Using your ANZ Rewards Black credit card
Welcome to ANZ Rewards Black, the card with exclusive benefits and our highest Reward Points earning potential.
More ways to pay using your device
Pay securely and easily using your compatible smartphone or wearable device anywhere you can tap and pay.
Make your everyday essentials count
By setting up recurring payments, such as utilities and telecommunications bills, you can get your hands on a wider range of rewards from the ANZ Rewards Store. Click here for a list of popular service providers and their contact details.
Earn Rewards Points
You can earndisclaimer:
- 2 Reward Points per $1 spent on eligible purchases up to and including $5,000 per statement period
- 1 Reward Point per $1 spent on eligible purchases above $5,000 per statement period
Additional cardholders for more Rewards Points
Add additional cardholders for an even faster way to accumulate points. An additional Cardholder Fee of $10 and an annual Rewards Program Services Fee of $55 will apply per additional cardholder on your accountdisclaimer. Find out how to add additional cardholders.
Enjoy our highest Reward Pointsdisclaimerearning potential, the flexibility to redeem for a variety of rewards, entry to participating airport lounges outside Australiadisclaimer and access to exclusive events and experiences. And you could be eligible for a range of complimentary insurances.
Take advantage of your Personal Concierge
Looking for help with restaurant, hotel, entertainment bookings or travel recommendations? Look no further, your 24 hour/7 days a week personal concierge service can help. Call 1300 580 765 in Australia or, +61 2 8987 1677 if you're overseas.
Reward yourself with pre-flight luxury
Access the comfort of participating airport lounges outside Australia at some of the world’s top travel destinations, including London, Dubai, Singapore and Bangkok. Participating airport lounges can be found on veloceloungesoutlets.comdisclaimer
Access once in a lifetime experiences
Be rewarded with Exclusives by ANZ access to invitation-only events. From entertainment to food and lifestyle, ANZ Rewards Black cardholders get access to an exceptional program of uniquely crafted, once-in-a lifetime-experiences.
Complimentary insurances for travel and shopping
Explore the world and your own backyard with freedom knowing you could be covered with our range of travel insurances including:
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Shop with peace of mind, knowing you could have access to complimentary insurances when you shop using your ANZ Rewards Black card including:
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Sign up for eStatements
- Log on to ANZ Internet Banking
- Go to the 'Profile' menu
- Select 'Change my statement preferences'
- Choose 'Online only' for your accounts.
- Learn more about online statements
Pay using your device
Add your eligible ANZ card to your compatible smartphone or wearable device. Learn more about mobile payments.
Manage credit card payments
- Log on to ANZ Internet Banking
- Choose the linked account to pay your ANZ Credit Card from.
- Choose to make a one off payment or recurring credit card payments.
Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.
™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation.
The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
Mobile payments available on compatible devices and eligible ANZ cards. View the full list at anz.com/mobilepayments.
Terms and conditions apply to the use of Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.
Reward Points accrue in accordance with the ANZ Rewards – Rewards Program Terms and Conditions booklet (PDF 87kB) (please call 13 13 14 for a copy). Purchases which are not eligible to earn Rewards Points are described in the ANZ Rewards – Rewards Program Terms and Conditions booklet (PDF 87kB), e.g. fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming purposes will not earn Reward Points.
For ANZ Rewards, a Total Annual Fee of $80 applies which includes a $25 Annual Account Fee and a $55 Rewards Program Services Fee. For ANZ Rewards Platinum, a Total Annual Fee of $95 applies, which includes a $40 Annual Account Fee and a $55 Rewards Program Service Fee. For ANZ Rewards Black, a Total Annual Fee of $375 applies, which includes a $320 Annual Account Fee and a $55 Rewards Program Service Fee. For ANZ Rewards Travel Adventures, a Total Annual Fee of $225 applies, which includes a $170 Annual Account Fee and a $55 Rewards Program Service Fee. For additional cardholders on ANZ Rewards, ANZ Rewards Platinum, ANZ Rewards Black and ANZ Rewards Travel Adventures, an annual Additional Cardholder Fee of $10 and an annual Rewards Program Services Fee of $55 will apply per additional cardholder on the account. These fees are current as at and are subject to change. The fee information displayed on this page applies to new customers only.
Back to topReward Points and Bonus Reward Points accrue in accordance with the ANZ Rewards – Rewards Program Terms and Conditions (PDF 948kB) (please call 13 13 14 for a copy).
Back to topComplimentary access to participating airport lounges is available to eligible ANZ Rewards Black and ANZ Frequent Flyer Black cardholders. Participating airport lounges can be found on veloceloungesoutlets.com and are subject to change. To gain complimentary access, eligible cardholders must present their credit card and a current flight boarding pass in the same name at the participating lounge. For terms & conditions refer to the Complimentary Airport Lounge Access Program Terms and Conditions (pdf 63kb).
Back to topThe Overseas Travel and Medical Insurance master policy, the Transport Accident Cover master policy and Rental Excess Cover master policy (the Master Policies) are issued by Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708 to ANZ. Cover under the Master Policies is provided to eligible participating cardholders by operation of section 48 of the Insurance Contracts Act 1984 (Cth). The eligibility criteria which you must meet for each of the Master Policies is set out in the Premium Cards - Insurance booklet (PDF 366kB) - Part 1 Allianz Policy Wordings. When overseas, we recommend that you carry proof that you have met the eligibility criteria. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must decide whether or not it is appropriate, in light of your own circumstances, to act on this advice. You should ensure you obtain and consider the relevant policy booklet before you make any decision to acquire it.
Back to topExtended Warranty Insurance, 90-day Purchase Security Insurance, Best Price Guarantee Scheme and Interstate Flight Inconvenience are part of a group policy issued by Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708 to ANZ. Access to the benefit of cover is provided to eligible ANZ cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Terms, conditions and exclusions apply. For more information refer to the Premium Cards - insurances booklet (PDF 366kB).
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