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ANZ Business Low Rate

Help keep your business costs under control with our low fee, low rate credit card.

 

Apply now

Want your Business Low Rate credit card?

Our lowest ongoing interest rate on purchases

Our lowest annual fee

Protect your business against card misuse

Take advantage of our lowest interest rate and annual fee with ANZ Business Low Rate.

Get the important numbers heredisclaimer

 

ANZ Business 5 Low Rates The Important Numbers

Interest rate on purchases

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Interest rate on cash advances

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Interest free days on purchases

0 days

ANZ Business Low Rate The Important Numbers

Annual Card Fee

$100

Annual Additional Cardholder Fee

$0

Minimum credit limit

$1,000

Maximum number of cards 

Unlimited

Low rate, low fee benefits for your business

Get the card with our lowest ongoing interest rate on business purchases, as well as our lowest annual fee

 

Keep track of business expenses

You'll receive simple monthly statements with transactions sorted by cardholder. Simplify your accounting processes with data feeds to Xero™, MYOB®, Intuit QuickBooks® Online and many more accounting software providers.

Security

  • ANZ Falcon™ provides round-the-clock monitoring for suspicious transactions
  • You won't be liable for fraudulent transactions on your ANZ credit card account with ANZ Fraud Money Back Guaranteedisclaimer
  • Worldwide emergency credit card replacement.

Transit Accident Insurance

Transit Accident Insurancedisclaimer covers cardholders and their spouses and dependent children with the cardholder for certain injuries and loss of life sustained on a trip, the full cost of which was purchased with the cardholder’s card.

Get a clear view of which card can work best for your business. Compare our business credit cards side-by-side.

 

 

We can personalise your ANZ Business Card, cost free. 

Like to be different? ANZ Design My Card is a fun way to personalise your ANZ business credit card with an image of your choice at no extra charge.

Find out how>


Get on top of business with these offers from VISA

Gain access to a range of offers that could help run your business, with your ANZ Business Visa card. 

Offers range from saving 10% on Office 365 Business Premium to a complimentary drink on arrival at some of the world’s top dining destinations. With a range of leading business applications, services and entertainment options, there's something to suit every business.

Learn more >


Need a corporate card instead?

For an easier way to control business purchases, a corporate card can simplify managing company expenses, travel and entertainment costs.

Find out more

Take the next steps here

Let's get the ball rolling. 

Apply now

Get in touch

1800 032 481  

Mon-Fri 8am to 8pm (AEST)

 

  

Need help with your ANZ business cards?

Head to Help & Support

 

  

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.

All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

ANZ Commercial Card Terms and Conditions (PDF 800kB) and ANZ Commercial Cards Fees and Charges (PDF 84kB) apply.

For all applicable fees & charges please see the ANZ Commercial Cards Fees and Charges (PDF 84kB).

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Standard variable interest rate as at Friday, 22 September 2017 and is subject to change.

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Provided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.

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Complimentary credit card insurance covers provided are part of a group policy issued by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allows eligible ANZ account holders and cardholders to claim under the group policy as third party beneficiaries. The terms, conditions, limits and exclusions of the group policy are set out in the ANZ Commercial Cards Terms and Conditions (PDF 352kB) and the ANZ Business Black Overseas Travel and Medical Insurance Policy Information Booklet (PDF 231kB) which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objects, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

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