skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

ANZ Overdrafts

Products no longer available for sale.

 

(Product not available for sale after 21 November 2022)

A credit limit of either $500 or $1,000 could help to temporarily cover unexpected cash shortfalls.

  • Extra cash when you need it
  • The benefit of only paying interest on the credit you use
  • $0 Approval Fee
  • No ongoing fees

rates

Interest rate

disclaimer

Approval fee

$0

Credit facility fee

$0

Use this overdraft to

  • Temporarily cover unexpected cash shortfalls
  • Avoid dishonor feesdisclaimer

(Product not available for sale after 4 July 2021)

A credit of $1,000 or more (up to an approved limit) to be used whenever you need it.

  • Extra cash when you need it with no set repayments
  • The benefit of only paying interest on the credit you use

rates

Interest rate

disclaimer

Approval fee

Loan establishment fee

Under $20,000:

$100

$20,000-$49,999:

$200

$50,000 and over

$500

Credit facility feedisclaimer

Credit facility fee

Less than $20,000:

$200 p.a.

$20,000 or more:

1.7% of the limit p.a.

Use this overdraft to

  • Cover unexpected financial needs
  • Gain control of your finances

All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. Australian credit licence number 234527.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Assured and Personal Overdraft Terms and Conditions (PDF 131kB), ANZ Personal Banking Account Fees and Charges (PDF 175kB) and the Financial Services Guide (PDF 104kB) which are available at anz.com or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

The interest rate applicable as at  is  but is variable and may change.

Return

Debits will be honoured up to your approved credit limit.  If there are no funds available under this credit facility, ANZ may process the debit using the Informal Overdraft facility for your linked account (refer to the terms and conditions of your linked account for more details about the Informal Overdraft facility).

Return

The interest rate applicable as at  is  but is variable and may change.

Return

The Credit Facility Fee is debited to your account in arrears on a monthly, quarterly or annual basis (as applicable) from the date on which your account was opened. The fee is calculated by dividing the annual Credit Facility Fee by 366, then multiplying that figure by the number of days the facility is in effect for that relevant cycle.

Return
Top