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First home buyers
We’re putting first home buyers first. With expert guidance and support at every step, we’ll help you move into your first home sooner.
Now proudly participating in the Australian Government 5% Deposit Scheme.
Book an appointment Request a call back
The information on this page does not apply to ANZ Plus products.
First home buyers
Move into your first home sooner
The Australian Government 5% Deposit Scheme helps first home buyers and single parents get into the market sooner with a smaller deposit.
ANZ eligibility criteria, T&Cs, fees, charges and exclusions apply. Scheme eligibility criteria apply.
Australian Government 5% Deposit Scheme
We’re proud to participate in the Australian Government 5% Deposit Scheme. Designed for first home buyers with a minimum 5% deposit, or single parents with 2%, the Scheme also removes the need for Lenders Mortgage Insurance.
$3K cashback for eligible first home buyers
Don’t qualify for the Government Scheme? You could still get $3,000 cashback to spend how you like. Available to eligible first home buyers with an ANZ home loan of $250,000 or more.disclaimer
Not available for eligible loans supported by a Government guarantee or where an ANZ LMI Waiver applies. Other exclusions, eligibility criteria and T&Cs apply.
Book an appointment with a first home coach
Get help buying your first home
Your first home coach works with you to crunch the numbers, grow your deposit and plan your path to home ownership. Have a chat, no obligation.
Get ready to apply
Insure your home
You may need to purchase home insurance before settlement, as a condition of your home loan.
Connect with our home loan specialists or apply
Our ANZ Home Loan Specialists can help you with a whole range of things, such as:
- Applying for a new home loan
- Refinancing a home loan
- Managing your existing loan
- Helping you understand your ANZ Home Loan options so you can make your next move with confidence
Get support in a number of ways:
Let us come back to you
Provide your details and one of our Home Loan Specialists will contact you via phone or email.
Response time is 1-3 days.
Make an appointment
Chat with one of our home loan specialists by phone, video call or in person at your nearest branch.
Call us now
With extended hours, you can get in touch with someone quickly.
Monday-Friday 8am-7pm (Sydney/Melbourne time)
Meet with an ANZ Mobile Lenderdisclaimer
ANZ Mobile Lenders will go the extra mile with the experience and knowledge to navigate all ANZ home loans. Enjoy the convenience of meeting wherever and whenever suits you best. ANZ Mobile Lenders are dedicated ANZ Home Loan Specialists who can provide personalised service where and when it suits you.
Start your application online
Kick things off online and an ANZ Home Loan Specialist will contact you to help with the remainder of the application process.
Talk to your broker
You can also chat to an ANZ accredited broker for help with your home buying, investing or refinancing needs.
The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF) before acquiring any product.
Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence 234527.
Offer can be withdrawn at any time. Maximum one cashback per eligible loan, individual may only claim once. Available for eligible First Home Buyers who purchase or construct their first property and take out an Eligible ANZ Home Loan of $250,000 or more. Offer not available for any Eligible ANZ Home Loan supported by a Government guarantee, where an ANZ LMI Waiver applies, or for ANZ Plus Home Loans. Other exclusions may apply. To be eligible to receive the cashback First Home Buyers must hold an Eligible ANZ Account at loan drawdown. Drawdown on the Eligible ANZ Home Loan(s) must take place within 180 days from applying. Cashback paid after settlement within 60 days of drawdown. See the full Terms and Conditions (PDF) for this offer. Fees, charges and eligibility criteria apply. Applications for credit are subject to approval.
ReturnANZ Mobile Lending representatives operate under an ANZ Mortgage Solutions franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 Australian credit licence 234527.
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