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International Money Transfer

Sending money overseas is fast, easy and secure with an ANZ International
Money Transfer.

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Features and benefits Fees Send a transfer Receiving a transfer

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Sending money overseas?

Some say sending an international money transfer is hard. At ANZ, we make sending money overseas easy!

Watch the video to see how you can send money overseas with confidence, or skip directly to:

Why should you use ANZ

How to send an ANZ International Money Transfer

Features and benefits

Safe and reliable

Send money overseas via ANZ Internet Banking and you'll get peace of mind with our ANZ Fraud Money Back Guarantee^disclaimer and the ANZ Shield app.

$0 correspondent bank fees^disclaimer

ANZ will cover the correspondent bank fee for transfers sent in a foreign currency via ANZ Internet Banking and ANZ Phone Banking for the following currencies and countries:

USD to all countries
GBP to United Kingdom
NZD to New Zealand
INR to India
EUR to all countries
Selected currencies/countries to the Pacific

Quick and easy

Transfer your money overseas the quick and easy way from your ANZ account to family, friends or business, with funds received usually within 2 business days or earlier!

Send it with confidence

Send to 200 countries around the world, with competitive foreign exchange rates and lower ANZ transfer fee if you send a foreign currency international money transfer from an AUD account. We make sending money overseas simple.

View today’s currency exchange rates

ANZ International Money Transfer fees

Supporting those impacted by Ukraine crisis - $0 ANZ Transfer Fee^disclaimer

To support those impacted by the crisis, the ANZ transfer fee is waived for all international money transfers via ANZ Internet Banking and ANZ Phone Banking destined for Ukraine.

Offer effective 17th March 2022 and until further notice.

ANZ International Money Transfer fees

Table
	Transactions less than $10,000 (AUD equivalent)	Transactions $10,000 and over (AUD equivalent)
ANZ Phone Banking 1800 352 535 (International callers +613 9683 9999 ) 8am - 7:30pm AEST, Monday to Friday (excluding national holidays)	Payments to Cook Islands, Fiji, French Polynesia, Guam, Kiribati, New Caledonia, Papua New Guinea, Samoa, Solomon Islands, Timor Leste, Tonga and Vanuatu: $7 Payments to all other countries: $9 if sent in foreign currency from an AUD account $32 if sent in AUD from an AUD account $32 if sent from a foreign currency account	Payments to Cook Islands, Fiji, French Polynesia, Guam, Kiribati, New Caledonia, Papua New Guinea, Samoa, Solomon Islands, Timor Leste, Tonga and Vanuatu: $0 if sent in foreign currency from an AUD account $7 if sent in AUD from an AUD account $7 if sent from a foreign currency account Payments to all other countries: $0 if sent in foreign currency from an AUD account $32 if sent in AUD from an AUD account $32 if sent from a foreign currency account
ANZ Internet Banking / Internet Banking for Business	Payments to Cook Islands, Fiji, French Polynesia, Kiribati^disclaimer, New Caledonia, Papua New Guinea, Samoa, Solomon Islands, Timor Leste, Tonga and Vanuatu: $0 if sent in a foreign currency from an AUD account $7 if sent in AUD from an AUD account Payments to all other countries: $9 if sent in foreign currency from an AUD account $18 if sent in AUD from an AUD account	Payments to Cook Islands, Fiji, French Polynesia, Kiribati^disclaimer, New Caledonia, Papua New Guinea, Samoa, Solomon Islands, Timor Leste, Tonga and Vanuatu: $0 if sent in foreign currency from an AUD account $7 if sent in AUD from an AUD account Payments to all other countries: $0 if sent in foreign currency from an AUD account $18 if sent in AUD from an AUD account

If your company makes foreign currency payments of $100,000 p.a. (AUD equivalent) and over and you would like to manage your foreign exchange risk, please contact ANZ Markets on 1800 640 574 in Australia (Monday to Friday 8am to 6:30pm AEST).

Did you know?

ANZ processes International Money Transfers through its worldwide network of correspondent banks. Correspondent banks may charge additional fees and will generally deduct these fees from the total value of the payment. For certain currencies and countries, ANZ will cover the correspondent bank fee for International Money Transfers via ANZ Internet Banking and ANZ Phone Banking.

To help you better understand the range of correspondent bank fees that could apply to certain International Money Transfers, ANZ has put together some reference guides. Please view the reference guides below.

Correspondent bank fee reference guide - North America/Africa/Asia

ANZ will cover the correspondent bank fees for all USD payments via ANZ Internet Banking and ANZ Phone Banking from Australia

Table
Destination Country	Payment Currency	Estimated correspondent bank fee when sending an International Money Transfer from ANZ Internet Banking or ANZ Phone Banking from Australia
Canada	CAD	CAD10
Hong Kong	HKD	HKD65
India	INR	ANZ will cover the correspondent bank fee
Japan	JPY	JPY2500
Philippines	PHP	PHP0
Singapore	SGD	SGD10
South Africa	ZAR	ZAR160

The correspondent bank fees set out above are indicative only. No reliance should be placed on these fees in determining the total cost for sending an international payment. These fees may change at any time without notice and are subject to a number of factors including the value of the international payment made and whether the payment is sent in the local currency of the destination country. At your request, ANZ will use best endeavours to obtain, within ten working days, details of the fees you were charged by the correspondent and/or intermediary bank that was used to send your payment. ANZ recommends that you read your relevant account terms and conditions and the International Money Transfer Terms and Conditions (where you use Internet Banking, Internet Banking for Business or Phone Banking).

Correspondent bank fee reference guide - Pacific

Table
Destination Country	Payment Currency	Estimated correspondent bank fee when sending an International Money Transfer from ANZ Internet Banking or ANZ Phone Banking from Australia
New Zealand	NZD	ANZ will cover the correspondent bank fee
Papua New Guinea	PNG	ANZ will cover the correspondent bank fee
Fiji	FJD	ANZ will cover the correspondent bank fee
Cook Islands	NZD	ANZ will cover the correspondent bank fee
East Timor	USD	ANZ will cover the correspondent bank fee
Guam	USD	ANZ will cover the correspondent bank fee
Kiribati	USD	ANZ will cover the correspondent bank fee
French Polynesia	XPF	ANZ will cover the correspondent bank fee
New Caledonia	XPF	ANZ will cover the correspondent bank fee
Samoa	WST	ANZ will cover the correspondent bank fee
Solomon Islands	SBD	ANZ will cover the correspondent bank fee
Tonga	TOP	ANZ will cover the correspondent bank fee
Vanuatu	VUV	ANZ will cover the correspondent bank fee

Correspondent bank fee reference guide - Europe

ANZ will cover the correspondent bank fees for all EUR payments via ANZ Internet Banking and ANZ Phone Banking from Australia

Table
Destination Country	Payment Currency	Estimated correspondent bank fee when sending an International Money Transfer from ANZ Internet Banking or ANZ Phone Banking from Australia
Great Britain	GBP	ANZ will cover the correspondent bank fee

How to make an ANZ International Money Transfer

How to send an ANZ International Money Transfer

How to send money overseas

ANZ Internet Banking: look for 'International Services' in the 'Payments' menu. Select 'Transfer funds overseas'. You can use your ANZ transaction account or ANZ credit card.^disclaimer Add our ANZ Shield security app for extra security and access to higher payment limits, available 24/7.^disclaimer

ANZ Phone Banking: use your ANZ transaction account by calling 1800 352 535 in Australia (Monday to Friday 8.00am to 7.30pm AEST).

Not an ANZ customer? Find out how to apply.

What details do I need?

You’ll need to be an ANZ customer to send an ANZ International Money Transfer. You’ll also need to tell us the:

Currency and amount you'd like to send^disclaimer
Full name, address and account number of the person you're sending the money to
Destination country, full bank name, address and SWIFT/BIC (Bank Identifier Code) or Branch Number (some countries accept this) of the beneficiary's (payee's) bank
IBAN (for payments to Europe and selected other countries) or Routing Number (for payments to the US)

Need help?

If you have any questions about ANZ International Money Transfers, or if you need help through the process, contact our dedicated International Support Centre on 1800 681 683 or +61 3 8565 7229 if you're outside Australia (call costs apply), weekdays 8am – 5pm AEDT/AEST. ANZ Branches can assist you by providing access to our dedicated ANZ Phone Banking team for processing your ANZ International Money Transfer Request Form (PDF 250kB).

You can also refer to our FAQs, use our foreign exchange calculator or check today's currency exchange rates.

How to receive money from overseas

Receiving money from overseas

To receive an international money transfer, you'll need to provide the sender with:

Your ANZ branch name and address
Your account name and full account number
The ANZ SWIFT code, which is ANZBAU3M

FAQs

What if my country doesn’t appear in the drop down list?

How much can I transfer overseas?

Important information

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 746kB), International Money Transfer Terms and Conditions, and the Financial Services Guide (PDF 104kB) which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

Terms and conditions apply. Please refer to http://www.anz.com/personal/ways-bank/security/online-security/protect-you/

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Other fees and charges apply, including ANZ transfer fee. Additional fees and charges may apply if using an ANZ Credit Card for an ANZ International Money Transfer.

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Additional fees and charges may apply if using an ANZ Credit Card for an ANZ International Money Transfer. A correspondent bank may also charge a fee when making the payment to the beneficiary’s account and the beneficiary's bank may charge the beneficiary fee(s) for receipt of the payment.

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$0 ANZ transfer fee if sent in AUD from an AUD account to Kiribati (Internet Banking only).

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Daily International Money Transfer limits for ANZ Internet Banking and Internet Banking for Business are the same as your Pay Anyone limits. No daily International Money Transfer limit applies if using ANZ Phone Banking.

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International Money Transfer

Sending money overseas?