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A credit card with a low ongoing interest rate for your everyday purchasesdisclaimer plus Overseas Travel and Medical Insurancedisclaimer.

OFFER

$250 back to your new ANZ Low Rate Platinum credit card plus 0% p.a. on purchases for the first 6 months disclaimer  

The important numbersdisclaimer

Annual account fee

$99

Interest rate on purchases

disclaimer

Interest rate on cash advances

disclaimer

Interest rate on standard balance transfers

disclaimer

Interest rate on promotional purchases

Reverts to standard purchase rate currently 13.49% p.a.

Terms, conditions and eligibility criteria apply

  

0% p.a. (first 6 months)disclaimer

 

PLUS

Complimentary insurance for your travel and purchases 

(eligibility criteria apply, including using your eligible card to make the purchase)

For overseas travel:


For travel within Australia:


For your purchases:

PLUS

24/7 Personal Concierge

A Personal Concierge, accessible 24 hours a daydisclaimer

A credit card with a low ongoing interest rate for your everyday purchases.disclaimer

OFFER

$100 back to your new ANZ Low Rate credit card plus 0% p.a. on purchases for the first 6 months disclaimer    

The important numbersdisclaimer

Annual account fee

$58

Interest rate on purchases

disclaimer

Interest rate on cash advances

disclaimer

Interest rate on standard balance transfers

disclaimer

Interest rate on promotional purchases

Reverts to standard purchase rate currently 13.49% p.a.

Terms, conditions and eligibility criteria apply

  

0% p.a. (first 6 months)disclaimer

All applications for credit are subject to ANZ's credit approval criteria. Terms and Conditions apply and are available on application. Fees, charges and eligibility criteria apply. 

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

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Standard annual percentage interest rate is  on purchases,  on cash advances and  on standard balance transfers as at  and is subject to change.

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The Overseas Travel and Medical Insurance master policy, the Transport Accident Cover master policy and Rental Excess Cover master policy (the Master Policies) are issued by QBE Insurance Australia Limited ABN 78 003 191 035 to ANZ. Cover under the Master Policies is provided to eligible participating cardholders by operation of section 48 of the Insurance Contracts Act 1984 (Cth). The eligibility criteria which you must meet for each of the Master Policies is set out in the Premium Cards - Insurance booklet (PDF 366kB) - Part 1 QBE Product Disclosure Statement and policy wordings. When overseas, we recommend that you carry proof that you have met the eligibility criteria. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must decide whether or not it is appropriate, in light of your own circumstances, to act on this advice. You should ensure you obtain and consider the PDS before you make any decision to acquire it.

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Limited time offer may be withdrawn or changed at any time.  One offer per eligible customer.  Only available to new and approved applicants for an ANZ Low Rate Platinum account. Not available in conjunction with other offers or packages or when transferring from an existing ANZ credit card.  The $250 will be credited to your ANZ Low Rate Platinum account within two months of account activation.  It will be applied to the purchases balance and it does not constitute a payment under your contract with ANZ. If the account is transferred, cancelled or not in good order before the $250 is processed, you may become ineligible for this offer.  The 0% p.a. on purchases will commence from the date of card approval.  After 6 months, the rate on purchases reverts to the standard variable rate applicable to purchases on your account, which is 13.49% p.a. as at Monday, 20 June 2016 and is subject to change.  Any unpaid purchases balance will be subject to that rate.  If you transfer to a different credit card account within 6 months of card approval, the standard purchases annual percentage rate applicable on the new credit card account will apply to any unpaid purchases balances from the date of transfer.  Cash advances and balance transfers are subject to different interest rates, which are available on anz.com.  

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Extended Warranty Insurance, 90-day Purchase Security Insurance, Best Price Guarantee Scheme and Interstate Flight Inconvenience are part of a group policy issued by QBE Insurance (Australia) Limited ABN 78 003 191 035, AFSL 239545 to ANZ. Access to the benefit of cover is provided to eligible ANZ cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Terms, conditions and exclusions apply. For more information refer to the Premium Cards - insurances booklet (PDF 366kB).

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Terms and conditions apply. Please refer to the ANZ Emergency Travel Service & Personal Concierge Terms and Conditions (PDF 92kB) for further information.

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Standard annual percentage interest rate is  on purchases,  on cash advances and  on standard balance transfers as at  and is subject to change.

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Limited time offer may be withdrawn or changed at any time.  One offer per eligible customer.  Only available to new and approved applicants for an ANZ Low Rate account. Not available in conjunction with other offers or packages or when transferring from an existing ANZ credit card.  The $100 will be credited to your ANZ Low Rate account within two months of account activation.  It will be applied to the purchases balance and it does not constitute a payment under your contract with ANZ. If the account is transferred, cancelled or not in good order before the $100 is processed, you may become ineligible for this offer.  The 0% p.a. on purchases will commence from the date of card approval.  After 6 months, the rate on purchases reverts to the standard variable rate applicable to purchases on your account, which is 13.49% p.a. as at Monday, 20 June 2016 and is subject to change.  Any unpaid purchases balance will be subject to that rate.  If you transfer to a different credit card account within 6 months of card approval, the standard purchases annual percentage rate applicable on the new credit card account will apply to any unpaid purchases balances from the date of transfer.  Cash advances and balance transfers are subject to different interest rates, which are available on anz.com.  

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Qantas Points and Bonus Qantas Points accrue in accordance with and subject to the ANZ Frequent Flyer Reward Terms and Conditions (PDF 1.87MB) and ANZ Frequent Flyer Black Reward Terms and Conditions (PDF 1.67MB). Purchases which are not eligible to earn Points are described in the ANZ Frequent Flyer Reward Terms and Conditions (PDF 1.87MB) and ANZ Frequent Flyer Black Reward Terms and Conditions (PDF 1.67MB)  for example fees, cash, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes will not earn Points. You will not earn Qantas Points in respect of purchases which exceed any advised spend cap. Eligible purchases for each statement period for ANZ Frequent Flyer are capped at $3,000 of eligible purchases across all Visa cards on the account and $3,000 of eligible purchases across all American Express cards on the account, and for ANZ Frequent Flyer Platinum are capped at $6,000 of eligible purchases across all Visa cards on the account and $6,000 of eligible purchases across all American Express cards on the account. No spend cap applies to ANZ Frequent Flyer Black. Bonus Qantas Points may still be earned once eligible purchases made with your card exceed any applicable spend cap. The Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program which are available at qantas.com/terms. Earn rates and spend caps are subject to change. ANZ Frequent Flyer Platinum accounts that were previously named 'ANZ Frequent Flyer Gold' are subject to different earn rates and spend caps. Existing customers may be subject to a different earn rate or spend cap on their account. Existing customers should call 13 22 73 for information regarding their ANZ account.

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Reward Points and Bonus Reward Points accrue in accordance with the ANZ Rewards - Rewards Program terms and conditions booklet (PDF 113kB). Purchases which are not eligible to earn Rewards Points are described in the ANZ Rewards - Rewards Program terms and conditions booklet (PDF 113kB), for example fees, cash, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes will not earn Reward Points. This Reward Points information displayed on this page applies to new customers only. Existing customers may be subject to a different Reward Points earn rate on both their ANZ Rewards American Express card and/or ANZ Rewards Visa card. Existing customers should call 13 22 73 for information regarding the Reward Points earn rate that applies to their account.

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