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The information on this page does not apply to ANZ Plus products

What is a Home Loans Key Facts Sheet?

A Home Loans Key Facts Sheet sets out the pricing and other information for our standard products in a consistent format, allowing you to easily compare different home loans.

What the Key facts sheet gives you

The Key facts sheet will summarise the key facts about a standard home loan, such as interest rates, the total cost of a loan, monthly and annual repayments and explains how monthly repayments will be affected if interest rates increase. 

All credit providers are required by law to make a Key facts sheet available to you for their standard home loans, so you can use it to quickly and easily compare loan features across all financial institutions.

What you should know

The Key facts sheet only applies to the following ANZ home and residential investment loan products:  ANZ Simplicity PLUS, ANZ Standard Variable and ANZ Fixed if repayment type is principal and interest.

For an ANZ Fixed loan, the subsequent interest rate after the fixed rate period has expired is the standard ANZ variable interest rate (including any applicable advertised discounts) based on the original loan amount. 

The Key facts sheet is based on standardised home loan information and does not contain all special offers that may apply to you.  To check your eligibility please contact our Home Loan Hotline on free call 1800 100 641, between 8:00am to 8:00pm (AEST), Monday to Friday.

The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditionsProduct Disclosure Statement and the ANZ Financial Services Guide (PDF) before acquiring any product.

Terms and Conditions available on application. Fees and charges apply. This is an estimate only and only takes into account the current interest rate for the relevant home loan for repayments type principal and interest. It is provided for illustrative purposes only and is based on the accuracy of information provided.

This does not constitute a loan approval or a quote. To apply for an ANZ loan you must complete an application form. All applications for credit are subject to ANZ's normal credit approval criteria.

ANZ does not store the information you provided to generate this document.

Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.

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