skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

Features and benefits

Safe and speedy transfers

Send your money securely

Make an International Money Transfer via ANZ Internet Banking and you'll get the security of ANZ Fraud Money Back Guaranteedisclaimer and the ANZ Shield app

Save when you use Internet Banking

Transfers via ANZ Internet Banking are only $18, or just $12 for amounts over $10,000 (AUD), any time of day. That's the lowest of the Big 4 Aussie banksdisclaimer. Real-time market rates let you take advantage of exchange rate movements during the day and lock in the rate that suits you.

Get it there quickly

Your money is transferred electronically from your ANZ account to the overseas account, usually within 2 working days.

Choose from many countries and currencies

You can send money to over 99 countriesdisclaimer around the world. If you want control of your conversion rate, consider transferring it in foreign currency. This will lock that amount in, giving you peace of mind.

Making a transfer

How to make an ANZ International Money Transfer

You'll need to be an ANZ customer to make an ANZ International Money Transfer, for a start. You'll also need to tell us the:

  • Currency and amountdisclaimer you'd like to send
  • Full name, address and account number of the person you're sending the money to
  • Full bank name, address and SWIFT BIC (Bank Identified Code) or Branch Number (some countries accept this) of the receiver's bank
  • IBAN (for payments to Europe and selected other countries) or Routing Number (for payments to the US)

ANZ Internet Banking: look for 'International Services' in the 'Payments' menu. You can use your ANZ transaction account or ANZ credit carddisclaimer. Add our ANZ Shield security app for extra security and access to higher payment limits, available 24/7.

ANZ branches and ANZ Foreign Exchange Centres: use your ANZ transaction account or ANZ credit carddisclaimer.

ANZ Phone Banking: use your ANZ transaction account by calling 1800 352 535 in Australia (Monday to Friday 8.00am to 7.30pm AEST).

Here's what we charge to send an ANZ International Money Transfer, in Australian Dollars:

  • via ANZ Internet Banking: $18 (or $12 if the transfer is over $10,000 in Australian Dollars)
  • at an ANZ branch, Foreign Exchange Centre or via ANZ Phone Banking: $32

Please note that an international money transfer sent via an overseas bank may be subject to commissions, fees and other charges applied by that bank. These commissions, fees or charges will generally be deducted by the overseas bank from the funds paid to the receiver.

If you have any questions about ANZ International Money Transfers, or if you need help through the process, contact our dedicated International Payments Support Centre on 1800 681 683 or +613 8646 8923 if you're outside Australia (call costs apply), weekdays 8.00am to 7.00pm (AEST). 

You can also refer to our FAQs, use our currency converter or check today's currency exchange rates.

Incoming transfers

How to receive money from overseas 

To receive an international money transfer, you'll need to provide the sender with:

  • Your ANZ branch name and address
  • Your account name and full account number
  • The ANZ SWIFT code, which is ANZBAU3M

If you're getting an international bank cheque or draft, you can also deposit it into your ANZ account. But if it's in a foreign currency, do note that it may take longer to process as it will need to be returned to the country of origin for clearing. If you need assistance, contact our dedicated International Payments Support Centre on 1800 681 683 or +613 8646 8923 if you're outside Australia (call costs apply), weekdays 8.00am to 7.00pm (AEST). 

You may also be interested in

Use our currency converter

Our foreign currency converter helps you work out how much the Australian Dollar is worth in other currencies.

Learn more

Need foreign currency?

ANZ Foreign Exchange Centres specialise in travel money and international payments. They stock ANZ Travel Cards and over 50 currencies in a wide range of denominations.

Learn more

Enjoy a complimentary return domestic flight with ANZ Rewards Travel Adventures

Spend $500 on eligible purchases in the first three months to qualify.disclaimer

Learn more

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB), International Money Transfer Terms and Conditions and the Financial Services Guide (PDF 104kB) which are available at or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

Correct as at 3rd October 2016, based on comparing ANZ, Commonwealth Bank, nab and Westpac fees for sending money overseas using internet banking.

Back to top

True as at 3rd October 2016. Not all currencies available at ANZ branches, Foreign Exchange Centres, Foreign Exchange ATMs, ANZ Internet Banking or ANZ Phone Banking.

Back to top

Daily International Money Transfer limits for ANZ Internet Banking and Internet Banking for Business are the same as Pay Anyone limits. The limit for ANZ Phone Banking is currently $250,000 a day, while ANZ branches allow unlimited transfers.

Back to top

Additional fees and charges may apply if using an ANZ Credit Card for an International Money Transfer.

Back to top

Offer available to ANZ Rewards Travel Adventures account holders who have made $500 of net eligible purchases within three months of approval. One complimentary flight is available to the accountholder each year until the card is cancelled. Complimentary flights are restricted to selected economy fare class on flights operated by Virgin Australia to selected domestic destinations. Bookings are subject to availability and some flights may not have complimentary seats available. Flights must be booked at least 60 days in advance. Not to be combined with any other offer, discount or cabin class upgrades. Fees may apply for excess baggage, booking changes and cancellations. The complimentary flight is not eligible for Velocity Points and/or Status Credits earn. The Air Travel Benefit Terms (PDF 56kB) and the Virgin Australia Terms and Conditions of Carriage apply. Eligible purchases are described in the Air Travel Benefit Terms - for example interest charges, fees, cash advances, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance, transactions for gambling or gaming purposes and reversed or refunded transactions will not count towards your qualifying eligible purchases.

Back to top