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ANZ Business Rewards Options

Free up cash flow with a credit card designed to make business more rewarding. 


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Ready for your Rewards Options card?

Earn uncapped Reward Points on eligible purchasesdisclaimer and redeem for a great range of rewards

Up to 40 days interest-freedisclaimer credit on purchases, to help with your cashflow

Protect your business against unauthorised card use with complimentary Unauthorised Transactions Insurancedisclaimer

Make business more satisfying, with ANZ Business Rewards Options

First, the important numbersdisclaimer


ANZ Business Rewards Options The Important Numbers

Eligible purchases

1 Reward Point
per $1 spent on eligible purchasesdisclaimer, uncapped

Taxation payments

0.5 Reward Points
per $1 paid, uncapped

Interest rate on purchases


Interest rate on cash advances


ANZ Business Rewards Options The Important Numbers

Annual Card Fee


Annual Additional Cardholder Fee


Rewards Fee

$75 per card per year

Interest free days on purchases

Up to 40 daysdisclaimer

Minimum credit limit


Maximum number of cards


Explore a range of great business benefits and features with ANZ Business Rewards Options

Choose from a range of benefits designed to make business more rewarding



Keep track of business costs

Get simple monthly statements with transactions sorted by cardholder, along with handy accounting  data feeds to Xero™, MYOB®, Intuit QuickBooks® Online and many more accounting software providers.


  • 24/7 monitoring for suspicious transactions with ANZ Falcon™ 
  • No liability for fraudulent transactions on your ANZ credit card account with ANZ Fraud Money Back Guaranteedisclaimer
  • Worldwide emergency credit card replacement

Transit Accident Insurance

Transit Accident Insurancedisclaimercovers eligible cardholders and their spouses and dependant children with the cardholder for certain injuries and loss of life sustained on a trip, the full cost of which was purchased with the cardholder’s card.

Want the rates and fees across cards? Compare our business credit cards side-by-side.

Get on top of business with these offers from VISA

Gain access to a range of offers that could help run your business, with your ANZ Business Visa card. 

Offers range from saving 10% on Office 365 Business Premium to a complimentary drink on arrival at some of the world’s top dining destinations. With a range of leading business applications, services and entertainment options, there's something to suit every business.

Learn more >

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Let's get the ball rolling. 

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1800 032 481  

Mon-Fri 8am to 8pm (AEST)



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Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.

All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions and Fees and charges apply.

ANZ Commercial Card Terms and Conditions (PDF 1.5MB) and ANZ Commercial Cards Fees and Charges (PDF 84kB) apply.

Reward Points and Bonus Reward Points accrue in accordance with the ANZ Business Rewards Program Terms and Conditions (PDF 318kB). Eligible purchases exclude interest, government charges (apart from taxation payments), fees, balance transfers and cash and cash equivalent transactions. Taxation payments include all payments to the Australian Taxation Office and other taxation bodies.

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Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Commercial Card Terms and Conditions (PDF 1.5 MB).

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Unauthorised Transactions Insurance and Transit Accident Insurance are part of a Group Policy issued by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allows eligible ANZ account holders and cardholders to claim under the Group Policy as third party beneficiaries. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the ANZ Commercial Cards Terms and Conditions (PDF1.5MB) which may be amended from time to time. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objects, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

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For all applicable fees & charges please see the ANZ Commercial Cards Fees and Charges (PDF 84kB).

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Standard variable interest rate as at Friday, 22 September 2017 and is subject to change.

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Provided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.

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