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Compare term deposits

Our term deposits are an easy way to invest and save. Get the certainty of a fixed rate of return over your chosen term.disclaimer

Deposits

Loan info

Summary

Account overview

Enjoy the certainty of fixed returns over the investment term of your choice. You also get a higher competitive fixed interest rate compared to our ANZ Term Deposit.disclaimer

Enjoy the security of a fixed rate of interest over the investment term of your choice.disclaimer

Conditions for early withdrawal or transfer prior to maturity

You will have to give us 31 days notice if you wish to withdraw or transfer the funds prior to maturity. Early withdrawal fees apply.disclaimer

No minimum notice period required. Early withdrawal fees apply.disclaimer

Important numbers

Current interest rates specials for amounts between $5,000 to $99,999

 for 3 months. Interest paid at maturitydisclaimer

 for 5 months. Interest paid at maturitydisclaimer

 for 6 months. Interest paid at maturitydisclaimer

 for 12 months. Interest paid annuallydisclaimer

View all ANZ Advance Notice Term Deposit interest ratesdisclaimer

 for 3 months. Interest paid at maturitydisclaimer

 for 4 months. Interest paid at maturitydisclaimer

 for 6 months. Interest paid at maturitydisclaimer

 for 12 months. Interest paid annuallydisclaimer

View all ANZ Term Deposit interest rates

Monthly account service fee

$0disclaimer

$0disclaimer

Minimum opening balance

$5,000

$5,000

Terms available

1 month to 5 yearsdisclaimer

1 month to 5 yearsdisclaimer

Payment frequencies

Receive interest payments monthly, quarterly, half yearly, at maturity or annually on selected termsdisclaimer

Receive interest payments monthly, quarterly, half yearly, at maturity or annually on selected termsdisclaimer

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Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) and the Financial Services Guide (PDF 104kB) which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

Grow by ANZ is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance are not provided by ANZ by entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the Grow Terms and Conditions available at www.anz.com and consider if this service is appropriate to you prior to making a decision to acquire or use Grow by ANZ. Grow by ANZ is a trademark of ANZ.​

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Grow by ANZ is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522

goMoney and ANZ goMoney are registered trademarks of ANZ.

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Early withdrawal fees apply. An administration fee of $30 will be charged and the account will incur an interest reduction in respect of the money you withdrawal or transfer early. Refer to ANZ Saving and Transaction Terms and Conditions (PDF 408kB).

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An ANZ Advance Notice Term Deposit has a 31 day notice period. This means that if you request an early withdrawal or transfer of all or part of your funds, the funds will not be provided until the 31st day after the request (or the next business  day). An administration fee of $30 will be charged and the account will incur an interest reduction in respect of the money withdrawn or transferred early in accordance with the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB). If you may have a need in the future to immediately withdraw or transfer funds, other deposit products may be more suitable for you. See Important Information (PDF 36kB).

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Special term rates do not qualify for additional bonus interest rates and are not available in conjunction with any other bonus or special interest rate offer. Rates current as at  and are subject to change.

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Different interest rates apply to different investment amounts, terms and interest frequencies.

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