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Welcome first home buyers

Buying your first home can feel impossible. That’s why we’ve created this place for you. Because starting out is easier when someone shows you the way.

 

 

 

 

 

 

Find a First Home Coach to support you

Connect with a First Home Coach who'll guide you through the process of buying your first home –­­ from start to finish.

Talk to a First Home Coach on the phone, or drop in for a chat at one of our ANZ branches.

1300 295 951   Find a branch

Our First Home Coaches can also come to you, at a time and place that’s convenient.

First home buyers’ toolkit

Practical tools that’ll help you prepare to buy your first home.

 

Home loan deposit calculator

Estimate how much you’ll have for a deposit once upfront costs are deducted.

Crunch the numbers

Free property profile report*

Get detailed property and suburb info before deciding whether to take a look.

Get a report

First home buyer handbook

A free guidebook to help you navigate the home buying journey from start to settlement.

Download handbook (PDF 2.1MB)

Buying a home: the three steps

Sometimes the hardest part is knowing where to start. To help out, we explain the home-buying process in three, easy-to-follow steps.

Let’s get this thing going.

Planning
Putting a plan together

Tips and info on how you can put a plan together

Finding
Getting in the game

How you can get into the game and find your first home

Settling
Bringing it home

Purchasing, settling and how you can manage your home loan

First home buyer guides & articles

Helpful articles on topics ranging from home loans and deposits, to house hunting and settlement.

 

How much do you really need for a house deposit?

Generally speaking, the bigger your home loan deposit, the better. But exactly how much do you need? This article will help you estimate how much you’ll need to save.

What is stamp duty and how could it affect you?

Stamp duty is a tax you pay when buying property. Learn about how it’s calculated and how it works in your state or territory.

Getting to know the First Home Owner Grant (FHOG)

Believe it or not, the government might chip in some cash to help you buy your first home. It’s called the First Home Owner Grant. Let’s take a look.

What is a Loan to Value Ratio?

Loan to Value Ratio (LVR) may have a big impact on whether you’ll get a home loan. Find out what it is, how it works, and how to improve your LVR.

What is Lenders Mortgage Insurance?

Generally, you may need Lenders Mortgage Insurance (LMI) if you don’t have a house deposit of 20% or more. We explain what it is and how it works.

Some of the unexpected costs of buying a house

You may not know about some of the hidden costs of buying a home. Here’s a heads up about stamp duty, admin costs, and a few other things.

Understanding Approval in Principle

Approval in Principle (AIP) may help you get taken seriously by property sellers. It’s also a good way to figure out how much you may be able to borrow. So what is an AIP?

Conveyancing fee rebate up to $1,000 for first home buyers

State or Territory government first home buyer concession recipients only with home loans over $250,000

Apply by 31 December 2017 and draw down by 31 March 2018. Eligibility criteria and T&Cs apply.disclaimer

Book a First Home Coach

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Book a First Home Coach

Give us a call1300 295 951

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Important information

All applications for credit are subject to ANZ's credit approval criteria. Terms and Conditions apply and are available on application. Fees, charges and eligibility criteria apply. 

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant Terms and Conditions, Product Disclosure Statement and Financial Services Guide before acquiring any product. 

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* All estimates contained in ANZ Property Profile Reports are based on public sales history only, which may not include all sales. Estimates may not be available for all properties. Sales history and past performance is not indicative of future performance. ANZ Property Profile Reports are for personal domestic use only.

For full terms and conditions of the offer contact any ANZ branch or ANZ Mobile Lender. Offer is only available to eligible First Home Buyers who are recipients of a government First Home Owner Grant and/or first home buyer stamp duty concession and apply for an eligible ANZ loan (refer to www.firsthome.gov.au for eligibility details of the State government or Territory First Home Owner Grants and stamp duty concessions. Offer available only on application and is limited to one rebate of up to $1,000 per eligible First Home Buyer who takes out an eligible ANZ Loan for an owner occupier purpose. To enable reimbursement of conveyancing fees, you must hold an ANZ Access Advantage or ANZ One account at draw down. Offer may be altered or withdrawn by ANZ at any time. All applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions apply and are available on application. Fees and charges and eligibility criteria apply.

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