*Eligibility criteria, T&Cs, fees & charges apply.
For further information call 1800 007 511 (8am-8pm, Mon to Fri)
Details to have handy:
You can transfer your non-ANZ credit card or store card debt onto any ANZ personal credit card account (subject to approval) but some of our cards have promotional balance transfer ratesdisclaimer to help you save more.
Look at the credit cards below with promotional balance transfer interest rates:
You may need to pay a one-off Balance Transfer Fee when you take up a promotional balance transfer offer.disclaimer
The Balance Transfer Fee will be calculated as a percentage of the balance being transferred to your ANZ credit card account.disclaimer When this fee applies, it’ll be identified in the terms and conditions relating to the promotional balance transfer offer.
While you have an outstanding balance transfer, interest free periods on purchases do not apply.
If you have a credit card that offers interest free periods on purchases, these interest free days only apply if you’ve paid off your closing balance in full by the due date. If you haven’t paid off your closing balance (or if applicable, your closing balance less Instalment Plan and Buy Now Pay Later Plan balances) in full by the due date you’ll be charged interest on purchases.disclaimer
We’re able to accept balance transfers of $100 or more from certain non-ANZ accounts (for example, a credit, charge or store card account). However, we’re unable to accept a balance transfer:
Please note: If processing your balance transfer means you exceed 95% of your credit limit, we won’t be able to process the full amount (we may however be able to process part of the balance).
If you’d like to know more or would like help organising a balance transfer - call us on 1800 007 511.
All applications for credit are subject to ANZ's credit approval criteria. Terms and Conditions apply and are available on application. Fees, charges and eligibility criteria apply.
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ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving, approving or processing a balance transfer application.Back to top
Promotional balance transfer offers must be requested at the time of applying for the credit card.Back to top
The Balance Transfer Fee (which is a Specific Fee on the credit card account) will be calculated as a percentage of the balance being transferred to your ANZ credit card account. The Balance Transfer Fee will be applied at the time the balance is transferred and forms part of the Promotional Plan balance.Back to top