Compare term deposits
Our term deposits are an easy way to invest and save. Get the certainty of a fixed rate of return over your chosen term.disclaimer
Deposits |
ANZ Advance Notice Term Deposit |
ANZ Term Deposit |
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| Loan info |
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Summary |
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Account overview |
Enjoy the security of fixed returns over the investment term of your choice. You also get a higher competitive fixed interest rate compared to our ANZ Term Deposit.disclaimer |
Enjoy the security of a fixed rate of interest over the investment term of your choice.disclaimer |
Conditions for early withdrawal or transfer prior to maturity |
You will have to give us 31 days notice if you wish to withdraw or transfer the funds prior to maturity. Early withdrawal fees apply.disclaimer |
No minimum notice period required. Early withdrawal fees apply.disclaimer |
Important numbers |
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Current interest rates specials for amounts between $5,000 to $99,999 |
for 3 months. Interest paid at maturitydisclaimer for 4 months. Interest paid at maturitydisclaimer for 6 months. Interest paid at maturitydisclaimer for 12 months. Interest paid annually View all ANZ Advance Notice Term Deposit interest ratesdisclaimer |
for 3 months. Interest paid at maturitydisclaimer for 4 months. Interest paid at maturitydisclaimer for 6 months. Interest paid at maturitydisclaimer for 12 months. Interest paid annually |
Monthly account service fee |
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Minimum opening balance |
$5,000 |
$5,000 |
Terms available |
1 month to 5 yearsdisclaimer |
1 month to 5 yearsdisclaimer |
Payment frequencies |
Receive interest payments monthly, quarterly, half yearly, at maturity or annually on selected termsdisclaimer |
Receive interest payments monthly, quarterly, half yearly, at maturity or annually on selected termsdisclaimer |
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Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB) and the Financial Services Guide (PDF 104kB) which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.
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Grow by ANZ is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance are not provided by ANZ by entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the Grow Terms and Conditions available at www.anz.com and consider if this service is appropriate to you prior to making a decision to acquire or use Grow by ANZ.Grow by ANZ is a trademark of ANZ.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Grow by ANZ is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522
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Early withdrawal fees apply. An administration fee of $30 will be charged and the account will incur an interest reduction in respect of the money you withdrawal or transfer early. Refer to ANZ Saving and Transaction Terms and Conditions (PDF 408kB).
Back to topAn ANZ Advance Notice Term Deposit has a 31 day notice period. This means that if you request an early withdrawal or transfer of all or part of your funds, the funds will not be provided until the 31st day after the request (or the next business day). An administration fee of $30 will be charged and the account will incur an interest reduction in respect of the money withdrawn or transferred early in accordance with the ANZ Savings and Transaction Product Terms and Conditions (PDF 408kB). If you may have a need in the future to immediately withdraw or transfer funds, other deposit products may be more suitable for you. See Important Information (PDF 36kB).
Back to topSpecial term rates do not qualify for additional bonus interest rates and are not available in conjunction with any other bonus or special interest rate offer. Rates current as at and are subject to change.
Back to topDifferent interest rates apply to different investment amounts, terms and interest frequencies.
Back to topANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ Internet Banking or ANZ Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Select, ANZ Access Basic, ANZ Pensioner Advantage, ANZ Progress Saver, ANZ V2 PLUS, ANZ Premium Cash Management Account and ANZ Everyday Visa Debit. Terms and conditions and fees and charges apply to the eligible account.
Back to topBalance enquiries and deposit transactions in relation to an ANZ Online Saver account through an ANZ ATM may only be made via ANZ ATMs in Australia.
Back to topRate is subject to change. The bonus interest rate offer is currently only available to new ANZ Online Saver customers who do not currently have an Online Saver account, and have not held an ANZ Online Saver account within the past 6 months from today’s date (“Exclusion Period”). Offer also not available to beneficiaries for an ANZ Online Saver account held on trust within the past 6 months. This offer adds % p.a. bonus interest rate to the standard variable ANZ Online Saver interest rate (which as at is but is variable and subject to change) for 3 months from the account opening date. After 3 months, the bonus interest rate will revert to the then current standard variable ANZ Online Saver interest rate. Eligibility criteria, fees and charges and terms and conditions apply.
Back to topBonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change.
Back to topAll ANZ Internet Banking transactions are free, additional ANZ Transactions charged as: Electronic Transactions $1.00 each and Staff Assisted Transactions $2.50 each. ANZ Transactions, Electronic Transactions and Staff Assisted Transactions are defined in the ANZ Personal Banking Account Fees and Charges (PDF 132kB) booklet. Any withdrawals in a particular month, including those that are free of charge, will disqualify you from bonus interest for that month.
Back to topAdditional ANZ transactions charged as: Electronic transactions $0.50 each, staff assisted transactions $2.50 each, cheque transactions $0.50 each. Other fees may apply (including non-ANZ ATM operator fees, overseas ATM fees and overseas transaction fees). Please refer to the ANZ Personal Banking Account fees and Charges booklet (PDF 190kB) for definitions of ANZ transactions, electronic transactions, staff assisted transactions and cheque transactions, and for fees and charges that apply.
Back to topIf the balance falls below $10,000 then 0% interest will be earned. If the balance falls below the $1,000 we may request that the account be closed.
Back to top