International payments and travel

Yes. Your daily payment limit will apply to all payments (excluding BPay bill payments). ANZ Internet Banking for Business customers please note, the maximum amount that can be transferred overseas is $150,000 even if the daily limit amount assigned to your profile is higher than this.

Refer to International money transfers for a list of fees.

International money transfers (transfer funds overseas) are processed as immediate payments and your account is debited immediately. It may however, take two business days to be processed depending on when the transfer was requested. Transfers submitted before 4.30pm (AEST/AEDT) on a bank business day will be processed on the same day but if submitted after 4.30pm (AEST/AEDT) or on weekends or public holidays, it will be processed on the next bank business day. The time that it takes for the beneficiary's account to be credited will depend on the policy and systems of the beneficiary's bank. You will be notified via SecureMail once your request is processed by the ANZ International Services team.

No. International payments cannot be future dated nor can they be set up as a recurring transfer. All international payments are processed as immediate payments or transfers. This is because of fluctuating foreign exchange rates.

To view foreign exchange rates applicable to international money transfers in ANZ Internet Banking:

1. Log in to ANZ Internet Banking
2. Go to the Payments menu
3. Select International services
4. Choose Foreign exchange rates/currencies.

No. International money transfers can be sent to specified countries only. To view the list of countries for international money transfers, you can see the Destination country list when you setup a new payee.

If you wish to transfer funds to a country not shown in the destination country list, please contact us.

When you enter an amount in the field next to Transfer amount or an amount in AUD, select Get rate. The Total is the sum of the Transfer Amount and Transfer fee. When foreign currency is used, the Amount is the Australian dollar equivalent of the Transfer amount. The amount is automatically calculated by ANZ Internet Banking.

Whenever you confirm a payment/transfer you'll see a lodgement number and a receipt number. The receipt number confirms that the payment has been submitted successfully.

For scheduled payments, you can check the status and the receipt number via View past Payments/Transfers from the Payments menu. For unsuccessful payments, the status will show as failed. You can also check the details of the payment to find the reason the payment failed.

Find out more about Past payments/transfers

You can check the details of the payment that you have made online -  Past payments/transfers

You can also check your SecureMail messages for a confirmation from the ANZ International Services team regarding your payment request or please contact us for further detail.

When you provide ANZ with your international travel plans, we know when you have used your credit card and other ANZ accounts overseas.  This helps avoid transactions being stopped by ANZ Falcon™ on your accounts when we detect overseas purchases.

For more information on Falcon anti-fraud protection

You can send us an online enquiry, or alternatively, you can phone us on 13 22 73 (International callers: +613 9683 7043) 24 hours a day, seven days a week.

You can include up to 15 travel destinations.

If you wish to inform ANZ of additional countries, you can list them in the Comments textbox.

The more information ANZ has about your plans, the less chance of merchants declining your card while you travel. So, it is best to cover most, if not all, of your destinations. However, this is up to your discretion.