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Play it safe in bushfire season


Published 9 October 2018 

Are you bushfire ready?

With so many Australians living close to the bush, the risk of bushfires is something we can’t afford to ignore. Remember, even the best preparations are no match for a big fire - so make sure you’ve protected your largest asset with quality home and contents insurance.

The true cost of bushfires

With Australia’s extreme weather patterns and bushfires often affecting several states each year, the true cost of fire damage is probably higher than you realise.

Insurance claims for bushfire damage totalled more than $1.6 billion in the 10 years prior, according to the Insurance Council of Australia’s Historical Disaster Statistics, released in 2014.

According to the Insurance Council of Australia, claims from recent bushfire catastrophes reached:

Protect your home

Despite natural disasters like bushfires being common in Australia, many people are not financially protected, according to Insurance Council of Australia spokesman, Campbell Fuller.

  • About 1 in 20 properties in Australia are not insured at all.
  • About two-thirds of renters don’t have any contents insurance.
  • More than 70 per cent of properties have inadequate insurance.

You’ve worked hard to create a home you love. It’s important you make sure it’s protected with home insurance to help get you back on your feet after a natural disaster. 

A home is more than a house; it also has the countless memories of your belongings and what they mean to you. Because of this, it’s a good idea to get your possessions insured as well.

Will my home insurance policy cover me for bushfires?

Yes, ANZ Home Insurance will cover for loss or damage caused by firedisclaimer (including bushfires) to your home and your possessions inside. However, you won't be covered for loss or damage that occurs within 48 hours of the start of your policy, with some exceptions. Please see the ANZ Home Insurance Product Disclosure Statement (PDS) (PDF 1.4MB) for further information. 

ANZ Home Insurance offers full building replacement should your house be totally destroyed as a result of bushfires and your claim is accepted.

For details, find out more about ANZ Home Insurance.

Get protection for your home and contents quickly and easily

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This information was published on 9 October 2018 and is subject to change.

The issuer of this information is ANZ. While ANZ has taken care to ensure that this information is from reliable sources, it cannot warrant its accuracy, completeness or suitability for your intended use. To the extent permitted by law, ANZ does not accept any responsibility or liability arising from your use of this information.

ANZ Home Insurance is issued by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) (QBE). We recommend that you read the ANZ Financial Services Guide (PDF 479kB), ANZ Home Building Key Facts Sheet (PDF 133kB), ANZ Home Contents Key Facts Sheet (PDF 134kB) and the ANZ Home Insurance Product Disclosure Statement (PDF 1.3MB) (available by calling 13 16 14), before deciding whether to acquire, or to continue to hold, these products.

Although Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL 234527 distributes these products, ANZ does not guarantee the issuers or their products.

This information is of a general nature and has been prepared without taking account of your objectives, financial situation or needs. You should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs. 

The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ does not represent or guarantee that access to the ANZ App will be uninterrupted. Temporary service disruptions may occur. ANZ recommends that you read the ANZ App Terms and Conditions available at anz.com and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

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We do not cover loss or damage as a result of charring, melting or scorching as a result of a fire without the presence of a flame, unless Accidental Loss or Damage (Buildings) optional benefit has been selected.

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