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Features and benefits

Your own money at your fingertips


Make purchases in more places

Use your Visa Debit carddisclaimer to make purchases with your own money online, over the phone or overseas wherever Visa is accepted.

Protection for your money

You're protected with ANZ FalconTM and the ANZ Fraud Money Back Guarantee. It's ideal for your online shopping.

Tap and pay with your mobile phone

Apple Pay®,  Android Pay™ and ANZ Mobile Pay let you use your compatible  Apple® or Android™ device to tap and pay with an eligible ANZ carddisclaimer, so you can continue to get the same great benefits and security.

Paying is fast and easy

Just wave and go for purchases under $100 with ANZ Visa payWave at participating merchants, or enter your PIN for purchases over $100.



How can I get one?


Eligible customers can request an ANZ Access Visa Debit card with Visa payWave when they open or switch to one of the accounts below.

ANZ Access Advantage

Everything you need from an everyday account - easy and secure banking, unlimited ANZ Transactions and Visa Debit card.disclaimer

Learn more Apply now 

ANZ Pensioner Advantage

An account to help you earn interest. If you receive a Centrelink pension or a Veterans’ Affairs pension or allowance you may be eligible.disclaimer

Learn more

If you are an existing ANZ Access Advantage, ANZ One offset, ANZ Pensioner Advantage or ANZ Access Select account customer, and would like to add an ANZ Access Visa Debit card to your account, you can: 

Call us

1800 008 177

Mon-Fri, 8am to 8pm (AEST)




Visit a branch

Locate us

Ways to bank

Easy ways to bank 24/7


Access what you need when you need it with our range of simple and secure digital banking tools.


Pay with your phone

Use your compatible iPhone®, Apple Watch or Android phone to tap and pay with your eligible ANZ cards when you're out and about.disclaimer

Read more

ANZ Smart ATMs

Our ANZ Smart ATMs are secure, simple to use and easy to find. You can do a range of banking, including cash and cheque deposits and money transfers.

Read more 

ANZ goMoney®

Manage your money on the go with this simple everyday banking app.disclaimer Check balances, transfer between linked accounts, pay your BPAY® bills with ease and pay anybody using just their mobile number.disclaimer

Read more

You may also be interested in

Looking for a credit card?

Choose from our range of credit cards including ANZ Rewards cards, ANZ Low Fee cards, ANZ Low Rate cards and ANZ Frequent Flyer cards. 

Learn more

Visa Debit  FAQs

Find out about using your ANZ Access Visa Debit card to make purchases, Visa Debit security features and more.

Learn more

My first Visa Debit card

All the basic information you need to help you get started with a Visa Debit card.

Learn more

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) and the Financial Services Guide (PDF 104kB) which are available at or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

BPAY®  is registered to BPAY Pty Ltd ABN 69079137518.

goMoney and ANZ goMoney are registered trademarks of ANZ.

ANZ goMoney® for Android™ is only available in Google Play™. ANZ goMoney® for iPhone is only available from the App Store. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trademarks of Google Inc.

Eligibility criteria apply to the issue of ANZ Access Visa Debit card. Overseas transaction fees, overseas ATM transaction fees and non-ANZ operator fees may apply to foreign currency transactions where an ANZ Access Visa Debit card is accepted. Please refer to ANZ Personal Banking Account Fees and Charges (PDF 112kB) and ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) for details.

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Mobile payments available on compatible devices and eligible ANZ cards. View the full list at

Terms and conditions apply to the use of Apple Pay.

Terms and conditions apply to the use of Android Pay.

Terms and conditions apply to the use of ANZ Mobile Pay.

Apple, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. 

Android, Android Pay and the Android Logo are trademarks of Google Inc..

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Terms and conditions apply to the use of ANZ goMoney®

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A combined daily transaction limit of $1,000 applies to Pay Anyone and Pay to Mobile transactions. Recipients require an account with an Australian financial institution to receive or collect payments.

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