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ANZ Financially Ready Business Hub

When you're running a small business, 'readiness' can mean many different things: ready to act in the moment, to invest in your future, and to take on opportunities and challenges.

At ANZ we’re here to help you be financially ready for each of these moments.

Business tools

Download tools like our business lending checklist, break-even calculator and cash flow forecast template.

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Business accounts

Explore a dedicated business account, like ANZ Business Essentials which has no monthly account service fee.

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A banker check-in

Have a 15-minute chat with an ANZ small business specialist. No obligations, no fees.

Request a check-in

Ways to get your business financially ready


Start with strong financials

Have a clear view of your business’ financial position by sharpening your financial knowledge and implementing the right procedures and systems.

Get to know your financials 

Master cash flow

Cash flow is the fuel your business runs on. Find information about how to get paid and pay on time. It’s all about planning, forecasting and getting into a good rhythm. 

Learn about cash flow 

Plan to prosper

Invest in your future with a solid plan for your next move, whether that’s optimising your business or preparing for growth. 

Start planning 

Attract more customers

There are more customers out there, you’ve just got to know how to reach them. Nail your marketing tactics.

Learn how to attract more customers 

Be ready for lending

Don’t be surprised when opportunities start rolling in. Tackle curveballs and say yes to the good things by being prepared for lending. 

Prepare for lending 

Manage business risk

Protect what matters and build financial resilience by being aware of and managing business risks – online and in the real world. 

Reduce your risks 

Tools and resources


Business lending

This checklist can help you get organised and prepare for a business lending application.

Business lending checklist (PDF)

Cash flow forecast

Effectively manage your cash flow and feel in control with our handy forecast template.

Cash flow forecast template (xlsx)

Business plan

Create your own business plan with the help of our business plan template and make the experience a stress-free one. 

Business plan template (PDF)

Set your business up for success


Get a dedicated business account

Spend less time untangling your finances with a dedicated transaction account.

Explore ANZ Business Essentials

Learn about starting a business

Find everything you wish your friends, relatives and the internet would tell you about how to start a business.

Help get me started

Read our articles and insights

Articles and insights that help you get financially ready for any stage of your business journey. 

Explore ANZ business articles

This is general information only, so it doesn’t take into account your objectives, financial situation or needs. ANZ is not giving you advice or recommendations (including tax advice), and there may be other ways to manage finances, planning and decisions for your business.

Read the ANZ Financial Services Guide (PDF) and, if applicable, the product Terms and Conditions. Carefully consider what's right for you, and ask your lawyer, accountant or financial planner if you need help. 

Any tools, checklists or calculators produce results based on the limited information you provide so they are an estimate or guide only. As they are incomplete, they are not a substitute for professional advice.

Terms and conditions, fees and charges, and credit approval and eligibility criteria apply to ANZ products.