skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus
Find ANZ Contact
Find ANZ Contact

Estimate my home loan repayments

Loan amount

$
p.a.

Note: the manual interest rate you have selected may not be available.

p.a
Your estimated repayments
Generate Key Facts Sheet

Want an estimate of how much you may be able to borrow?

ANZ borrowing power calculator
Results based on an . This shows your estimated repayments based on the loan amount, loan type & loan term selected.
Results based on an with Breakfree. ANZ Breakfree annual package fee of applies. This shows your estimated repayments based on the loan amount, loan type & loan term selected.
Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period.
Results based on a custom interest rate. This shows your estimated repayments based on the loan amount, loan type & loan term selected.

More ANZ home loan calculators and tools

Calculate how much I could borrow

Get a quick estimate on how much you may be able to borrow based on your current income and existing financial commitments.

Free ANZ Property Profile Reportdisclaimer

Get a free ANZ Property Profile Report which includes a property price prediction.

Compare our home loans

Compare our home loan features, fees, rates and charges.

Expenses
Tool

Understand your expenses to help budget and plan for your future financial goals, like buying a home.

Contact us, we're here to help

 Call a Home Loan Specialist

Mon-Fri 8.00am to 8.00pm (AEST),
Sat-Sun 8.00am to 6.00pm (AEST)

Important information

All applications for credit are subject to ANZ’s normal credit approval criteria. Product terms and conditions are available on application and eligibility criteria applies to the Breakfree package. An annual Breakfree package fee of $395 and a minimum lending requirement of $150,000 applies. Breakfree benefits only apply while you maintain the package and meet ongoing eligibility criteria. See ANZ Breakfree or ask ANZ for details.

This is an estimate for illustrative purposes only and is based on the limited information provided. It does not constitute an offer of credit. To apply for an ANZ Home Loan you must complete an application.

The estimated repayment amount does not include any fees or charges.

If a Variable Rate Loan is selected, the interest rate will be subject to change throughout the term of the Loan, which can impact on repayment amounts.

Results are based on approximate amortised scheduled repayments and do not take into account interest rate changes or other events that may change repayment amounts on a loan.

For fixed rate loans, once the fixed rate period expires, the loan reverts to a variable rate loan and repayment amounts will change.

For interest only loans, once the interest only period expires, the loan will revert to the applicable variable rate loan for the remainder of the loan term (unless another interest rate period is taken). At the end of the interest only period, minimum repayment amounts may increase to cover principal and interest. Interest only loans are not for everyone and you should consider if this is the right strategy for you.

The calculator does not include ANZ Equity Manager.

Interest rates are current as at  and are subject to change.

Rates shown for loans of less than $150,000 do not include the Breakfree discount. Visit ANZ Breakfree to find out if you are eligible for the Breakfree discount.

ANZ Home Loans are available for periods between 1 and 30 years.

ANZ Home Loans are available for a minimum of $10,000. This calculator has been set to a maximum of $9,900,000 but you can apply for a higher amount.

Property price predictions are estimates, not valuations. Predictions available for listed properties only (exceptions apply) and may change daily. Actual sale prices may differ. Accuracy assessed on final pre-sale predictions and national market comparison of free price predictor estimates or range midpoints for listed properties (excluding agents’ price guides). Sales data as at August and November 2018.

Back to top