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ANZ Business Reward Options

It's time to reward yourself with travel, entertainment and gifts.

Apply now View rates & fees

$0 Annual Card Fee and $0 Rewards Fee for the first yeardisclaimer

Make running your business more rewarding

Earn uncapped Reward Points on eligible purchasesdisclaimer and redeem for a great range of rewards

Up to 40 days interest-freedisclaimer credit on purchases, to help with your cashflow

Protect your business against card misuse with complimentary Unauthorised Transactions Insurancedisclaimer

Benefits for your business

Earn points and redeem rewards

Earn uncapped rewards with:

  • 1 Reward Point for every $1 you spend on eligible purchasesdisclaimer
  • 0.5 Reward Points for every $1 you spend on taxation payments
Redeem flexible reward options including Qantas Frequent Flyerdisclaimer, Velocitydisclaimer, gift cards, shopping vouchers and more.

Keep track of business expenses

You'll receive simple monthly statements with transactions sorted by cardholder. Simplify your accounting processes with data feeds to Xero™, MYOB®, Intuit QuickBooks® Online and many others.

Help with managing cashflow

Up to 40 days interest-freedisclaimer on purchases. Put your business purchases on your credit card now, and pay for these costs later.

Protect your business against card misuse

You can set monthly spend caps, transaction limits and merchant category controls for each cardholder. Unauthorised Transactions Insurance protects your business against fraudulent misuse for up to $37,500 per cardholder and $200,000 maximum for the total account, in any 12 month period.disclaimer

Security

  • ANZ Falcon™ provides round-the-clock monitoring for suspicious transactions
  • You won't be liable for fraudulent transactions on your ANZ credit card account with ANZ Fraud Money Back Guaranteedisclaimer
  • Worldwide emergency credit card replacement.

Complimentary transit accident insurance

Cardholder Transit Accident Insurance pays up to $250,000 to the cardholder, their spouse and/or dependent children in the case of a covered accident occurring during a journey purchased with the card.disclaimer

The important numbersdisclaimer

ANZ Business Rewards Options The Important Numbers

Eligible purchases

1 Reward Point
per $1 spent on eligible purchasesdisclaimer, uncapped

Taxation payments

0.5 Reward Points
per $1 paid, uncapped

Interest rate on purchases

disclaimer

Interest rate on cash advances

 disclaimer

ANZ Business Rewards Options The Important Numbers

Annual Card Fee

$200

Annual Additional Cardholder Fee

$0

Rewards Fee

$75 per card per year

Interest free days on purchases

Up to 40 daysdisclaimer

Minimum credit limit

$1,000

ANZ Business Select Package

Bundle the products you need

For just $32 + GST a month, our ANZ Business Select Package is designed to give small businesses the flexibility to grow and save money.

 

Start with an ANZ Business Extra transaction account and choose one or more of the following:

  • Business credit card
  • Savings account
  • Merchant services
  • Business loan
  • Business overdraft

Charitable and not-for-profit organisations can benefit from even further savings. 

Learn more

   

Get a side-by-side comparison of our business credit cards.  Learn more

Ready to be rewarded?

1800 032 481

Mon-Fri 8am to 8pm (AEST)


Need help with your existing account?   1800 032 481

 

 

You may also be interested in

Manage your card

Need some assistance with your ANZ business credit card? Go to our Help & Support section.

Need a corporate card instead?

We offer a range of corporate credit and purchasing cards to help you manage business expenses and purchases.

Design your own ANZ business credit card

ANZ Design My Card is a fun way to personalise your ANZ business credit card with an image of your choice at no extra cost.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 334kB) before acquiring the product.

All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

ANZ Commercial Card Terms and Conditions (PDF 800kB) and ANZ Commercial Cards Fees and Charges (PDF 84kB) apply.

ANZ goMoney® is provided by and is a trademark of ANZ.

The $0 Annual Card Fee offer is for customers whose new account opened between 18/09/2017 and 31/12/2017 and is applicable for 12 months subsequent to the account being opened. The $0 Rewards Fee offer is for customers who opened a new ANZ Business Black and ANZ Rewards Options account between 18/09/2017 and 31/12/2017 and is applicable for 12 months subsequent to the account being opened. These fees will be charged on the first anniversary of account opening. 

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Reward Points and Bonus Reward Points accrue in accordance with the ANZ Business Rewards Program Terms and Conditions (PDF 235kB). Eligible purchases exclude interest, government charges (apart from taxation payments), fees, balance transfers and cash and cash equivalent transactions. Taxation payments include all payments to the Australian Taxation Office and other taxation bodies.

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Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Commercial Card Terms and Conditions (PDF 675kB).

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The Unauthorised Transactions Insurance and Transit Accident Insurance are part of a group policy issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 to ANZ. Access to the benefit of cover is provided to eligible cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). The terms, conditions and exclusions apply which may be amended from time to time. The Terms and Conditions are contained within the ANZ Commercial Cards Terms and Conditions booklet (PDF 348kB).

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You must be a member of the Qantas Frequent Flyer Program to redeem Reward Points for Qantas Points. Membership of the Qantas Frequent Flyer program is subject to the Rules and Terms and Conditions of the Qantas Frequent Flyer Program. A joining fee applies.

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To earn and redeem Velocity Points you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions, available at velocityfrequentflyer.com as amended from time to time.

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Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Business One Visa Terms and Conditions.

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Provided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.

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ANZ goMoney® for Android™ is only available in Google Play™. ANZ goMoney® for iPhone is only available from the App Store. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android and Google Play are trademarks of Google Inc.

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Mobile payments available on compatible devices and eligible ANZ cards. View the full list at anz.com/mobilepayments.

Terms and conditions apply to the use of Apple Pay. 

Terms and conditions apply to the use of Android Pay.

Terms and conditions apply to the use of Samsung Pay.

Apple, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. 

Android, Android Pay and the Android Logo are trademarks of Google Inc.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

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For all applicable fees & charges please see the ANZ Commercial Cards Fees and Charges (PDF 84kB).

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Standard variable interest rate as at Friday, 22 September 2017 and is subject to change.

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