We're proud to be Canstar's Most Awarded for Small Business Banking
But helping customers get financially ready is even more rewarding.
Is your business ready to swim with the sharks?
We've partnered with TV show Shark Tank Australia to help our existing and aspiring business customers.
Whether you've got a great idea for a business, want to streamline your existing business, or grow it for that matter, we're here to help you get financially ready for your next business move.
Below you’ll find useful tools, products and resources to help you start, run or grow your business.
The three stages of business:
Starting your business
Have you got a great idea for a business, or want to make your side hustle your main gig, but you don’t know where to start? To help you get underway, here are some useful resources from the ANZ Financially Ready Hub.
Choosing the right business idea
Having a big idea is one thing; making it work is another. Before you go too far out to sea, you may want to test the viability of your business.
Calculate your start-up costs
When you’re looking to start your own business, you’ll need to accurately calculate your set-up costs so that you don’t get caught short.
The ultimate start-up guide
There’s a lot to consider when starting a business, which is why we’ve developed the ultimate start-up guide to help you on your way.
Ready to take that first bite? Set up a business account today!
Serious about starting a new business? Then it’s important to consider setting up a dedicated business account. ANZ Business Essentials is a straightforward business account with all the essential features and no monthly account service fee. You can set one up in the ANZ App. It only takes minutes.
Running your business
So, you’re up and running, casting the net far and wide. You may not be ready to grow just yet, but that doesn’t mean you can’t take your business to new heights by fine-tuning your processes. Here are some helpful resources from the ANZ Financially Ready Hub.
Mastering your cash flow
Mastering your cash flow will ensure you’re able to pay your bills, maintain good relationships and take on opportunities when they arise.
Fishing for more customers
Looking after your existing customers is paramount, but you may also want to attract new customers. Here are some useful tips.
Managing business risks
Managing risk is fundamental to your business. With cyberattacks on the rise, you’ll need to think like an apex predator to stay ahead.
Sink your teeth into these handy business tools
Balance your books with QuickBooks
ANZ customers new to QuickBooks can get a 50% discount on a QuickBooks Simple Start subscription for the first 12 months.*
*Valid for customers who sign up to QuickBooks before 30 April 2024.
Manage cash flow and earn Reward Points
Manage your cash flow with up to 55 days' interest free on purchases and earn Reward Points using an ANZ Business Black credit card. You could earn an extra 100,000 Business Reward Points when you spend $6,000 on eligible purchases in the first 3 months from approval of your new card.
*New card. T&Cs, eligibility & spend criteria, fees & charges apply. Interest free days do not apply if you do not pay your Closing Balance in full by the due date each month.
Your customer payments made easy
Enhance your customers’ checkout experience in-store, or create seamless payments online, in app or over the phone with our market-leading payment solutions.
Growing your business
Okay, so your business has caught a few waves and it’s now time to enter uncharted waters. Here’s a taste of the some of the helpful resources you’ll find on the ANZ Financially Ready Hub to help grow your business.
Tips to help grow your business
Finding new customers, new markets or developing new products or services are just some of ways you can grow your business.
Funding your business growth
If you need to borrow money to grow, then it’s a good idea to understand what banks and lenders look for when assessing loan applications.
What type of loan do I need?
If you’re looking to take out a business loan to fund your growth aspirations, it’s best to investigate the type of loan you might need.
Got bigger fish to fry? Apply for a business loan via ANZ GoBiz today
Thanks to ANZ GoBiz, online loan applications take about 20 minutes to complete. You don’t need to bank with us to apply. And if approved, funds can be in your bank account within two business days.disclaimer
ANZ GoBiz is an online platform that connects with your accounting software - including Xero, MYOB and Intuit QuickBooks - to assess your financial data.
Other popular articles on ANZ's Financially Ready Hub
Creating a business plan
3-minute read
If you’re looking to start a new business, an essential first step is to put together a business plan. Here are a few important elements to consider.
Why every business needs a marketing strategy and a plan
3-minute read
A well-thought-out marketing plan is an essential stepping-stone to gaining an edge over your competitors.
Financial Basics: Three important financial documents to master
3-minute read
Keeping good financial records is the key to understanding your business’s financial position and being ready for opportunities.
Are you a business owner looking for a home loan?
Learn more about our home loans for business owners, or speak to our specialists who understand self-employed income.
Shark Tank Australia©
ANZ is proud to partner with Shark Tank Australia to help aspiring Aussie entrepreneurs launch their business dreams. Catch all the action on Channel 10 every Tuesday at 7:30pm or visit 10 Play.
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Get in touch
This is general information only, so it doesn’t take into account your objectives, financial situation or needs. ANZ is not giving you advice or recommendations (including tax advice), and there may be other ways to manage finances, planning and decisions for your business.
Read the ANZ Financial Services Guide (PDF) and, if applicable, the product Terms and Conditions. Carefully consider what's right for you, and ask your lawyer, accountant or financial planner if you need help.
Any tools, checklists or calculators produce results based on the limited information you provide so they are an estimate or guide only. As they are incomplete, they are not a substitute for professional advice.
Terms and conditions, fees and charges, and credit approval and eligibility criteria apply to ANZ products.
The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available at www.anz.com and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
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The 3.39% p.a. fixed rate offer is only valid for an ANZ Business Loan or ANZ Business Mortgage Loan with a fixed rate term of 2 or 3 years. Terms and conditions apply. Agri Finance Loan is not available with the 3.39% p.a. fixed rate offer. Fixed rate loans are subject to early repayment costs, which may apply if you repay your loan before the end of your fixed term or make early or additional repayments.
ReturnIt should take no more than two business days before we can provide full approval. There may be instances where we need extra information from you, which could extend this timeframe. For multi-director companies and partnerships, an individual credit check will need to be completed for each director/partner prior to ANZ commencing the full approval process.
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