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The time that it takes for a transfer to be processed to your account will depend on the transfer type. Check your Electronic Banking Conditions of Use for details.
The time that it takes for the payee's account to be credited will depend on the policy and systems of the payee's bank.
All International payments/transfers requested after 6.00pm Melbourne time or on weekends or a public holiday for the same day transfer are debited immediately but are processed on the following bank business day.
Transfers from an ANZ Credit Card will be treated as a cash advance, a fee may be charged and interest will accrue accordingly.