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Planning to prosper

Whether your goal is to optimise your everyday business activities or prepare for growth, you need a plan to get there.

What you'll find:

  • How to write a business plan
  • Create new opportunities to grow your business
  • A checklist for growing your business


Articles about planning to prosper

“We have all the ingredients here”: Eddie Niravong is bringing new life to one of Sydney’s oldest Thai grocers

4-minute read

Asian Imperial Centre – Chang Market has been Cabramatta’s one-stop-shop for local and international produce for nearly 40 years. 

Keep reading

A quick guide to growing your business

3-minute read

To assist your business’s growth, we’ve compiled a list of actions that could help take it to the next level.

Keep reading

Creating a business plan

3-minute read

If you’re looking to start a new business, an essential first step is to put together a business plan. Here are a few important elements to consider.

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Tools and resources

Icon representing SWOT analysis template showing umbrella rain with a shield

SWOT analysis

Use SWOT to identify your Strengths, Weaknesses, Opportunities and Threats to help you fine tune your business strategy.

SWOT analysis template (PDF)

Icon representing growing your business checklist showing shop with a coin going in like moneybox

Growing your business

To assist your business growth, we've compiled a checklist of actions that will help prepare it for the next level.

Growing your business checklist (PDF)

Icon representing business plan template showing a checklist pen bag of cash and coins

Business plan

Create your own business plan with the help of our business plan template and make the experience a stress-free one.

Business plan template (PDF 1.1MB)

A dedicated business account

Separating your business and personal accounts could help you save time on admin and give you a better picture of where your business is at.

With a business account such as ANZ Business Essentials, you'll get:

  • No monthly account services fees
  • An ANZ Business Visa Debit card in your business namedisclaimer
  • Access to small business specialists
  • Apply online, or if you’re a sole trader get set up in minutes in the ANZ Appdisclaimer(available if you do not already have an ANZ business account).

Explore ANZ Business Essentials

ANZ GoBiz illustration of a clock, mobile and coins


Easily apply online for a business loan or overdraft through a one-time connection to your accounting software.

Apply for unsecureddisclaimerbusiness finance and, if eligible, get conditional approval in just 20 minutes.disclaimer

Explore ANZ GoBiz


Get a personalised financial check-in

You don't have to figure it all out on your own. Book in a free Financially Ready Check-in with a small business specialist, with no ongoing obligation.

What you can expect

  • We’ll guide you through some simple questions about your financial systems, cash flow and goals.
  • Discuss next steps that you can consider taking to help your business become financially ready for today, tomorrow or the unexpected.

It only takes 15 minutes, and it’s free.

Request a check-in

This is general information only, so it doesn’t take into account your objectives, financial situation or needs. ANZ is not giving you advice or recommendations (including tax advice), and there may be other ways to manage finances, planning and decisions for your business.

Read the ANZ Financial Services Guide (PDF) and, if applicable, the product Terms and Conditions. Carefully consider what's right for you, and ask your lawyer, accountant or financial planner if you need help. 

Any tools, checklists or calculators produce results based on the limited information you provide so they are an estimate or guide only. As they are incomplete, they are not a substitute for professional advice.

Terms and conditions, fees and charges, and credit approval and eligibility criteria apply to ANZ products.

Eligibility criteria and terms and conditions apply. Please refer to the ANZ Business Transaction Accounts Terms and Conditions (PDF).


The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available at and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.


For an unsecured loan you won’t need to provide an asset as security, although a personal guarantee may be required in cases of directors.


Applicants for ANZ GoBiz need to meet eligibility and credit criteria. Once approved, you'll need to sign and return your documents. Once we receive these, your funds will be in your business account within 2 business days.