skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

ANZ Breakfree package


ANZ Breakfree Package no longer sold

We’ve been talking to our customers about what they prefer most in a home loan. They’ve told us it’s simplicity. That’s why we’ve made the decision to discontinue the Breakfree Package and redesign our home loans to be simpler.

  • Get an interest rate discount, without a package feedisclaimer
  • Pay only for the extras you want
  • No ANZ set up or ongoing feesdisclaimer

Check out our simpler home loans

ANZ Standard Variable ANZ Fixed Rate ANZ Simplicity PLUS

Have an existing Breakfree Package home loan? Find out what this means for you. 

No more packages.
No annual package fee.
Same great rates.

The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditionsProduct Disclosure Statement and the ANZ Financial Services Guide (PDF) before acquiring any product. 

Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527.

For existing Breakfree Package customers, if you renegotiate or take out an additional ANZ home loan account on and from 19 March to 10 September 2022 and link it to your existing Breakfree Package, you will receive an interest rate discount under the Breakfree Package. No further interest rate discounts will apply. To view rates that apply to loans linked to the ANZ Breakfree Package and for more information, see here.


Other home loan fees including Late Payment Fee, Lock Rate Fee, Early Repayment Cost (Fixed Rate Loans) and ANZ Equity Manager facility fee still apply. Loan security fees including Lodgement Fee, Production Fee, Settlement Fee and Search Fee still apply however will not be charged on establishment of a loan. Government fees and charges (including government search fees and stamp duty) may still apply.