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Planning to prosper

Whether your goal is to optimise your everyday business activities or prepare for growth, you need a plan to get there.

Putting Energy Efficiency to work for Business is the second of three reports in the Forgotten Fuel series, a collaboration between ANZ and the EEC that seeks to unpack the benefits of energy efficiency for businesses. This report delves into how businesses can leverage tools like energy efficiency, electrification and renewables, to lower energy bills and emissions.

Download the full report
(PDF 4.9MB)

Articles about planning to prosper

C. Street Projects: high-performing, energy-efficient homes

4-minute read

C. Street Projects is helping Australians live energy-efficiently by designing and building homes using Passivhaus (Passive House) principles.

Keep reading

Colormaker Industries

3-minute read

By understanding its energy usage and investing strategically in technology, Colormaker Industries is forging the way in making energy efficiency central to their business.

Keep reading

Will Bowden: saving energy – and working smarter

3-minute read

Tasmanian Central Highlands farmer, Will Bowden, is no stranger to the benefits of energy efficiency and using tech innovations.

Keep reading

Tools and resources

Icon representing SWOT analysis template showing umbrella rain with a shield

SWOT analysis

Use SWOT to identify your Strengths, Weaknesses, Opportunities and Threats to help you fine tune your business strategy.

SWOT analysis template (PDF)

Icon for business supply chain checklist shows flower with a $ on it

Energy Efficiency

Unlock the benefits of finding more efficient ways of using and managing energy in your business.

Putting Energy Efficiency to Work (PDF 4.9MB)

Icon representing business plan template showing a checklist pen bag of cash and coins

Business plan

Create your own business plan with the help of our business plan template and make the experience a stress-free one.

Business plan template (PDF 1.1MB)

A dedicated business account

Separating your business and personal accounts could help you save time on admin and give you a better picture of where your business is at.

With a business account such as ANZ Business Essentials, you'll get:

  • No monthly account services fees
  • An ANZ Business Visa Debit card in your business namedisclaimer
  • Access to small business specialists
  • Apply online, or if you’re a sole trader get set up in minutes in the ANZ Appdisclaimer(available if you do not already have an ANZ business account).

Explore ANZ Business Essentials

ANZ GoBiz illustration of a clock, mobile and coins


Easily apply online for a business loan or overdraft through a one-time connection to your accounting software.

Apply for unsecureddisclaimerbusiness finance and, if eligible, get conditional approval in just 20 minutes.disclaimer

Explore ANZ GoBiz


Get a personalised financial check-in

You don't have to figure it all out on your own. Book in a free Financially Ready Check-in with a small business specialist, with no ongoing obligation.

What you can expect

  • We’ll guide you through some simple questions about your financial systems, cash flow and goals.
  • Discuss next steps that you can consider taking to help your business become financially ready for today, tomorrow or the unexpected.

It only takes 15 minutes, and it’s free.

Request a check-in

This is general information only, so it doesn’t take into account your objectives, financial situation or needs. ANZ is not giving you advice or recommendations (including tax advice), and there may be other ways to manage finances, planning and decisions for your business.

Read the ANZ Financial Services Guide (PDF) and, if applicable, the product Terms and Conditions. Carefully consider what's right for you, and ask your lawyer, accountant or financial planner if you need help. 

Any tools, checklists or calculators produce results based on the limited information you provide so they are an estimate or guide only. As they are incomplete, they are not a substitute for professional advice.

Terms and conditions, fees and charges, and credit approval and eligibility criteria apply to ANZ products.

Eligibility criteria and terms and conditions apply. Please refer to the ANZ Business Transaction Accounts Terms and Conditions (PDF).


The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available at and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.


For an unsecured loan you won’t need to provide an asset as security, although a personal guarantee may be required in cases of directors.


Applicants for ANZ GoBiz need to meet eligibility and credit criteria. Once approved, you'll need to sign and return your documents. Once we receive these, your funds will be in your business account within 2 business days.