skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

Compare Personal Loans

Personal Loans

Loan info

Flexibility to make extra repayments

 

You’re protected from interest rate movementsdisclaimer

 

Summary

 interest ratedisclaimer

 comparison ratedisclaimer

 interest ratedisclaimer

 comparison ratedisclaimer

The important numbers

Interest rate

disclaimer

disclaimer

Comparison rate

disclaimer

disclaimer

Fees

Loan approval fee: $150 (one-off payment)

Loan Administration Charge: $10 per month, charged at the end of each quarter

See other fees and charges.

Loan approval fee: $150 (one-off payment)

Loan Administration Charge: $10 per month, charged at the end of each quarter


Early repayment fee:  $300

See other fees and charges.

Potential loan amount (subject to credit assessment criteria)

$5,000 - $50,000  

$5,000 - $50,000 

Potential loan term

1 year - 7 years

1 year - 7 years 

What you get

This loan may suit you if you would like

  • No exit fees if you pay your loan off early
  • Flexibility to increase your loan amount
  • Fast access to extra money you’ve paid
  • Same day cash in your ANZ everyday account if approved in branch by midday Mon-Fridisclaimer
  • You don't want to use your car as security

  • Certainty that your repayments won’t change 
  • Control over your budget
  • Same day cash in your ANZ everyday account if approved in branch by midday Mon-Fridisclaimer
  • Convenience of managing your loan online
  • You don't want to use your car as security

Can I apply for this loan?

Minimum age

18 years old

18 years old

Minimum annual income

$15,000

$15,000

Other eligibility criteria
  • Be an Australian citizen, permanent resident or have a valid visa

What is a valid visa?

  • Be an Australian citizen, permanent resident or have a valid visa

What is a valid visa?

Use this loan to

All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. 

 

Back to top

Rates as at  and subject to change.

Back to top
Back to top

This comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only. 

WARNING:
 This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Back to top
Back to top

Applications must be submitted at an ANZ branch, and approved before noon Monday to Friday (AEST), and customers must have approved funds deposited into an existing ANZ Everyday account. For a full list of ANZ everyday accounts, please contact us on 1800 801 485 between 8am to 8pm (AEST) weekdays.

Back to top
Back to top

Early repayment costs apply if you repay your loan early during a fixed interest rate period.

Back to top