Fraud protection.
Now it’s personal.
ANZ Falcon® technology monitors millions of transactions every day to help keep you safe from fraud.
Falcon® is a registered trademark of Fair Isaac Corporation.
Fraud protection.
Now it’s personal.
ANZ Falcon® technology monitors millions of transactions every day to help keep you safe from fraud.
Falcon® is a registered trademark of Fair Isaac Corporation.
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Cyber Security
Awareness Month 2024
Cyber security is everyone’s business, explore easy ways to help protect yourself and your business.
Create a simple, efficient budget and savings plan to help you set money aside for the things that are important to you.
(eg. home, car, holiday)
A popular way to budget is by using pots or accounts to clearly define your income, expenses and savings. Here's how it could work:
Your first pot is for your everyday expenses like petrol, coffee, entertainment and groceries. |
Your second pot can be for large bills. Bills you can plan for like car registration, rent or mortgage, as well as utilities. |
Your third pot can be for your savings and, depending on your savings goals, you may have more than one savings pot. |
The ANZ Budget Planner can help you work these out. Before creating new accounts, think about the features you'll need and any fees and charges that may apply.
Identify your income and expenses and get an idea of what your budget could look like. Once you have these amounts, you can divide up your money and see how much you could save.
It may be helpful to set up:
This means your bills can get paid on time and with little effort on your part.
Budget plannerBreak down your spending patterns to see how much you could be saving regularly. |
Set up your accounts according to how you'd like to divide your money. Before creating new accounts, think about the features you'll need and any fees and charges that may apply.
Consider how you usually pay for your:
You may like to have bills coming from a different account to your everyday expenses.
Explore ANZ accountsCheck out our ANZ savings accounts to see the benefits and features available to you. |
If you find you have extra cash, you can start your savings plan. Some tips to doing this successfully are:
It may be helpful to have a dedicated account that earns interest to accumulate your savings and see it grow.
Savings calculatorSee how much you'll need to put away to reach your goal and how long it could take. |
It's amazing to see how much you could save just by changing a little habit.
This is an estimate only. It is provided for illustrative purposes only and is based on the accuracy of information provided. ANZ does not store the information provided in this calculator.
The MoneyMinded program is an award-winning financial education course we developed to help people build their financial skills, knowledge and confidence.
Whether you're looking to create a budget, reduce your debt or start saving, there's something for you.
The information set out above is general in nature and has been prepared without taking into account your objectives financial situation or needs. By providing this information ANZ does not intend to provide any financial advice or other advice or recommendations. You should seek independent financial, legal, tax and other relevant advice having regard to your particular circumstances.
Any information provided is general in nature and does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you. ANZ recommends you read the applicable Terms and Conditions booklets and the ANZ Financial Services Guide (PDF) before deciding whether to acquire, or continue to hold, a particular product, which are available on anz.com or by calling 13 13 14 before deciding whether to acquire, or continue to hold the product.