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Staff and Super

People are an important part of any business. Our range of staff management and superannuation products could help you strengthen your relationship with your staff.

Manage staff and their superannuation

Employment Hero

Employment Herodisclaimer is Australia's first all-in-one HR, payroll and benefits platform helping you navigate the complexity and challenges faced in managing HR.

ANZ@work

An employee benefits program for businesses with 10 or more employees, offering your staff benefits on a range of banking services.

Employer superannuation

ANZ Smart Choice Super for employers and their employees is an easy and convenient way to manage your staff super obligations, so that you can focus on what matters the most - growing your business.

  • Everything you need to meet your super obligations
  • No fees for employers
  • Quick and easy account setup

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Set up your personal super

ANZ Smart Choice Superdisclaimer

A smart super fund understands that not everyone is the same. That's why ANZ Smart Choice Super has options for your investment pathway so that you can think long term.

Self Managed Super Fund

ANZ Self Managed Superdisclaimer helps you to set up and run your SMSF in one place, online and on your terms.

ANZ Smart Choice Pension

A flexible, low-cost solution for those looking to help fund their retirement.

Need financial planning advice from someone who understands business?

ANZ Commercial Financial Planners work exclusively with business owners so they understand the opportunities and challenges you face. Our Planners work in conjunction with your ANZ Business Banker to understand the complexities of your business and can advise you on a range of products and services tailored to your business and personal situation, including superannuation, insurance, succession planning and personal finances.

Find out more

Contact us about staff management and super

Enquire online

Enquire now

1800 801 485

Mon-Fri 8am to 8pm (AEST)

ANZ Smart Choice Super for employers and their employees (ANZ Smart Choice Super) is issued by OnePath Custodians Pty Limited (OnePath Custodians) ABN 12 008 508 496, AFSL 238346, RSE L0000673, a wholly owned but non-guaranteed subsidiary of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. OnePath Custodians is not a bank and except as otherwise described in the PDS ANZ Smart Choice Super is not a deposit or other liability of ANZ or its related group of companies and none of them stands behind or guarantees OnePath Custodians or its capital or performance of ANZ Smart Choice Super.

This information is of a general nature and has been prepared without taking account of your or your employees’ objectives, financial situation or needs. The appropriateness of the information, having regard to these factors should be considered. You and your employees should read the ANZ Smart Choice Super Product Disclosure Statement (PDF 110kB)Additional Information Guide (PDF 465kB), Buy Sell Spread Guide (PDF 105kB)Insurance Guide - Standard Employer Plans (PDF 57.6kB) and the Electronic Access Terms and Conditions before deciding to acquire, or to continue to hold an interest in ANZ Smart Choice Super.

Other key features including insurance, available investment options and performance, exit fees and functionality are relevant when choosing a super fund. In the event of any inconsistency between the information in this document and the constituent documents of ANZ Smart Choice Super for employers and their employees (e.g. governing rules, insurance policy) the terms of the constituent documents prevail. Before transferring money into ANZ Smart Choice Super, your employees should consider any lost benefits, in particular insurance cover, or whether exit  fees will be paid, investment costs incurred, investment risk changed, and where future employer contributions will be paid. Also consider eligibility to obtain adequate insurance in ANZ Smart Choice Super. This information can be found on annual statements or other documents for existing accounts. Insurance cover through ANZ Smart Choice Super can be applied for, including transfer of any existing Death and TPD cover currently held in another super account, before transfer by calling Customer Services. However, first consider whether eligible and whether that insurance is suitable as it may be subject to different terms and conditions to current insurances held.

This information (including taxation) is general in nature and does not consider your individual circumstances or needs. Do not act until you seek professional advice and consider a Product Disclosure Statement.

Read our Financial Services Guide (available by calling 1800 626 855) for information about our services, including the remuneration and other benefits that we may receive in relation to products and services provided to you.

ANZ Financial Planners are representatives of Australia and New Zealand Banking Group Limited ABN 11 005 357 522, holder of an Australian Financial Services licence.

Employment Hero services are provided by Employment Hero Pty Ltd ABN 11 160 047 709 (trading as Employment Hero). Employment Hero and Australia and New Zealand Banking Group Limited ABN 11 005 357 522 (ANZ) are separate legal entities. Neither ANZ, nor any of its related bodies corporate (each, an ANZ Entity), has any liability to you in respect of the Employment Hero service

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ANZ Smart Choice Super is a suite of products consisting of ANZ Smart Choice Super and Pension, ANZ Smart Choice for employers and their employees and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees (together “ANZ Smart Choice Super”). ANZ Smart Choice Super and Pension is a retail product issued pursuant to the latest PDS available at anz.com/super. ANZ Smart Choice Super for employers and their employees and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees are both MySuper compliant employer products issued pursuant to separate PDSs available at anz.com/smartchoicesuper

ANZ Smart Choice Super for employers and their employees and the Super Clearing Service offered via EasyTransact are issued by Onepath Custodians Pty Limited (OnePath Custodians) (ABN 12 ­008 ­508 ­496, AFSL 238346, RSE L0000673), a wholly owned subsidiary of Australia and New Zealand Banking Group Limited ABN 11 ­005 ­357 ­522 (ANZ). OnePath Custodians is not a Bank and ANZ does not guarantee it."

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ANZ Self Managed Super (the ‘Service’) is offered by ANZ Self Managed Super Limited ACN 092 030 352 (ANZ SMSL), an authorised representative of RI Advice Group Pty Ltd ABN 23 001 774 125 AFSL 238429 (‘RI Advice’).

ANZ SMSL and RI Advice are wholly owned subsidiaries of Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) (ANZ). Neither ANZ SMSL nor RI Advice is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). Except as described in the ANZ Self Managed Super Administration Services Guide and Financial Services Guide, the Service or the products made available through the Service are neither a deposit nor a liability of ANZ or its related companies and none of them stands behind or guarantees ANZ SMSL, RI Advice or the capital or performance of the Service or any product made available through the Service. Investments in products made available through the Service are subject to investment risk, including possible repayment delays and loss of income and principal invested.

This information is of a general nature and has been prepared without taking account of your personal needs, financial situation or objectives. Before acting on this information you should consider whether the information is appropriate for you. ANZ SMSL recommends that you read the ANZ SMSL Administration Services Guide and Financial Services Guide and the ANZ Financial Services Guide available by calling 1300 326 875 or visiting anz.com/smsf before making a decision in respect of the Service. In respect of any financial products or financial services made available through the Service, ANZ SMSL recommends that you read the terms and conditions or product disclosure statement and the financial services guide for that financial product or financial service.

ANZ SMSL does not represent or guarantee that access to the service will be uninterrupted. Temporary service disruptions and maintenance may occur

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