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ANZ Online Saver

An online savings account where you can earn up to  for 3 monthsdisclaimer

Apply now

It only takes around 10 minutes to apply.

Features and benefits

Bonus interest for new customers

Open your first ANZ Online Saver and get bonus interest for 3 months. You could earn , based on the current standard variable rate of  (subject to change) and a bonus of % p.a. for 3 months.disclaimer

A flexible way to save

ANZ Online Saver account is an interest earning account that gives you the flexibility to access your savings via your linked ANZ everyday banking accountdisclaimer.

$0 monthly account service fee

There is no monthly account service fee and no minimum balance on this online savings account. (Fees may apply to your linked ANZ everyday account).disclaimer

Transfer money out any time

A day-to-day online savings account that lets you access your savings online at any time. You can use your ANZ Online Saver to pay bills using BPAY® or set up direct debits.


Interest rates and fees

Open your first ANZ Online Saver and get bonus interest for 3 months.disclaimer

Current standard variable rate (subject to change)

+    % p.a.

Introductory interest for 3 monthsdisclaimer  for eligible customers

=    

Total interest rate for 3 months if current variable rate remains unchanged


Savings guides and tools

Saving tips

We've put together some helpful tips to help you start saving and make saving part of your daily routine. 

Learn more

Create a budget

Follow these simple steps to create a budget, take control of your spending and reach your savings goals. 

Learn more

Reduce your bank fees

Banking doesn't have to cost a lot. Find out how you could cut back on unnecessary bank fees. 

Learn more

How to apply

Apply online

Apply now

To complete an online application you will need an Australian residential address, accepted ID and be willing to open or already have an ANZ everyday account.

Call us

 1800 008 177

Available Mon-Fri 8.00am to 8.00pm (AEST)

Visit a branch

Locate us

ANZ branches are open Monday - Thursday (9.30am - 4pm) and Friday (9.30am – 5pm), with some even open on weekends.

Moving to Australia?

Find out more

Learn more about applying for an ANZ bank account and savings account before you leave.

Are you a concession card holder?

If you are a concession card holder or receiving Government benefits, you may be eligible for one of ANZ's concession everyday bank accounts.

Find out more about our concession accounts - ANZ Pensioner Advantage and ANZ Access Basic.

Ways to bank

ANZ App

Make the everyday a little bit easier and do your banking on the go.disclaimer View balances, transfer money and make payments simply and easily.

Learn more

ANZ Internet Banking

Complete online banking across multiple compatible devices. With ANZ Internet Banking you can manage your accounts, pay and transfer money, access online statements and a whole lot more.

Learn more


Security

ANZ Internet Banking Guarantee

When using ANZ Internet Banking or the ANZ App, you’ll be reimbursed for any unauthorised transactions, provided that you have complied with the Electronic Banking Conditions of Use.

Find out more about ANZ's internet banking security.

Government Deposit Guaranteedisclaimer

Some extra peace of mind for banking in Australia. Deposits of up to $250,000 with ANZ can be covered by the Australian Government’s Financial Claims Scheme.  This means that this money is guaranteed if anything happens to ANZ.



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Everything you need from an everyday account

Use your money the way you want with ANZ Access Advantage. Unlimited ANZ transactions and Visa Debitdisclaimer access make everyday banking easy. 

Learn more

 

 

Be rewarded for saving

An ANZ Progress Saver could help you reach your savings goals sooner. Be rewarded with bonus interest when you stick to a savings plan.disclaimer

Learn more

Our term deposits

Our term deposits are a great way to invest your money and lock your savings away. 

Learn more

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) and the Financial Services Guide (PDF 104kB) which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trade marks of Google Inc.

BPAY®  is registered to BPAY Pty Ltd ABN 69079137518.

Open your first ANZ Online Saver account and you'll receive an introductory fixed bonus rate of % p.a. for 3 months, on top of the ANZ Online Saver standard variable rate (currently ).  After 3 months, the ANZ Online Saver standard variable rate, applicable at that time, will apply. The introductory fixed bonus rate is only available on the first ANZ Online Saver account opened by customers who have not held an ANZ Online Saver in the last 6 months. In case of joint account holders, the introductory fixed bonus rate offer will only be received if all customers are eligible.

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ANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ Internet Banking or ANZ Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Select, ANZ Access Basic, ANZ Pensioner Advantage, ANZ Progress Saver, ANZ V2 PLUS, ANZ Premium Cash Management Account and ANZ Everyday Visa Debit. Terms and conditions and fees and charges apply to the eligible account.

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The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

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The guarantee applies to the total balance held in one or more ANZ deposit accounts by each legal entity, up to a maximum amount of A$250,000. For further information please refer to the Financial Claims Scheme.

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Eligibility criteria apply to the issue of ANZ Access Visa Debit card. Overseas transaction fees, overseas ATM transaction fees and non-ANZ operator fees may apply to foreign currency transactions where an ANZ Access Visa Debit card is accepted. Please refer to ANZ Personal Banking Account Fees and Charges (PDF 112kB) and ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) for details.

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Bonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change.

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