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Use our tools, trackers, worksheets and calculators to improve your financial wellbeing.

50/30/20 Annual Budget

Download the budget worksheet to track your outgoings and savings, to see where you could make some changes to your budget.

50/30/20 Annual Budget worksheet (PDF)

Goals Setter Worksheet

This guide will help you plan out the goals you want to achieve and how much you’ll need to reach them.

Goals Setter worksheet (PDF)

Long-Term Goal Action Plan

Saving for a specific goal? This plan helps you plot out how to get there.

Long-Term Goal Action Plan (PDF)

Expense Tracker – ‘Wants’

Look at your ‘wants' and make note of these expenses to see if there’s any room to reduce your spending.

Expense Tracker – ‘Wants’ (PDF)

Expense Tracker – ‘Needs’

Look at your necessary expenses to see how much your budget needs to be allocated to the essentials.

Expense Tracker – ‘Needs’ (PDF)

Bills Tracker

Download the tracker to see some of the top bills you could be seeking a better rate for.

Bills Tracker (PDF)

Income Tracker

Keep track of the money you’re making – for sole traders, small business and side hustlers. Plus tax time will feel a whole lot easier. 

Income Tracker (PDF)

Financial Wellbeing Score Tracker

Take note of your Score so once you’ve completed the Financial Wellbeing Program, you can check your score again and see how you’ve improved!

Financial Wellbeing Score Tracker (PDF)


Get your Financial Wellbeing Score

Answer 12 quick questions to understand how you manage your money, and see how you stack up compared to others in your age group.

Financial Wellbeing Score 

Savings Calculator

Calculate how to save for a specific goal, how long it’s going to take and define what you’ll need to set aside each month.

Savings Calculator 

Savings Booster Calculator

See how much you could save just by changing a little habit and what impact that could have to your goals this time next year!

Savings Booster Calculator 

Budget Planner

Simply input your expenses, add in your goals and split out your accounts to walk away with a PDF of your new Budget Plan.

Budget Planner 

Personal Loan Repayment Calculator

Use the Personal Loan Repayment calculator to estimate your repayments and see if they’ll work for your budget.

Personal Loan Repayment Calculator 

Home Loan Repayment Calculator

If you're looking at paying off your mortgage quickly, this calculator can help you sense check your repayments.

Home Loan Repayment Calculator 

50/30/20 Budget Calculator

Using your monthly income, this easy calculator will help you figure out how much money you have to split between your needs, wants and goals.

50/30/20 Budget Calculator

Insurance Estimator

Use this simple insurance estimator to help you estimate the amount of life, total and permanent disability and income cover you might need.

Insurance Estimator 

‘Savers Personality Type’ Quiz

Curious to know what sort of saver you are? Take this fun quiz to find out!

‘Savers Personality Type’ Quiz (PDF)

These tools are for illustrative and educational purposes only. The results generated by using these tools are a guide only and are based only on the information you have provided. ANZ does not endorse or approve any results calculated using any of the tools. For more information about any specific tool, please click on the links above and read the relevant ‘Important Information’ section or equivalent. We may provide you with links to general articles and tools that may help you but any advice does not take into account your objectives, personal needs and financial circumstances, and does not constitute financial advice or a recommendation. Before considering if any product is right for you, you should take into account your personal needs and financial circumstances and consider whether it is appropriate for you.