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What is a Mortgage Key Facts Sheet?

A Mortgage Key Facts Sheet sets out the pricing and other information for our standard products in a consistent format, allowing you to easily compare different home loans.

What the Key Facts Sheet gives you

The Key Facts Sheet will summarise the key facts about a standard home loan, such as interest rates, the total cost of a loan, monthly and annual repayments and explains how monthly repayments will be affected if interest rates increase.

All credit providers are required by law to make a Key Facts Sheet available to you for their mortgage products, so you can use it to quickly and easily compare loan features across all financial institutions.

What you should know

The Key Facts Sheet only applies to the following ANZ home and residential investment loan products:  ANZ Simplicity PLUS, ANZ Standard Variable, ANZ Fixed, ANZ Land Loan (both variable and fixed rates) and ANZ Supplementary Loan (both variable and fixed rates) if repayment type is principal and interest.

ANZ also makes Key Facts Sheets available for these loans showing the pricing and other information that would apply if the relevant loan was eligible for ANZ Breakfree. Please note that ANZ Breakfree is only available to customers who meet eligibility criteria, see ANZ Breakfree Terms and Conditions (PDF 80kB). Any Key Facts Sheet that displays information for a loan eligible under ANZ Breakfree assumes that ANZ Breakfree is held for the entire term of the loan. For an ANZ Fixed loan under ANZ Breakfree, the subsequent interest rate after the fixed rate period has expired is the discounted standard variable interest rate under ANZ Breakfree based on the original loan amount.  

The Key Facts Sheet is based on standardised home loan information and does not contain all special offers that may apply to you.  To check your eligibility please contact our Home Loan Hotline on free call 1800 100 641, between 8:00am to 8:00pm (AEST), Monday to Friday, or 8:00am to 6:00pm (AEST) Saturdays and Sundays.

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Terms and Conditions available on application. Fees and charges apply. This is an estimate only and only takes into account the current interest rate for the relevant home loan for repayments type principal and interest. It is provided for illustrative purposes only and is based on the accuracy of information provided.

This does not constitute a loan approval or a quote. To apply for an ANZ loan you must complete an application form. All applications for credit are subject to ANZ's normal credit approval criteria.

ANZ does not store the information you provided to generate this document.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF, 104kB) before acquiring any product. Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply.

Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.