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International Money Transfer

Sending money overseas is fast, easy and secure with an ANZ International
Money Transfer.

Transfer now 

 

Send love and light this Diwali -$0 ANZ Transfer Fee

To celebrate Diwali will be waiving the ANZ transfer fee for all foreign currency international money transfers to India via ANZ Internet Banking.

ANZ also covers the correspondent fees charged for foreign currency international money transfers to India via ANZ Internet Banking.  This will ensure the full value is received by your friends and family. The beneficiary's bank may charge the beneficiary fee(s) for receipt of the payment.

Offer effective 4th of October 2021 and will conclude 4th of November 2021.

Features and benefits

Send money overseas securely

Send money overseas via ANZ Internet Banking and you'll get the security of ANZ Fraud Money Back Guaranteedisclaimer and the ANZ Shield app. 

Save on correspondent bank fees

ANZ will cover the correspondent bank fee for transfers sent in a foreign currency via ANZ Internet Banking and ANZ Phone Banking for the following currencies and countries:

Get it there quickly

Transfer your money electronically from your ANZ account to the overseas account, usually within 2 working days (or even sooner).

Choose from many countries and currencies

You can send money to over 99 countries around the world. Transfer in a foreign currency (from an AUD account) for a lower ANZ transfer fee and lock in your foreign exchange rate for peace of mind.

View today’s currency exchange rates

Supporting your friends and family in the Pacific - $0 ANZ Transfer Fee

$0 ANZ transfer fee when sending foreign currency international money transfers via ANZ Internet Banking to Cook Islands, Fiji, French Polynesia, Kiribatidisclaimer, New Caledonia, Papua New Guinea, Samoa, Solomon Islands, Timor Leste, Tonga and Vanuatu.

ANZ will also absorb foreign currency correspondent bank fees for international money transfers sent in the following currencies: USD, EUR, NZD, FJD, TOP, XPF, PGK, WST, SBD and VUV which will ensure the full value is received by your friends and family.  The beneficiary's bank may charge the beneficiary fee(s) for receipt of the payment.

Effective 1st of October 2021.

ANZ International Money Transfer fees

Table
 

Transactions less than $10,000
(AUD equivalent)

Transactions $10,000 and over
(AUD equivalent)

Phone Banking

1800 352 535 
(International callers +613 9683 9999 )
8am - 8pm AEST, Monday to Friday
(excluding national holidays)

Payments to Cook Islands, Fiji, French Polynesia, Guam, Kiribati, New Caledonia, Papua New Guinea, Samoa, Solomon Islands, Timor Leste, Tonga and Vanuatu:  

$7

Payments to all other countries:

$9 if sent in foreign currency from an AUD account

$32 if sent in AUD from an AUD account

$32 if sent from a foreign currency account

Payments to Cook Islands, Fiji, French Polynesia, Guam, Kiribati, New Caledonia, Papua New Guinea, Samoa, Solomon Islands, Timor Leste, Tonga and Vanuatu:  

$0 if sent in foreign currency from an AUD account

$7 if sent in AUD from an AUD account

$7 if sent from a foreign currency account

Payments to all other countries:

$0 if sent in foreign currency from an AUD account

$32 if sent in AUD from an AUD account

$32 if sent from a foreign currency account

Internet Banking / Internet Banking for Business

Payments to Cook Islands, Fiji, French Polynesia, Kiribatidisclaimer, New Caledonia, Papua New Guinea, Samoa, Solomon Islands, Timor Leste, Tonga and Vanuatu:  

$0 if sent in a foreign currency from an AUD account

$7 if sent in AUD from an AUD account

Payments to all other countries:

$9 if sent in foreign currency from an AUD account

$18 if sent in AUD from an AUD account

Payments to Cook Islands, Fiji, French Polynesia, Kiribatidisclaimer, New Caledonia, Papua New Guinea, Samoa, Solomon Islands, Timor Leste, Tonga and Vanuatu:  

$0 if sent in foreign currency from an AUD account

$7 if sent in AUD from an AUD account

Payments to all other countries:

$0 if sent in foreign currency from an AUD account

$18 if sent in AUD from an AUD account

If your company makes foreign currency payments of $100,000 p.a. (AUD equivalent) and over and you would like to manage your foreign exchange risk, please contact ANZ Markets on 1800 640 574 in Australia (Monday to Friday 8am to 6:30pm AEST).

Did you know?

ANZ processes International Money Transfers through its worldwide network of correspondent banks. Correspondent banks may charge additional fees and will generally deduct these fees from the total value of the payment. For certain currencies and countries, ANZ will cover the correspondent bank fee for International Money Transfers via ANZ Internet Banking and ANZ Phone Banking.

To help you better understand the range of correspondent bank fees that could apply to certain International Money Transfers, ANZ has put together some reference guides. Please view the reference guides below.

ANZ will cover the correspondent bank fees for all USD payments via ANZ Internet Banking and ANZ Phone Banking from Australia

Table

Destination Country

Payment Currency

Estimated correspondent bank fee when sending an International Money Transfer from ANZ Internet Banking or ANZ Phone Banking from Australia

Canada

CAD

CAD10

Hong Kong

HKD

HKD65

India

INR

ANZ will cover the correspondent bank fee

Japan

JPY

JPY2500

Philippines

PHP

PHP0

Singapore

SGD

SGD10

South Africa

ZAR

ZAR160

 

The correspondent bank fees set out above are indicative only. No reliance should be placed on these fees in determining the total cost for sending an international payment. These fees may change at any time without notice and are subject to a number of factors including the value of the international payment made and whether the payment is sent in the local currency of the destination country. At your request, ANZ will use best endeavours to obtain, within ten working days, details of the fees you were charged by the correspondent and/or intermediary bank that was used to send your payment. ANZ recommends that you read your relevant account terms and conditions and the International Money Transfer Terms and Conditions (where you use Internet Banking, Internet Banking for Business or Phone Banking).

Table

Destination Country

Payment Currency

Estimated correspondent bank fee when sending an International Money Transfer from ANZ Internet Banking or ANZ Phone Banking from Australia

New Zealand

NZD

ANZ will cover the correspondent bank fee

Papua New Guinea

PNG

ANZ will cover the correspondent bank fee

Fiji

FJD

ANZ will cover the correspondent bank fee

Cook Islands

NZD

ANZ will cover the correspondent bank fee

East Timor

USD

ANZ will cover the correspondent bank fee

Guam

USD

ANZ will cover the correspondent bank fee

Kiribati

USD

ANZ will cover the correspondent bank fee

French Polynesia

XPF

ANZ will cover the correspondent bank fee

New Caledonia

XPF

ANZ will cover the correspondent bank fee

Samoa

WST

ANZ will cover the correspondent bank fee

Solomon Islands

SBD

ANZ will cover the correspondent bank fee

Tonga

TOP

ANZ will cover the correspondent bank fee

Vanuatu

VUV

ANZ will cover the correspondent bank fee

 

The correspondent bank fees set out above are indicative only. No reliance should be placed on these fees in determining the total cost for sending an international payment. These fees may change at any time without notice and are subject to a number of factors including the value of the international payment made and whether the payment is sent in the local currency of the destination country. At your request, ANZ will use best endeavours to obtain, within ten working days, details of the fees you were charged by the correspondent and/or intermediary bank that was used to send your payment. ANZ recommends that you read your relevant account terms and conditions and the International Money Transfer Terms and Conditions (where you use Internet Banking, Internet Banking for Business or Phone Banking).

ANZ will cover the correspondent bank fees for all EUR payments via ANZ Internet Banking and ANZ Phone Banking from Australia

Table

Destination Country

Payment Currency

Estimated correspondent bank fee when sending an International Money Transfer from ANZ Internet Banking or ANZ Phone Banking from Australia

Great Britain

GBP

ANZ will cover the correspondent bank fee

 

The correspondent bank fees set out above are indicative only. No reliance should be placed on these fees in determining the total cost for sending an international payment. These fees may change at any time without notice and are subject to a number of factors including the value of the international payment made and whether the payment is sent in the local currency of the destination country. At your request, ANZ will use best endeavours to obtain, within ten working days, details of the fees you were charged by the correspondent and/or intermediary bank that was used to send your payment. ANZ recommends that you read your relevant account terms and conditions and the International Money Transfer Terms and Conditions (where you use Internet Banking, Internet Banking for Business or Phone Banking).

How to send an ANZ International Money Transfer

How to send money overseas

ANZ Internet Banking: look for 'International Services' in the 'Payments' menu. Select 'Transfer funds overseas'. You can use your ANZ transaction account or ANZ credit carddisclaimer. Add our ANZ Shield security app for extra security and access to higher payment limits, available 24/7.

ANZ Phone Banking: use your ANZ transaction account by calling 1800 352 535 in Australia (Monday to Friday 8.00am to 7.30pm AEST).

Not an ANZ customer? Find out how to apply.

What details do I need?

You’ll need to be an ANZ customer to send an ANZ International Money Transfer. You’ll also need to tell us the:

  • Currency and amount you'd like to senddisclaimer
  • Full name, address and account number of the person you're sending the money to
  • Destination country, full bank name, address and SWIFT/BIC (Bank Identifier Code) or Branch Number (some countries accept this) of the beneficiary's (payee's) bank
  • IBAN (for payments to Europe and selected other countries) or Routing Number (for payments to the US)

Need help?

If you have any questions about ANZ International Money Transfers, or if you need help through the process, contact our dedicated International Support Centre on 1800 681 683 or +61 3 8565 7229 if you're outside Australia (call costs apply), weekdays 8am – 5pm AEDT/AEST. ANZ Branches can assist you by providing access to our dedicated ANZ Phone Banking team for processing your ANZ International Money Transfer Request Form (PDF 250kB).

You can also refer to our FAQs, use our foreign exchange calculator or check today's currency exchange rates.

Receiving money from overseas

To receive an international money transfer, you'll need to provide the sender with:

  • Your ANZ branch name and address
  • Your account name and full account number
  • The ANZ SWIFT code, which is ANZBAU3M

If you've received a foreign currency cheque or draft, you may be able to deposit it into your ANZ account. It may take longer to process as it will need to be returned to the country of origin for clearing. If you need assistance, contact our dedicated International Payments Support Centre on 1800 681 683 or +61 3 8565 7229 if you're outside Australia (call costs apply), weekdays 8am to 5pm AEDT/AEST.

FAQs

What if my country doesn’t appear in the drop down list?

How much can I transfer overseas?

How do I know if my payments are successful?

I have a query about an international payment I’ve made online – what can I do?

You may also be interested in

Use our foreign exchange calculator

Use the ANZ foreign exchange calculator, an enhanced currency converter, to view today’s FX rates, convert currencies and any likely fee(s) associated with your transaction.

Learn more

Important information

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 746kB), International Money Transfer Terms and Conditions, and the Financial Services Guide (PDF 104kB) which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

$0 ANZ transfer fee if sent in AUD from an AUD account.

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Additional fees and charges may apply if using an ANZ Credit Card for an International Money Transfer. A correspondent bank may also charge a fee when making the payment to the beneficiary’s account and the beneficiary's bank may charge the beneficiary fee(s) for receipt of the payment.

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Daily International Money Transfer limits for ANZ Internet Banking and Internet Banking for Business are the same as your Pay Anyone limits. No daily International Money Transfer limit applies if using ANZ Phone Banking.

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Offer available to ANZ Rewards Travel Adventures primary cardholders who have made $500 of net eligible purchases within three months of approval. One complimentary flight is available to the primary cardholder each year until the card is cancelled. Complimentary flights are restricted to selected economy fare class on flights operated by Virgin Australia to selected domestic destinations. Bookings are subject to availability and some flights may not have complimentary seats available. Flights must be booked at least 60 days in advance. Not to be combined with any other offer, discount or cabin class upgrades. Fees may apply for excess baggage, booking changes and cancellations. The complimentary flight is not eligible for Velocity Points and/or Status Credits earn. The Air Travel Benefit Terms (PDF 56kB) and the Virgin Australia Terms and Conditions of Carriage apply. Eligible purchases are described in the Air Travel Benefit Terms - for example interest charges, fees, cash advances, cash equivalent transactions, balance transfers, transactions for gambling or gaming purposes and reversed or refunded transactions will not count towards your qualifying eligible purchases.

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