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Pay and transfer

ANZ Internet Banking allows you to manage your everyday banking 24 hours a day, seven days a week. You can make a range of payments and transfers online.

How do I manage my payments and transfers online?

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For further assistance please call the ANZ Internet Banking team on 13 33 50 (International callers: +61 3 9683 8833) 24 hours a day, seven days a week.

Frequently asked questions

Use our frequently asked questions to find out more about payments and transfers.

Getting started

ANZ Internet Banking allows you to manage your everyday banking 24 hours a day, seven days a week. You can make a range of payments and transfers online.

  • Pay Anyone: transfer money to any Australian Financial Institution (bank, building society, credit union).
  • Pay BPAY® bill: pay your bills online via BPAY®. Make one-off payments or schedule recurring payments.
  • Pay ANZ Credit Card: pay your ANZ Credit Card online. Make one-off payment or schedule minimum monthly, set monthly or full closing balance payments.
  • Transfer between my accounts: transfer your money between your linked ANZ accounts.
  • View online bills: view and file your bills online using BPAY View™.
  • Schedule multiple payments/transfers: perform a mixture of future dated payments and transfers at once.
  • Manage future payments/transfers: view, edit, delete and skip/unskip your future dated payments and transfers made via ANZ Internet Banking.
  • View past payments/transfers: view your previous payments and transfers made via ANZ Internet Banking.
  • International services: transfer money overseas, buy travellers cheques, foreign currency or international drafts.

You need to register for certain facilities while others are activated automatically when you register for ANZ Internet Banking.

  • BPAY® payment: this facility is activated by default when you register for ANZ Internet Banking
  • Transfer between accounts: you need to have two or more accounts linked to your ANZ Internet Banking to transfer funds between your own accounts
  • Pay Anyone payment: you need to register for Pay Anyone and activate your daily Pay Anyone limit to transfer to any Australian Financial Institution (bank, building society, credit union)
  • International services: you need to Register for international services before you can use it. Your daily Pay Anyone limit applies.

You can receive and view your bills online via the "View online bills" function. Here you can view a summary of your bills, view details of your bill in full, manage your bills and pay your bills.

Yes. You need to link the accounts to your ANZ Internet Banking or ANZ Internet Banking for Business:

Making payments and transfers

You can transfer funds overseas when you activate International services.

Yes. You can pay your bills online via the "Pay BPAY® bill" function. This service is activated by default when you register for ANZ Internet Banking. 

Yes. The "Pay Anyone" feature allows you to transfer funds to any Australian financial institution (bank, building society, credit unions) account.

Please note that you cannot transfer funds to a credit card account using Pay Anyone.

Future payments and transfers

Miscellaneous

There is no fee/charge for Pay Anyone, transferring between accounts and BPAY® payments. However, if you use all of your free withdrawals from your accounts for any given month, normal excess transaction fees and government charges may apply.

For international services, the cost will vary depending on the type of payment/transfer you are requesting:

If you wish to view the details of the payment/transfer:

If you wish to contact ANZ to query or cancel a past payment or a transfer:

Once the payment/transfer is confirmed and is processed via ANZ Internet Banking, you cannot delete or cancel the payment/transfer using ANZ Internet Banking.

You may request the funds to be returned if you promptly lodge an enquiry with us:

The time it takes for a transfer to be processed to your account will depend on the payment/transfer type. Check your account terms and conditions for details. How long does it take for a payment or transfer to be processed?

The time it takes for the payee's account to be credited will depend on the policy and systems of the payee's bank. This may take up to a week.

All funds transfers between your linked accounts completed after 10.00pm Melbourne time or on weekends or public holidays for the same day transfer, may be processed on the following bank business day.

Future dated payments/transfers require cleared funds in your account at 11.59pm Melbourne time the day before the scheduled payment/transfer date.

All future dated payments/transfers will be processed by us on the morning of the date requested unless the payment/transfer date falls on a weekend or public holiday in which case the payment/transfer will be processed on the next bank business day.

If you wish to delete or skip a payment/transfer, the request must be lodged with ANZ Internet Banking prior to 11.59pm Melbourne time on the day prior to payment/transfer.

Payments/transfers from an ANZ Credit Card may be treated as a cash advance.

If your enquiry relates to a payment/transfer with a "Status unknown" message, please call the ANZ Internet Banking Helpdesk on 13 33 50 (International callers dial +61 3 9683 8833), 24 hours a day, seven days a week.

® BPAY is registered to BPAY Pty Ltd ABN 69 079 137 518