Internet Banking only).

Return

Contact

Top