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International money transfer

Sending money overseas is fast, easy and secure with an ANZ International Money Transfer.

Transfer now 

Best way to transfer money overseas from Australia with ANZ

Send money overseas securely

Send money overseas via ANZ Internet Banking and you'll get the security of ANZ Fraud Money Back Guaranteedisclaimer and the ANZ Shield app

Get it there quickly

Transfer your money electronically from your ANZ account to the overseas account, usually within 2 working days (or even sooner).

Save when you send money online

Transfers via ANZ Internet Banking are free when sending in a foreign currency $10,000 and over (Australian dollars equivalent) and only $12 for payments under $10,000 (Australian dollars equivalent), any time of the day.disclaimer Real-time market rates let you take advantage of exchange rate movements during the day and lock in the rate that suits you.

Choose from many countries and currencies

You can send money to over 99 countriesdisclaimer around the world. Transfer in a foreign currency for lower fees and lock in your conversion rate for peace of mind.

View today’s currency exchange rates

ANZ International Money Transfer fees

IMT Fees


Transactions less than $10,000 (AUD equivalent)

Transactions $10,000 and over (AUD equivalent)

Internet Banking and Internet Banking for Business

$18 if sent in AUD

$12 if sent in foreign currency

Save up to 33%


$18 if sent in AUD

$0 if sent in foreign currency

Save up to 100%


Branch & Phone Banking

1800 352 535 (International callers +613 9683 9999) 8am - 8pm AEST, Monday to Friday (excluding national holidays)

$32 if sent in AUD

$12 if sent in foreign currency

Save up to 62%


$32 if sent in AUD

$0 if sent in foreign currency

Save up to 100%


Payments to Fiji, Samoa, Vanuatu, Kiribati, Tonga, Solomon Islands and Cook Islands



$9 if sent in AUD

$0 if sent in foreign currency

Save up to 100%


If your company makes foreign currency payments of $100,000 p.a. (AUD equivalent) and over and you would like to manage your Foreign Exchange Risk, we can set you up with ANZ FX Online and a dedicated foreign exchange dealer. Please contact ANZ Markets on 1800 640 574 in Australia (Monday to Friday 8.00am-8.00pm AEST).

How to make an ANZ International Money Transfer

How to send money overseas

ANZ Internet Banking: look for 'International Services' in the 'Payments' menu. You can use your ANZ transaction account or ANZ credit carddisclaimer. Add our ANZ Shield security app for extra security and access to higher payment limits, available 24/7.

ANZ Phone Banking: use your ANZ transaction account by calling 1800 352 535 in Australia (Monday to Friday 8.00am to 7.30pm AEST).

ANZ Branch: visit an ANZ Branch or ANZ Foreign Exchange Centre. ANZ Branches are open Monday to Thursday (9:30am to 4pm AEST) and Friday (9:30am to 5pm AEST).

Not an ANZ customer? Find out how to apply.

What details to provide

You’ll need to be an ANZ customer to make an ANZ International Money Transfer. You’ll also need to tell us the:

  • Currency and amountdisclaimer you'd like to send
  • Full name, address and account number of the person you're sending the money to
  • Full bank name, address and SWIFT/BIC (Bank Identifier Code) or Branch Number (some countries accept this) of the receiver's bank
  • IBAN (for payments to Europe and selected other countries) or Routing Number (for payments to the US)

Need help?

If you have any questions about ANZ International Money Transfers, or if you need help through the process, contact our dedicated International Payments Support Centre on 1800 681 683 or +613 8646 8923 if you're outside Australia (call costs apply), weekdays 8.00am to 7.00pm (AEST). 

You can also refer to our FAQs, use our currency converter or check today's currency exchange rates. Find out how to make an International Money Transfer using ANZ Internet Banking.

For International Money Transfers completed at a branch, please complete the International Money Transfer Request Form.

Receiving money from overseas

To receive an international money transfer, you'll need to provide the sender with:

  • Your ANZ branch name and address
  • Your account name and full account number
  • The ANZ SWIFT code, which is ANZBAU3M

If you're getting an international bank cheque or draft, you can also deposit it into your ANZ account. But if it's in a foreign currency, it may take longer to process as it will need to be returned to the country of origin for clearing. If you need assistance, contact our dedicated International Payments Support Centre on 1800 681 683 or +613 8646 8923 if you're outside Australia (call costs apply), weekdays 8.00am to 7.00pm (AEST). 

You may also be interested in

Use our currency converter

Our foreign currency converter helps you work out how much the Australian Dollar is worth in other currencies.

Learn more

Need foreign currency?

ANZ Foreign Exchange Centres specialise in travel money and international payments. They stock ANZ Travel Cards and a large range of popular currencies in a wide range of denominations.

Learn more

Enjoy a complimentary return domestic flight with ANZ Rewards Travel Adventures

Spend $500 on eligible purchases in the first three months to qualify.disclaimer

Learn more

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB), International Money Transfer Terms and Conditions and the Financial Services Guide (PDF 104kB) which are available at or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

Additional fees and charges may apply if using an ANZ Credit Card for an International Money Transfer, for a cancellation or enquiry or should the beneficiary bank return the International Money Transfer.  The correspondent bank may also charge a fee when making the payment to the beneficiary’s account.

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True as at 3rd October 2016. Not all currencies available at ANZ branches, Foreign Exchange Centres, Foreign Exchange ATMs, ANZ Internet Banking or ANZ Phone Banking.

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Additional fees and charges may apply if using an ANZ Credit Card for an International Money Transfer.

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Daily International Money Transfer limits for ANZ Internet Banking and Internet Banking for Business are the same as Pay Anyone limits. The limit for ANZ Phone Banking is currently $250,000 a day, while ANZ branches allow unlimited transfers. International Money Transfers available only at selected ANZ branches.

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Offer available to ANZ Rewards Travel Adventures primary cardholders who have made $500 of net eligible purchases within three months of approval. One complimentary flight is available to the primary cardholder each year until the card is cancelled. Complimentary flights are restricted to selected economy fare class on flights operated by Virgin Australia to selected domestic destinations. Bookings are subject to availability and some flights may not have complimentary seats available. Flights must be booked at least 60 days in advance. Not to be combined with any other offer, discount or cabin class upgrades. Fees may apply for excess baggage, booking changes and cancellations. The complimentary flight is not eligible for Velocity Points and/or Status Credits earn. The Air Travel Benefit Terms (PDF 56kB) and the Virgin Australia Terms and Conditions of Carriage apply. Eligible purchases are described in the Air Travel Benefit Terms - for example interest charges, fees, cash advances, cash equivalent transactions, balance transfers, transactions for gambling or gaming purposes and reversed or refunded transactions will not count towards your qualifying eligible purchases.

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