Go forensic on your finances
First things first: let’s work out where you’re really at so we can figure out what you need to save.
What you really need for a deposit
Surprises are good. Unexpected costs are not. Don’t get derailed by the fees you didn’t know up front.
Don't go it alone
When it comes to first home buying, you don’t know what you don’t know. So skip the stress of not knowing, and get a coach in your corner to arm you with the essentials.
What is an ANZ First Home Coach?
An expert who can help you through your home buying journey, from dreaming about your first home to settling and getting the keys.
How much does it cost?
It’s free, and you're not obligated to do anything.
House hunt your heart out
Wherever your lifestyle takes you, this is the part when you scroll and refresh a few times a day, waiting for The One to pop up in your feed. The struggle is real, but let’s be honest, the search is half the fun.
But use your head when it’s time to buy
That ever elusive balance. It’s never more important than when you buy your first home. Don’t get caught out – do your inspections and dot your i's and cross your t’s using the professionals.
- A conveyancer or solicitor can help with the legal process
- Consider booking a building and pest inspection
- Learn more about finding a property
Getting pre-approval gives you a clearer picture of what you could afford and helps you make your next move with confidence. Learn more about pre-approval
Make an offer and exchange contracts
If making an offer seems to be a process that is shrouded in mystery, these tips should clear things up for you.
Applying for your loan
We’re so close to cracking open the housewarming champagne. Fast track it by sorting out the admin you need to apply for your loan.
Settlement. Welcome home.
This is it! It's time to settle on your property, and pick up your keys. Well done on all the hard work, home owner. Now for the bubble wrap and boxes...
- Property settlement: What is it and how does it work?
- Why it pays to get your property insured
- Learn more about buying
Conveyancing fee rebate up to $1,000 for first home buyers
Eligible first home buyers (including recipients of State or Territory government first home buyer concessions) only with home loans over $250,000.
Apply by 30 September 2019 and draw down by 31 December 2019. Eligibility criteria and T&Cs apply.disclaimer
Calculators
Talk to a First Home Coach
Book an appointment with a First Home Coach.
Mon-Fri 8.00am to 8.00pm (AEST)
Sat-Sun 8.00am to 6.00pm (AEST)
Let us come to you
Our First Home Coaches can meet you at a time and place that works for you.
Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF, 104kB) before acquiring any product. Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply.
For full terms and conditions of the offer, contact any ANZ branch or ANZ Mobile Lender. Offer is only available to eligible First Home Buyers (including recipients of a government First Home Owner Grant and/or first home buyer stamp duty concession and apply for an eligible ANZ loan [refer to www.firsthome.gov.au for eligibility details of the State or Territory government First Home Owner Grants and stamp duty concessions.]). Offer available only on application and is limited to one rebate of up to $1,000 per single property purchase for eligible First Home Buyers who take out an eligible ANZ Loan for an owner occupier purpose. To enable reimbursement of conveyancing fees, you must hold an ANZ Access Advantage or ANZ One account at draw down. Offer is not available in conjunction with or in addition to any other offer, discount or benefit unless specifically advised by ANZ in writing. Offer may be altered or withdrawn by ANZ at any time. All applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions apply and are available on application. Fees and charges and eligibility criteria apply.
Back to topProperty price predictions are estimates, not valuations. Predictions available for listed properties only (exceptions apply) and may change daily. Actual sale prices may differ. Accuracy assessed on final pre-sale predictions and national market comparison of free price predictor estimates or range midpoints for listed properties (excluding agents’ price guides). Sales data as at August and November 2018.
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