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Earn 100,000 bonus Reward Points

and $0 annual fee in the first year on your new ANZ Rewards Platinum credit card.

Bonus Reward Points earned when you spend $1,500 on eligible purchases in the first 3 months from approval.disclaimer

 

Apply nowView rates & fees

It only takes around 5 minutes to apply.

New card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $0 for the first year $95 thereafter).

   

ANZ Rewards Platinum

Be rewarded for your everyday purchases and access a flexible Rewards program with complimentary insurancesdisclaimer and Personal Concierge

Earn more points for your everyday purchases

Variety in rewards options including gift cards, merchandise and cashbackdisclaimer

A range of complimentary insurancesdisclaimer

(terms, conditions, limits, exclusions and eligibility criteria apply)disclaimer

Features and trade-offs

Our platinum rewards experience

If you’re making purchases on your credit card, you should get something back. You have the flexibility to redeem Reward Pointsdisclaimer on a range of rewards, including gift cards and cashbackdisclaimer. ANZ Rewards Platinum also comes with a range of complimentary insurancesdisclaimer.

Features and trade-offs

Features

  • Earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement perioddisclaimer 
  • Uncapped ANZ Reward Pointsdisclaimer 
  • 7 complimentary insurances including International Travel Insurancedisclaimer 
  • Up to 55 days interest free on purchasesdisclaimer 

 

Trade-offs

  • A higher interest rate on purchases compared to the ANZ Low Rate card
  • A higher annual fee compared to the ANZ First card and the ANZ Rewards card
  • Overseas transaction fees apply
  • A lower Reward Points earn rate compared to the ANZ Rewards Black card

The sky’s the limit

Earn more Reward Points 

ANZ Rewards Platinum Visa card

1.5 Reward Pointsdisclaimer per $1 spent on eligible purchases up to and including $2,000 per statement period

0.5 Reward Pointsdisclaimer per $1 spent on eligible purchases above $2,000 per statement period

 

Redeem your ANZ Reward Points for Gift Cards

Find the perfect way to spend your ANZ Reward Points. You could redeem your ANZ Reward Points on Gift Cards from a wide range of retailers like Myer, Bunnings, Woolworths and many more.

 

Get ANZ Cashback for your ANZ Reward Points

You've earned the points, now enjoy the rewards. Help reduce the balance of your Rewards card, or credit another ANZ account when you redeem ANZ Reward Points for ANZ Cashback.disclaimer

Earn Rewards Points on eligible purchases

Enjoy the convenience of 36 million locations around the world when using your ANZ Rewards Platinum Visa card.

 

Redeem ANZ Reward Points for Frequent Flyer Points and Airmiles

Redeem your ANZ Reward Points for Velocity Frequent Flyer Points, Air New Zealand Airpoints Dollars, Singapore Airlines KrisFlyer miles or Asia Miles.disclaimer

Confidence when you travel and shop

Complimentary insurance when you travel

You could be eligible for these complimentary insurances:

(Terms, conditions, limits, exclusions and eligibility criteria apply. Refer to the Premium Cards – Insurances, Insurance Policy Information booklet (PDF 276kB) for further information.)

Complimentary insurance for your shopping

You could be eligible for these complimentary insurances when you make eligible purchases on your card:

(Terms, conditions, limits, exclusions and eligibility criteria apply. Refer to the Premium Cards – Insurances, Insurance Policy Information booklet (PDF 276kB) for further information.)

Shop with extra security and confidence

  • ANZ Falcon™ provides round-the-clock transaction monitoring
  • You won't be liable for fraudulent transactions on your ANZ credit card with ANZ Fraud Money Back Guaranteedisclaimer
  • Worldwide emergency credit card replacement

More reasons to choose ANZ Rewards Platinum

A 24/7 Personal Concierge

There’s a complimentary Personal Concierge 24 hours a day, to help you with restaurant or hotel bookings, gift ideas, travel recommendations and much more. Call the Personal Concierge on 1300 580 765  in Australia or, if you are overseas .

 

Get exclusive entertainment and lifestyle offers

Experience exclusive presales, offers, giveaways and benefits with Visa Offers + Perks. Head to visa.com.au/offers to sign up and get started.

  

Easy ways to bank

Make the everyday a little bit easier and do your banking on the go with the ANZ App. Plus, use your compatible smartphone or wearable device to tap and pay with an eligible ANZ carddisclaimer so you can continue to get the same great benefits and security. You can also use our Smart ATMs, ANZ Internet Banking and ANZ Phone Banking, or set up direct debit with CardPay Direct.

Enjoy max cashback offers

Join Cashrewards Max and link your ANZ Rewards Platinum credit card to access higher cashback offers with a range of leading retailers.disclaimer 

Rates and fees

The important numbersdisclaimer

ANZ Rewards Platinum Visa

1.5 Reward Pointsdisclaimer
per $1 spent on eligible purchases up to and including $2,000 per statement period

0.5 Reward Pointsdisclaimer
per $1 spent on eligible purchases above $2,000 per statement period

Interest rate on purchases

disclaimer

Interest rate on cash advances

disclaimer

Interest rate on standard balance transfers

disclaimer

Total annual fee

$95disclaimer

Interest free days on purchases

Up to 55 daysdisclaimer

Minimum credit limit

$6,000

Additional cardholders

Up to 9
for an annual fee of
$65 per additional cardholderdisclaimer

Eligibility

Can I apply?

To apply for an ANZ Rewards Platinum credit card, you need to:

  • Be 18 years of age or over, and
  • Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa
  • Have a good credit rating. Find out more about Credit Reporting
  • Ensure if applying for an offer, you don’t currently hold and haven’t opened or closed an ANZ Rewards Black, ANZ Rewards Platinum or an ANZ Rewards credit card in the last 12 months and meet all other offer eligibility criteria

Details to have handy

  • Australian driver’s licence number (if you have one)
  • Details of your income, expenses, assets and liabilities
  • Two recent pay slips for income verification
  • If you’re self-employed, you’ll need your accountant’s phone number
  • Details of your living expenses, such as regular bills
  • ANZ account number or Customer Registration Number (if you have one)
  • Your email address

How to apply

Ready to be rewarded?

Apply now

It only takes around 5 minutes to apply.


Other ways to apply:  Visit any ANZ Branch or Call 13 33 33 Mon to Fri, 8am to 8pm.

You don’t need to be an ANZ customer to apply for an ANZ credit card.
If approved, you may expect to receive your card within five business days.

Looking for more choices?

Our highest Reward Points earning potentialdisclaimer, uncapped flexible rewards, plus access to exclusive events and privileges

OFFER

180,000 bonus Reward Points and $0 annual fee in the first year when you spend $2,000 on eligible purchases in the first 3 months from approval.disclaimerNew card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $0 for the first year, $375 thereafter).   

   

Earn Qantas Pointsdisclaimer on everyday purchases with complimentary insurancesdisclaimer and Personal Concierge

OFFER

Earn 70,000 bonus Qantas Points and $0 annual fee in the first year when you spend $2,500 on eligible purchases in the first 3 months from approval.disclaimerNew card. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $0 for the first year, $295 thereafter).

Choose the card for you

Compare each card’s benefits, rates and fees – or, use our product selector tool to help you choose.

Compare credit cards Go to Product Selector

Want to check your application status?

Email us at anzcards@anz.com to request an update. Please include your credit card application reference number in the subject line of the email.

Email ANZ Credit Cards Team

Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.

™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation.

The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

Offer available to new and approved applicants who apply for an ANZ Rewards Platinum credit card account. This is a limited time only offer which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card. Offer not available where you currently hold an ANZ Rewards Classic, ANZ Rewards Platinum, ANZ Rewards Travel Adventures or ANZ Rewards Black credit card, or have closed, or qualified for bonus Reward Points or a credit back on, any of those ANZ Rewards credit cards within the previous 12 months. This offer applies only once per eligible customer. Your application must be approved and you must activate the card and make $1,500 worth of eligible purchases within 3 months of approval to receive the 100,000 bonus Rewards Points. Eligible purchase means purchases which are eligible to earn Reward Points. Purchases which are not eligible to earn Reward Points are described in the ANZ Rewards - Rewards Program Terms and Conditions (PDF 102kB), for example interest charges, fees, cash advances, cash equivalent transactions, balance transfers, transactions for gambling or gaming purposes and reversed or refunded transactions will not count towards your qualifying eligible purchases. The bonus Reward Points will be credited to your ANZ account within 3 months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Rewards Platinum credit card account before the bonus Reward Points are processed to your account, you may become ineligible for this offer. If any repayments are overdue before the bonus Reward Points are processed to your account, you will be ineligible for this offer until any overdue Minimum Monthly Repayment and amounts shown on your statement as being immediately payable have been paid.

ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card. Applications for credit are subject to ANZ’s credit approval criteria. The annual fee will be waived in the first year. After the first year, an annual fee of $95 applies. This fee is current as at  and is subject to change. For all applicable fees & charges please see the ANZ Personal Banking Account Fees and Charges PDF 164kB), and ANZ Personal Banking General Fees and Charges PDF 143kB).

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Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631(trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allows eligible ANZ account holders and cardholders to claim under the group policy as third party beneficiaries. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Premium Cards – Insurances, Insurance Policy Information booklet which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs.  You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. 

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When you redeem your Reward Points for ANZ Cashback, credit of a nominated value will be allocated to your ANZ Rewards, ANZ Rewards Platinum, ANZ Rewards Travel Adventures or ANZ Rewards Black account within 5 business days.

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Refer to the Premium Cards - Insurances, Insurance Policy Information booklet for further information. Eligibility criteria may include making a purchase with your card.

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Reward Points accrue in accordance with the ANZ Rewards – Rewards Program Terms and Conditions booklet. Purchases which are not eligible to earn Reward Points are described in the ANZ Rewards – Rewards Program Terms and Conditions booklet (or call 13 22 73 for a copy), e.g. fees, cash advances, cash equivalent transactions, balance transfers and transactions for gambling or gaming purposes will not earn Reward Points.

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Interest free periods on purchases do not apply if you do not pay the Closing Balance (or if applicable, your 'Adjusted Closing Balance') shown on each statement of account in full by the applicable due date. Your Adjusted Closing Balance is calculated as your Closing Balance less the sum of any relevant Promotional Plan balances that relate to an Instalment Plan, a Buy Now Pay Later plan, or a Promotional Balance Transfer Plan. Payments to your account are applied in the order set out in the ANZ Credit Cards Conditions of Use. Existing customers should review their credit contract for information regarding their account.

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When you redeem your ANZ Reward Points for ANZ Cashback, credit of a nominated value will be allocated to your ANZ Rewards, ANZ Rewards Platinum, ANZ Rewards Travel Adventures or ANZ Rewards Black account within 5 business days. Minimum Redemption thresholds apply.

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Minimum Redemption thresholds apply. To redeem ANZ Reward Points for frequent flyer points, airpoints or airmiles, you must be a member of the relevant program and an ANZ Rewards Account Holder. Refer to the relevant program terms and conditions for details: Velocity Member Terms and Conditions, KrisFlyer Terms and Conditions, Airpoints Terms and Conditions and Asia Miles. ANZ Reward Points are subject to ANZ Rewards – Rewards Program Terms and Conditions (PDF 87kB).

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Provided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.

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Mobile payments available on compatible devices and eligible ANZ cards. View the full list at anz.com/mobilepayments. Terms and conditions apply to the use of Apple Pay, Google Pay, Samsung PayFitbit Pay and Garmin Pay.

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Cashrewards Max customers who pay with their linked ANZ card may have access to higher cashback rates on selected offers compared to the standard Cashrewards program. Cashrewards Max is offered by Cashrewards and not ANZ. The Cashrewards account is not an ANZ account. Eligibility criteria, cashback redemption & withdrawal conditions and T&Cs apply.

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For details about all applicable fees & charges please refer to your Letter of Offer, ANZ Credit Cards Conditions of Use, ANZ Personal Banking Account Fees and Charges and ANZ Personal Banking General Fees and Charges.

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Standard annual percentage interest rate is  on purchases,  on cash advances and  on standard balance transfers as at  and is subject to change.

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For ANZ Rewards, a total Annual Fee of $80 applies which includes a $25 Annual Account Fee and a $55 Rewards Program Services Fee. For ANZ Rewards Platinum, a total Annual Fee of $95 applies, which includes a $40 Annual Account Fee and a $55 Rewards Program Service Fee. For ANZ Rewards Black, a total Annual Fee of $375 applies, which includes a $320 Annual Account Fee and a $55 Rewards Program Service Fee. For ANZ Rewards Travel Adventures, a total Annual Fee of $120 applies, which includes a $65 Annual Account Fee and a $55 Rewards Program Service Fee.  For additional cardholders on ANZ Rewards, ANZ Rewards Platinum, ANZ Rewards Black and ANZ Rewards Travel Adventures, an annual Additional Cardholder Fee of $10 and an annual Rewards Program Services Fee of $55 will apply per additional cardholder on the account. These fees are current as at  and are subject to change. The fee information displayed on this page applies to new customers only.

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Offer available to new and approved applicants who apply for an ANZ Rewards Black credit card account. This is a limited time only offer which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card. Offer not available where you currently hold an ANZ Rewards, ANZ Rewards Platinum, ANZ Rewards Travel Adventures or ANZ Rewards Black credit card, or have closed, or qualified for bonus Reward Points or a credit back on, any of those ANZ Rewards credit cards within the previous 12 months. This offer applies only once per eligible customer. Your application must be approved and you must activate the card and make $2,000 worth of eligible purchases within 3 months of approval to receive the 180,000 bonus Rewards Points. Eligible purchase means purchases which are eligible to earn Reward Points. Purchases which are not eligible to earn Reward Points are described in the ANZ Rewards - Rewards Program Terms and Conditions (PDF 102kB), for example interest charges, fees, cash advances, cash equivalent transactions, balance transfers, transactions for gambling or gaming purposes and reversed or refunded transactions will not count towards your qualifying eligible purchases. The bonus Reward Points will be credited to your ANZ account within 3 months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Rewards Black credit card account before the bonus Reward Points are processed to your account, you may become ineligible for this offer. If any repayments are overdue before the bonus Reward Points are processed to your account, you will be ineligible for this offer until any overdue Minimum Monthly Repayment and amounts shown on your statement as being immediately payable have been paid.

ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card. Applications for credit are subject to ANZ’s credit approval criteria. The annual fee will be waived in the first year. After the first year, an annual fee of $375 applies. This fee is current as at  and is subject to change. For all applicable fees & charges please see the ANZ Personal Banking Account Fees and Charges (PDF 164kB), and ANZ Personal Banking General Fees and Charges (PDF 143kB).

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Qantas Points and Bonus Qantas Points accrue in accordance with and subject to the ANZ Frequent Flyer Reward Terms and Conditions booklet (please call 13 13 14 for a copy). Purchases which are not eligible to earn Points are described in the ANZ Frequent Flyer Reward Terms and Conditions booklet, for example interest charges, fees, cash advances, cash equivalent transactions, balance transfers and transactions for gambling or gaming purposes and reversed or refunded transactions will not earn Points. Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. Earn rates and earn rate bands are subject to change. Existing customers should call 13 13 14 for information regarding their account.

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Offer available to new and approved applicants who apply for an ANZ Frequent Flyer Platinum credit card account. This is a limited time only offer which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions or when transferring from an existing ANZ credit card. Offer not available where you currently hold an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card, or have closed, or qualified for bonus Qantas Points or a credit back on, any of those ANZ Frequent Flyer credit cards within the previous 12 months. Your application must be approved and you must activate the card and make $2,500 worth of eligible purchases within three months of approval to receive the 70,000 bonus Qantas Points. Eligible purchase means purchases which are eligible to earn Points. Purchases which are not eligible to earn Points are described in the ANZ Frequent Flyer Reward Terms and Conditions, for example fees, cash advances, cash equivalent transactions, balance transfers, and transactions for gambling or gaming purposes will not earn Points. The 70,000 bonus Qantas Points will be credited to your Qantas account within three months of the eligible spend criteria being met. If any repayments are overdue before the bonus Qantas Points are processed to your account, you will be ineligible for this offer until any overdue Minimum Monthly Repayment and amounts shown on your statement as being immediately payable have been paid. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card. The ANZ Frequent Flyer Platinum Annual Fee ("Annual Fee") will be waived in the first year from the date you accept the letter of offer (“First Year”).  The Annual Fee will be charged on the first statement of account after the end of the First Year and annually thereafter. The Annual Fee is currently $295 (as at  ) but is subject to change. For all applicable fees & charges please see the ANZ Personal Banking Account Fees and Charges (PDF 139kB) and ANZ Personal Banking General Fees and Charges (PDF 155kB).  Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply.

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