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Savings calculator

Use our savings calculator to see how you can increase your savings and get closer to your savings goal – be it a deposit for a new home, a holiday or a rainy day.


Looking to earn interest on your savings?

Earn great interest with ANZ Plus

Smash your savings goals

One account designed to help you set and track multiple goals – big or small.

Discover ANZ Plus Growth Saver

Learn more about interest and fees.

ANZ Online Saver

Earn interest and access your savings anytime online via your linked everyday accountdisclaimer

You could earn:

disclaimer

 standard variable rate (subject to change)disclaimer

ANZ Progress Saver

If you meet the eligibility criteria in a month you could be rewarded when you qualify for interest of up to

 total rate.disclaimer

Total rate includes base interest, currently  and bonus interest, currently  disclaimer

See Savings and Transaction Account T&Cs for qualifying period, qualifying conditions and the period you earn interest if you qualify.disclaimer

Set a savings goal icon

Setting a savings goal

Keep motivated - you can set and track a goal in the ANZ Appdisclaimer on your ANZ Online Saver or ANZ Progress Saver accounts.
 

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This calculator is a guide only. It is provided for illustrative purposes only and is based on the accuracy of the information you provided. It does not constitute a quote. ANZ does not store the information provided in this calculator.

Indicative total amount at the end of the period assumes no withdrawals, debits, fees or charges are processed from the account.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Saving & Transaction Products Terms and Conditions (PDF) and the Financial Services Guide (PDF) which are available at anz.com or by calling 13 13 14 before deciding whether to acquire, or continue to hold, the product. See ANZ Plus Deposit Account T&Cs for ANZ Plus deposit accounts. Fees, charges and eligibility criteria apply. Interest rates are variable and subject to change.

ANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ Internet Banking or ANZ Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Basic, ANZ Pensioner Advantage, ANZ Progress Saver, ANZ V2 PLUS and ANZ Premium Cash Management Account. Terms and conditions and fees and charges apply to the eligible account. Monthly fees may apply to the linked account.

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ANZ Online Saver account earns a standard variable rate of interest, which is subject to change.

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Bonus interest is subject to eligibility. With an ANZ Progress Saver you can qualify for bonus interest (in addition to the current variable base interest) if in a qualifying month the set minimum deposit (currently single deposit of $10) and no withdrawals, fees or charges occur. Deposits, withdrawals, fees and charges occur in a qualifying month if they have an effective date that is after the last business day of the previous month and on or before the last business day of the qualifying month. An effective date is a date we assign to the transaction in our system and may be different to the date when it occurred or when it was processed by our systems. If you qualify for bonus interest in a qualifying month, you can generally earn bonus interest from the last business day of the previous month up to (but excluding) the last business day of the qualifying month but this may differ depending on the effective date of a transaction. Refer to ANZ Saving & Transaction Products Terms and Conditions for further details including what’s included in your balance, how interest is calculated and how we work out if you earn and qualify for bonus interest. Interest rates are variable and subject to change.

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The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS (PDF) and here for Android (PDF) and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

ANZ App for Android is only available on Google Play™. ANZ App for iPhone is only available from the App Store.

Apple, Apple Pay, Apple Watch, Face ID, iPad, iPhone and Touch ID are trade marks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trade marks of Google Inc.

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