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ANZ Business Black

Take your business places with a credit card offering uncapped rewardsdisclaimerand benefits, including overseas travel and medical insurancedisclaimer

 

.Apply now

Ready for your Business  Black credit card?

Earn our highest and uncapped rewardsdisclaimer

Stay focused on business while you earn extra points. Enjoy the benefits of a credit card that gives you our highest earn rate of Reward Points and uncapped rewards.disclaimer

Great Rewards options

Once you start earning Reward Points, choose from hundreds of ANZ Rewards including travel options, entertainment, gift cards, shopping vouchers, merchandise and much more. 

With the exclusive Rewards Your Way - Personal Shopper Service, Business Black customers can work with our sourcing experts to redeem Reward Points for almost any business purchase.disclaimer

 

Overseas travel & medical insurance

Complimentary unauthorised transactions insurance,disclaimermedical insurance and transit accident insurancedisclaimer for overseas travel.

Let business take you places, with ANZ Business Black Visa credit card.

Here are the important numbers, up frontdisclaimer

Eligible purchases

1.5 Reward Points
per $1 spent on eligible purchasesdisclaimer up to and including $10,000 per statement period

1.0 Reward Point
per $1 spent on eligible purchasesdisclaimer above $10,000 per statement period

Taxation payments

0.5 Reward Pointsdisclaimer
per $1 spent, uncapped

Interest rate on purchases

disclaimer

Interest rate on cash advances

disclaimer

ANZ Black The Important Numbers

Annual Card Fee

$300

Annual Additional Cardholder Fee

$0

Rewards Fee

$75 per card per year

Interest free days on purchases

Up to 55 daysdisclaimer

Minimum credit limit

$10,000

Maximum number of cards

Unlimited

 

Get on top with the right card that offers great benefits suited to running your business.

 

 

ANZ Global Business Conciergedisclaimer

24/7 access in 12 languages to: 

  • Travel and destination information on where to entertain clients and staff
  • Priority bookings for dining experiences
  • Priority access and discounted tickets for trade shows, sporting and special events

Protect your business

    Unauthorised Transactions Insurance protects your business against fraudulent misuse for up to $37,500 per cardholder and $200,000 maximum for the total account, in any 12 month period.disclaimer

  • Set monthly spend caps, transaction limits and merchant category controls for each cardholder

Keep track of business expenses

  • You'll receive simple monthly statements with transactions sorted by cardholder 
  • Simplify your bookwork with handy data feeds to Xero™, MYOB®, Intuit QuickBooks® Online and many more accounting software providers

See more choices and compare our business credit cards side-by-side.

Get on top of business with these offers from VISA

Gain access to a range of offers that could help run your business, with your ANZ Business Visa card. 

Offers range from saving 10% on Office 365 Business Premium to a complimentary drink on arrival at some of the world’s top dining destinations. With a range of leading business applications, services and entertainment options, there's something to suit every business.

Learn more >

   

Is a corporate card better suited to your business?

For an easier way to control business purchases, a corporate card can simplify managing company expenses, travel and entertainment costs.

Find out more

Take the next steps here.

Get in touch

1800 362 579  

Mon-Fri 8am to 8pm (AEST)

Need help with your ANZ business cards?

Head to Help & Support

 

  

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.

All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

ANZ Commercial Card Terms and Conditions (PDF 800kB) and ANZ Commercial Cards Fees and Charges (PDF 84kB) apply.

Offer available to new and approved applicants who apply for an ANZ Frequent Flyer Platinum credit card account. This is a limited time only offer which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card. Not available where you currently hold an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card, or have closed, or qualified for bonus Qantas Points or a credit back on, any of those ANZ Frequent Flyer credit cards within the previous 12 months. Your application must be approved and you must activate the card and make $2,000 worth of eligible purchases within three months of approval to receive the bonus Qantas Points and to have the $100 credited to your account. Eligible purchase means purchases which are eligible to earn Points. Purchases which are not eligible to earn Points are described in the ANZ Frequent Flyer Reward Terms and Conditions (PDF 1.67MB), for example fees, cash, cash equivalent transactions, balance transfers, and transactions for gambling or gaming purposes will not earn Points. The bonus Qantas Points will be credited to your Qantas account, and the $100 will be credited to your credit card account within three months of the eligible spend criteria being met. The $100 credit will be applied to the purchases balance and does not constitute a payment under your contract with ANZ. If you transfer or cancel your new ANZ Frequent Flyer Platinum credit card account before the $100 credit and bonus Qantas Points are processed to your account, you may become ineligible for this offer. If any repayments are overdue before the $100 and bonus Qantas Points are processed to your account, you will be ineligible for this offer until any overdue Minimum Monthly Repayment and amounts shown on your statement as being immediately payable have been paid. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card.

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Reward Points and Bonus Reward Points accrue in accordance with the ANZ Business Rewards Program Terms and Conditions (PDF 235kB). Eligible purchases exclude interest, government charges (apart from taxation payments), fees, balance transfers and cash and cash equivalent transactions. Taxation payments include all payments to the Australian Taxation Office and other taxation bodies. 

For customers with accounts opened before 21 February 2019 please view ANZ Business Rewards program Terms and Conditions (PDF 102kb) applicable to your account.

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Complimentary credit card insurance covers provided are part of a group policy issued by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allows eligible ANZ account holders and cardholders to claim under the group policy as third party beneficiaries. The terms, conditions, limits and exclusions of the group policy are set out in the ANZ Commercial Cards Terms and Conditions (PDF 352kB) and the ANZ Business Black Overseas Travel and Medical Insurance Policy Information Booklet (PDF 231kB) which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objects, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

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Reward Points and Bonus Reward Points accrue in accordance with the ANZ Business Rewards Program Terms and Conditions (PDF 235kB). Eligible purchases exclude interest, government charges (apart from taxation payments), fees, balance transfers and cash and cash equivalent transactions. Taxation payments include all payments to the Australian Taxation Office and other taxation bodies.

For customers with accounts opened before 21 February 2019 please view ANZ Business Rewards program Terms and Conditions (PDF 102kb) applicable to your account.

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You will be advised of the Rewards Point price of your reward at the time of request. ANZ may decline any request that contravenes a law, sanction, regulatory requirement or moral or ethical standards.

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For all applicable fees & charges please see the ANZ Commercial Cards Fees and Charges (PDF 84kB).

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Standard variable interest rate as at Friday, 22 September 2017 and is subject to change.

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Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Commercial Card Terms and Conditions (PDF 352kB).

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Terms and Conditions apply to use of the ANZ Global Business Concierge. Visit ANZ Global Business Concierge Terms and Conditions (PDF 451kB)  to view the full terms.

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