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ANZ Business Rewards Options

It's time to reward yourself with travel, entertainment and gifts.

Apply now View rates & fees

Make running your business more rewarding

Earn uncapped Reward Points on eligible purchasesdisclaimer and redeem for a great range of rewards

Up to 40 days interest-freedisclaimer credit on purchases, to help with your cashflow

Protect your business against card misuse with complimentary Unauthorised Transactions Insurancedisclaimer

Benefits for your business

Earn points and redeem rewards

Earn uncapped rewards with:

  • 1 Reward Point for every $1 you spend on eligible purchasesdisclaimer
  • 0.5 Reward Points for every $1 you spend on taxation payments
Redeem flexible reward options including Qantas Frequent Flyerdisclaimer, Velocitydisclaimer, gift cards, shopping vouchers and more.

Keep track of business expenses

You'll receive simple monthly statements with transactions sorted by cardholder. Simplify your accounting processes with data feeds to Xero™, MYOB®, Intuit QuickBooks® Online and many others.

Help with managing cashflow

Up to 40 days interest-freedisclaimer on purchases. Put your business purchases on your credit card now, and pay for these costs later.

Protect your business against card misuse

You can set monthly spend caps, transaction limits and merchant category controls for each cardholder. Unauthorised Transactions Insurance protects your business against fraudulent misuse for up to $37,500 per cardholder and $200,000 maximum for the total account, in any 12 month period.disclaimer

Security

  • ANZ Falcon™ provides round-the-clock monitoring for suspicious transactions
  • You won't be liable for fraudulent transactions on your ANZ credit card account with ANZ Fraud Money Back Guaranteedisclaimer
  • Worldwide emergency credit card replacement.

Complimentary Transit Accident Insurance

Transit Accident Insurancedisclaimer covers cardholders and their spouses and dependent children with the cardholder for certain injuries and loss of life sustained on a trip, the full cost of which was purchased with the cardholder’s card.

Get on top of business with these offers from Visa

Gain access to a range of offers that could help run your business, with your ANZ business Visa card. 

Offers range from saving 10% on Office 365 Business Premium to a complimentary drink on arrival at some of the world’s top dining destinations. With a range of leading business applications, services and entertainment options, there's something to suit every business.

Learn more

   

Ways to bank

The important numbersdisclaimer

ANZ Business Rewards Options The Important Numbers

Eligible purchases

1 Reward Point
per $1 spent on eligible purchasesdisclaimer, uncapped

Taxation payments

0.5 Reward Points
per $1 paid, uncapped

Interest rate on purchases

disclaimer

Interest rate on cash advances

 disclaimer

ANZ Business Rewards Options The Important Numbers

Annual Card Fee

$200

Annual Additional Cardholder Fee

$0

Rewards Fee

$75 per card per year

Interest free days on purchases

Up to 40 daysdisclaimer

Minimum credit limit

$1,000

Get a side-by-side comparison of our business credit cards.  Learn more

Ready to be rewarded?

1800 032 481

Mon-Fri 8am to 8pm (AEST)


Need help with your existing account?   1800 032 481

 

 

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Manage your card

Need some assistance with your ANZ business credit card? Go to our Help & Support section.

Need a corporate card instead?

We offer a range of corporate credit and purchasing cards to help you manage business expenses and purchases.

Design your own ANZ business credit card

ANZ Design My Card is a fun way to personalise your ANZ business credit card with an image of your choice at no extra cost.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.

All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

ANZ Commercial Card Terms and Conditions (PDF 800kB) and ANZ Commercial Cards Fees and Charges (PDF 84kB) apply.

Reward Points and Bonus Reward Points accrue in accordance with the ANZ Business Rewards Program Terms and Conditions (PDF 235kB). Eligible purchases exclude interest, government charges (apart from taxation payments), fees, balance transfers and cash and cash equivalent transactions. Taxation payments include all payments to the Australian Taxation Office and other taxation bodies.

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Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Commercial Card Terms and Conditions (PDF 675kB).

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Complimentary credit card insurance covers provided are part of a group policy issued by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allows eligible ANZ account holders and cardholders to claim under the group policy as third party beneficiaries. The terms, conditions, limits and exclusions of the group policy are set out in the ANZ Commercial Cards Terms and Conditions (PDF 800kB) and the ANZ Business Black Overseas Travel and Medical Insurance Policy Information Booklet (PDF 213kB) which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objects, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

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You must be a member of the Qantas Frequent Flyer Program to redeem Reward Points for Qantas Points. Membership of the Qantas Frequent Flyer program is subject to the Rules and Terms and Conditions of the Qantas Frequent Flyer Program. A joining fee applies.

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To earn and redeem Velocity Points you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions, available at velocityfrequentflyer.com as amended from time to time.

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Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Business One Visa Terms and Conditions.

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Provided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.

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The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS and here for Android and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

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Mobile payments available on compatible devices and eligible ANZ cards. View the full list at anz.com/mobilepayments.

Terms and conditions apply to the use of Apple Pay, Google Pay, Samsung PayFitbit Pay and Garmin Pay.

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For all applicable fees & charges please see the ANZ Commercial Cards Fees and Charges (PDF 84kB).

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Standard variable interest rate as at Friday, 22 September 2017 and is subject to change.

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