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Using your ANZ First credit card

Welcome to ANZ First, your simple everyday credit card with a low annual fee. 

 

Getting the most out of your card

Here are some handy tips to help you get the most value from your ANZ First card.

 

More ways to pay using your device

Pay securely and easily using your compatible smartphone or wearable device anywhere you can tap and pay.

Set up recurring payments

Spend more time doing the things you want to do, by setting up recurring payments for your utilities, telecommunications and insurance service providers, to name a few. We've put together a list of popular service providers and their contact details.

  

Enjoy flexibility on purchases

Enjoy flexibility with up to 44 days interest-free on purchases.disclaimer

Add an additional cardholder with no extra fee

By adding an additional cardholder, you can simplify and consolidate your household's everyday spending. Add up to three additional cardholders. Find out how to add additional cardholders.

Explore your benefits

Not only does your ANZ First credit card give you a low annual fee, it also offers you complimentary insurances to give you extra security and confidence when you shopdisclaimer, plus the added peace of mind of ANZ FalconTM to monitor suspicious transactions.

 

Get exclusive access to entertainment offers

Enjoy complimentary membership to Visa Entertainment, giving you access to special offers, ticket pre-sales and movie screenings.

Complimentary insurances for your shopping

Shop with peace of mind, knowing you could have access to these complimentary insurances when you shop using your ANZ First card:

Secure banking and shopping for peace of mind

  • ANZ Falcon™ provides round-the-clock transaction monitoring
  • You won't be liable for fraudulent transactions on your ANZ credit card with ANZ Fraud Money Back Guaranteedisclaimer
  • Worldwide emergency credit card replacement

Emergency information

We get it – accidents happen. Credit cards get lost, items get stolen. So we’ve compiled the most common emergency information in one place – just in case! 

Claim on insurance

How to claim

Lost or stolen

Report lost or stolen card

Replacement card

Order a new card

Emergency numbers

View contact numbers

Getting started

 

ANZ Internet Banking

Log in or Register (for new customers)
Go to the Accounts menu and select Activate ANZ card

Phone

Call 1800 652 033 or
+61 3 8699 6996 from overseas anytime

Branch

Visit an ANZ branch
A staff member can help to activate it for you

 

ANZ Internet Banking 

Register for ANZ Internet Banking to manage your account.

ANZ App

Get the ANZ App for easy banking on your mobile phone or device.

Sign up for eStatements

Log on to ANZ Internet Banking
Go to the 'Profile' menu
Select 'Change my statement preferences'
Choose 'Online only' for your accounts.
Learn more about online statements

Pay using your device

Add your eligible ANZ card to your compatible smartphone or wearable device. Learn more about mobile payments.

Manage credit card payments

Log on to ANZ Internet Banking
Choose the linked account to pay your ANZ Credit Card from.
Choose to make a one off payment or recurring credit card payments.

All applications for credit are subject to ANZ's credit approval criteria. Terms and Conditions apply and are available on application. Fees, charges and eligibility criteria apply. 

™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation.

The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

Mobile payments available on compatible devices and eligible ANZ cards. View the full list at anz.com/mobilepayments.

Terms and conditions apply to the use of Apple Pay, Google Pay, Samsung PayFitbit Pay and Garmin Pay.

Interest free periods on purchases do not apply if you do not pay the Closing Balance (or, if applicable, the 'Closing Balance' less instalment Plan and Buy Now Pay Later plan balances) shown on each statement of account in full by the applicable due date. Payments to your account are applied in the order set out in the ANZ Credit Cards Conditions of Use (PDF 468kB).

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Extended Warranty Insurance and 90-day Purchase Security Insurance are part of a group policy issued by Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708 to ANZ. Access to the benefit of cover is provided to eligible ANZ cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Terms, conditions and exclusions apply. For more information refer to the ANZ Credit Cards - Insurance Features booklet (PDF 366kB).

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Provided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.

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