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Savings calculator
Use our savings calculator to see how you can increase your savings and get closer to your savings goal – be it a deposit for a new home, a holiday or a rainy day.
Looking to earn interest on your savings?
Smash your savings goals
One account designed to help you set and track multiple goals – big or small.
Discover ANZ Plus Growth Saver
Learn more about interest and fees.
ANZ Online Saver
Earn interest and access your savings anytime online via your linked everyday accountdisclaimer
You could earn:
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standard variable rate (subject to change)disclaimer
ANZ Progress Saver
Qualify for bonus interest on your savings if you make at least one single deposit of $10 or more and no withdrawals (including transfers), fees or charges processed in a month.
If you qualify you may be eligible to earn bonus interest of up to:
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From the last business day of the previous month up to but not including the last business day of the month Total rate includes base interest currently + bonus interest, currently disclaimer
The date a transaction, withdrawal, transfer fee or charge is treated as being made or processed to an account may differ from the calendar day on which it occurs.
Setting a savings goal
Keep motivated - you can set and track a goal in the ANZ Appdisclaimer on your ANZ Online Saver or ANZ Progress Saver accounts.
This calculator is a guide only. It is provided for illustrative purposes only and is based on the accuracy of the information you provided. It does not constitute a quote. ANZ does not store the information provided in this calculator.
Indicative total amount at the end of the period assumes no withdrawals, debits, fees or charges are processed from the account.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Saving & Transaction Products Terms and Conditions (PDF) and the Financial Services Guide (PDF) which are available at anz.com or by calling 13 13 14 before deciding whether to acquire, or continue to hold, the product. See ANZ Plus Deposit Account T&Cs for ANZ Plus deposit accounts. Fees, charges and eligibility criteria apply. Interest rates are variable and subject to change.
*Bonus interest is subject to eligibility. You will be eligible to receive bonus interest in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to your account on or before the last business day of that calendar month, and after the last business day of the previous calendar month.
ANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ Internet Banking or ANZ Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Basic, ANZ Pensioner Advantage, ANZ Progress Saver, ANZ V2 PLUS and ANZ Premium Cash Management Account. Terms and conditions and fees and charges apply to the eligible account. Monthly fees may apply to the linked account.
ReturnANZ Online Saver account earns a standard variable rate of interest, which is subject to change.
ReturnBonus interest is subject to eligibility. With an ANZ Progress Saver you can qualify for bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently single deposit of $10) and no withdrawals, fees or charges occur in that month. Deposits, withdrawals, fees and charges are only taken to have occurred during a month if they have an effective date that is after the last business day of the previous month and on or before the last business day of that month. An effective date is a date we assign to the transaction in our system and may be different to the date when it occurred or when it was processed by our systems. If you qualify, you can generally earn bonus interest from the last business day of the previous month up to (but excluding) the last business day of the month but this may differ depending on the effective date of a transaction. Refer to ANZ Saving & Transaction Products Terms and Conditions for further details including what’s included in your balance, how interest is calculated and how we work out if you earn and qualify for bonus interest. Interest rates are variable and subject to change.
ReturnThe ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS (PDF) and here for Android (PDF) and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
ANZ App for Android is only available on Google Play™. ANZ App for iPhone is only available from the App Store.
Apple, Apple Pay, Apple Watch, Face ID, iPad, iPhone and Touch ID are trade marks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trade marks of Google Inc.
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