A standardised credit card key facts sheet must accompany all credit card application forms (paper and online). Its purpose is to give you standard information about our credit cards to easily compare them.
Cancel an authorisation for CardPay Direct payment.
Informal overlimit facility
Exceeding your credit limit
If you opened your ANZ credit card account on or after 18 June, 2012, we may, in some circumstances, allow you to exceed the credit limit on your card where:
You consent to being charged a $20 Overlimit Fee (charged at a maximum of once per statement period*)
The transaction and your circumstances meet certain criteria
Even if you don't provide consent, we may still process non-electronic transactions, direct debits or interest, fees and charges in excess of your credit limit, but you will not be charged a fee in these circumstances.
There are no changes to accounts opened before 18 June 2012.