Compare Personal Loans
Personal Loans |
ANZ Variable Rate Loan |
ANZ Fixed Rate Loan |
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Loan info |
Flexibility to make extra repayments
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You’re protected from interest rate movementsdisclaimer
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Summary |
interest ratedisclaimerdisclaimer comparison ratedisclaimer |
interest ratedisclaimerdisclaimer comparison ratedisclaimer |
The important numbers |
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Interest rate | ||
Comparison rate | ||
Fees |
Loan approval fee: $150 (one-off payment) Loan Administration Charge: $10 per month, debited every three months until the loan is closed in ANZ systems. |
Loan approval fee: $150 (one-off payment) Loan Administration Charge: $10 per month, debited every three months until the loan is closed in ANZ systems.
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Potential loan amount (subject to credit assessment criteria) |
$5,000 - $50,000 |
$5,000 - $50,000 |
Potential loan term |
1 year - 7 years |
1 year - 7 years |
What you get |
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This loan may suit you if you would like |
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Can I apply for this loan? |
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Minimum age |
18 years old |
18 years old |
Minimum annual income |
$15,000 |
$15,000 |
Other eligibility criteria |
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Use this loan to |
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Check you’re eligible
You must:
- Be at least 18 years of age or older
- Earn a minimum of $15,000 per year
- Be an Australian citizen, permanent resident or have a valid visa
- Be a sole applicant. Joint applicants can apply at any ANZ branch
What you'll need
- Details of your income, expenses, assets and liabilities
- Your driver's licence, ANZ Account Number or Customer Registration Number (if you have them)
- If you're new to ANZ, you'll need any two of your Australian driver's licence, Medicare card, Australian passport, or Australian visa
How to apply
Apply in the way that suits you best. If you’re short on time or need a little help we have a number of flexible application options for you to choose from.
Need a bit more information first?
If you want to know a bit more before you take those next steps, here’s some information that may be helpful.
Get started online and we’ll call you back
If you’re unsure of the type of loan you need, or want some help on your loan application, simply fill out a few basic details online to get your application started.
- Once we receive your details, we’ll call you back within 1-2 business days
- We’ll help you work out the right personal loan for you and assist you to progress your application
- Financial details and supporting documents can be supplied at a later stage
- A credit check will not be conducted until we have spoken with you
It only takes around 5 minutes
Complete your full application online
If you know what you’re after and you’re comfortable with completing the application yourself, you can submit your entire personal loan application online. You’ll need to set aside a bit more time, and have the below information ready.
- Details of your income, expenses (bills and other financial commitments), assets and liabilities (debts you owe)
- Your driver's licence, ANZ Account Number or Customer Registration Number (if you have them)
- If you're new to ANZ, you'll need any two of your Australian driver's licence, Medicare card, Australian passport, or Australian visa
We have 2 personal loans to choose from:
ANZ Fixed Rate Loan
Reduced interest rate(eligibility criteria, | Comparison rate |
ANZ Variable Rate Loan
Reduced interest rate (eligibility criteria, | Comparison rate |
If you need some help with your application, don’t meet our eligibility criteria or have another general loan enquiry, give us a call.