Using your ANZ First credit card
Welcome to ANZ First, your simple everyday credit card with a low annual fee.
More ways to pay using your device
Pay securely and easily using your compatible smartphone or wearable device anywhere you can tap and pay.
Set up recurring payments
Spend more time doing the things you want to do, by setting up recurring payments for your utilities, telecommunications and insurance service providers, to name a few. We've put together a list of popular service providers and their contact details.
Enjoy flexibility with up to 55 days interest-free on purchases.disclaimer
Add an additional cardholder with no extra fee
By adding an additional cardholder, you can simplify and consolidate your household's everyday spending. Add up to three additional cardholders. Find out how to add additional cardholders.
Not only does your ANZ First credit card give you a low annual fee, it also offers you complimentary insurances to give you extra security and confidence when you shopdisclaimer, plus the added peace of mind of ANZ FalconTM to monitor suspicious transactions.
Get exclusive access to entertainment offers
Enjoy complimentary membership to Visa Entertainment, giving you access to special offers, ticket pre-sales and movie screenings.
Complimentary insurances for your shopping
Shop with confidence, knowing you could have access to these complimentary insurances when you shop using your ANZ First card:
- Extended Warranty Insurancedisclaimer
- Purchase Protection Insurancedisclaimer
Secure banking and shopping for peace of mind
- ANZ Falcon™ provides round-the-clock transaction monitoring
- You won't be liable for fraudulent transactions on your ANZ credit card with ANZ Fraud Money Back Guaranteedisclaimer
- Worldwide emergency credit card replacement
Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.
™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation.
The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
Mobile payments available on compatible devices and eligible ANZ cards. View the full list at anz.com/mobilepayments.
Terms and conditions apply to the use of Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.
Interest free periods on purchases do not apply if you do not pay the Closing Balance (or if applicable, your 'Adjusted Closing Balance') shown on each statement of account in full by the applicable due date. Your Adjusted Closing Balance is calculated as your Closing Balance less the sum of any relevant Promotional Plan balances that relate to an Instalment Plan, a Buy Now Pay Later plan, or a Promotional Balance Transfer Plan. Payments to your account are applied in the order set out in the ANZ Credit Cards Conditions of Use (PDF 518kB). Existing customers should review their credit contract for information regarding their account.
Back to topPurchase Protection Insurance and Extended Warranty Insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a Group Policy to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit license 234527 which allows eligible ANZ account holders and cardholders to claim under the Group Policy as third party beneficiaries. The eligibility criteria, terms, conditions, limits and exclusions of the Group Policy are set out in the ANZ Credit Cards Insurance Features booklet (PDF 156kB) which may be amended from time to time. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objects, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.
Back to topProvided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.
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