0% p.a for the first 18 months on Balance Transfers.
3% Balance Transfer Fee applies
Earn Rewards from your everyday purchasesdisclaimer
Make everyday purchases. Get rewarded!
Choose from one of our ANZ Reward cards:
Then make eligible purchases on the card to earn points that may be redeemed for:
Rewards Program newsletter and guide
Already a Rewards member? Keep up to date with the latest news and changes with your rewards program:
- See the latest Rewards newsletter (PDF 2.45MB)
- Read about current offers at ANZ Rewards or download the latest version of Introducing ANZ Rewards (PDF 75kB)
- Receive regular emails with offers; simply register at the ANZ Rewards website
Earn Qantas Pointsdisclaimer on your everyday purchases and start booking your flights.
If you’d like to earn Qantas Points2, then choose one of our Frequent Flyer cards:
Redeem Qantas Points now - go to the Qantas website.
With our ANZ Frequent Flyer and ANZ Frequent Flyer Platinum credit card, you could also earn additional Bonus Qantas Pointsdisclaimer when you shop with our selection of Bonus Partners:
- Fone Zone
- Stamford Hotels
- WhiteWater World
- Ace Insurance
Bonus Points earned per $1 spent on selected Bonus Partner products and servicesdisclaimer:
ANZ Frequent Flyer American Express® card
1 Bonus Qantas Point
ANZ Frequent Flyer Visa card
1 Bonus Qantas Point
ANZ Frequent Flyer Black cards may only earn Bonus Qantas Points on selected Qantas products and servicesdisclaimer.
All applications for credit are subject to ANZ's credit approval criteria. Terms and Conditions apply and are available on application. Fees, charges and eligibility criteria apply.
American Express is a registered trademark of American Express. ANZ American Express cards are issued by Australia and New Zealand Banking Group Limited (ANZ) pursuant to a licence from American Express.
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Reward Points and Bonus Reward Points accrue in accordance with the ANZ Rewards - Rewards Program terms and conditions booklet (PDF 76kB) (please call 13 13 14 for a copy). Purchases exclude fees, cash, cash equivalent transactions, balance transfers and premiums paid for ANZ Credit Card Insurance. This Reward Points information displayed on this page applies to new customers only. Existing customers may be subject to a different Reward Points earn rate on both their ANZ Rewards American Express card and/or ANZ Rewards Visa card. Existing customers should call 13 22 73 for information regarding the Reward Points earn rate that applies to their account.Back to top
Subject to hotel and airline availability.Back to top
When you redeem your Reward Points for ANZ Cashback, credit of a nominated value will be allocated to your ANZ Rewards, ANZ Rewards Platinum or ANZ Rewards Black account within 5 business days.Back to top
Qantas Points and Bonus Qantas Points accrue in accordance with and subject to the ANZ Frequent Flyer Reward Terms and Conditions (PDF 1.87MB) (please call 13 13 14 for a copy). Eligible purchases exclude fees, cash, cash equivalent transactions, balance transfers and premiums paid for ANZ Credit Card Insurance. You will not earn Qantas Points in respect of purchases which exceed any advised spend cap. Eligible purchases for each statement period for ANZ Frequent Flyer are capped at $3,000 of eligible purchases across all Visa cards on the account and $3,000 of eligible purchases across all American Express cards on the account, and for ANZ Frequent Flyer Platinum are capped at $6,000 of eligible purchases across all Visa cards on the account and $6,000 of eligible purchases across all American Express cards on the account. No spend cap applies to ANZ Frequent Flyer Black. Bonus Qantas Points may still be earned once eligible purchases made with your card exceed any applicable spend cap. The Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program which are available at qantas.com/terms. Earn rates and spend caps are subject to change. ANZ Frequent Flyer Platinum accounts that were previously named 'ANZ Frequent Flyer Gold' are subject to different earn rates and spend caps. Existing customers may be subject to a different earn rate or spend cap on their account. Existing customers should call 13 22 73 for information regarding their ANZ account.Back to top
Selected Qantas products and services are the following items purchased directly from Qantas: Qantas passenger flights (with a QF flight number) Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, Qantas branded non-airfare products and any Qantas products and services not purchased directly from Qantas.Back to top