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Manage business risk

You're building something important. Make sure you're ready to protect it against events that could destabilise or impact your business. 

What you'll find:

  • Cybercrime awareness and protection
  • Be across the different types of business risk
  • Tips for building business resilience

Articles about business risk

How to stifle stress and life a burnout-free life

4-minute read

Balancing business with self-care is key to avoiding burnout for small and microbusiness owners.

Keep reading

Cyber security basics for small businesses

4-minute read

With the risk of cyber attack growing, here’s how to protect against cybercrime.

Keep reading

Developing a risk assessment and management plan

3-minute read

It is important to consider all possible risks and scenarios that may exist both within your business and your external operating environment.

Keep reading


Tools and resources

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Business insurance checklist

This checklist can help you get organised and understand your small business insurance options.

Business insurance checklist (PDF)

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Cyber Security Guide

Protect your business from the most common cyber security incidents. 

Small business cyber security guide (PDF 3.9 MB)

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Risk assessment checklist

Use this checklist to identify various types of risk your business could be exposed to, before developing your own risk assessment and management plan.

Risk assessment checklist (PDF)

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Scenario planning

Use our scenario planning template to plan for future events that your business may face.

Scenario planning template (PDF 151kB)

Natural disaster support

We’re here to help our customers and communities get back on top of things in times of need. If you’ve been affected by a natural disaster – such as a bushfire, flood, storm or earthquake – here’s how we can help.


More about disaster support

Merchants PayID illustration showing plant mobile device ANZ logo


PayID® allows eligible customers to receive payments or set up PayTo agreements without providing a BSB and account number.disclaimer With the introduction of PayTo, you can pay invoices, plan and manage your recurring bills easily. With visibility of all your PayTo agreements available in ANZ Internet Banking, you’ll spend less time on admin leaving more time to get back to business.

More about PayID®

Get a personalised financial check-in

You don't have to figure it all out on your own. Book in a free Financially Ready Check-in with a small business specialist, with no ongoing obligation.

What you can expect

  • We’ll guide you through some simple questions about your financial systems, cash flow and goals.
  • Discuss next steps that you can consider taking to help your business become financially ready for today, tomorrow or the unexpected.

It only takes 15 minutes, and it’s free.

Request a check-in

This is general information only, so it doesn’t take into account your objectives, financial situation or needs. ANZ is not giving you advice or recommendations (including tax advice), and there may be other ways to manage finances, planning and decisions for your business.

Read the ANZ Financial Services Guide (PDF) and, if applicable, the product Terms and Conditions. Carefully consider what's right for you, and ask your lawyer, accountant or financial planner if you need help. 

Any tools, checklists or calculators produce results based on the limited information you provide so they are an estimate or guide only. As they are incomplete, they are not a substitute for professional advice.

Terms and conditions, fees and charges, and credit approval and eligibility criteria apply to ANZ products.

PayID® is a registered trademark of NPP Australia Limited

More information on PayID® can be found at

Available when the sending and receiving accounts are capable of processing faster payments. Not available on some ANZ accounts, including ANZ Home Loans and ANZ Personal Loans. Technical interruptions may occur.