ANZ Business Rewards Options
Save $200 with no Annual Card Feedisclaimer and $75 per card with no Rewards Feedisclaimer for the first year on a new ANZ Business Rewards Options credit card
Applications must be submitted and approved by 31 March 2021.

Have a chat about this offer
Earn uncapped Reward Points on eligible purchasesdisclaimer and redeem for a great range of rewards
Up to 40 days interest-freedisclaimer credit on purchases, to help with your cashflow
Protect your business against unauthorised card use with complimentary Unauthorised Transactions Insurancedisclaimer
Make business more satisfying, with ANZ Business Rewards Options
First, the important numbersdisclaimer
Eligible purchases | 1 Reward Point |
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Taxation payments | 0.5 Reward Points |
Interest rate on purchases | |
Interest rate on cash advances |
Annual Card Fee | $200 |
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Annual Additional Cardholder Fee | $0 |
Rewards Fee | $75 per card per year |
Interest free days on purchases | Up to 40 daysdisclaimer |
Minimum credit limit | $1,000 |
Maximum number of cards | Unlimited |
Explore a range of great business benefits and features with ANZ Business Rewards Options
Choose from a range of benefits designed to make business more rewarding
Keep track of business costs
Get simple monthly statements with transactions sorted by cardholder, along with handy accounting data feeds to Xero™, MYOB®, Intuit QuickBooks® Online and many more accounting software providers.
Security
- 24/7 monitoring for suspicious transactions with ANZ Falcon™
- No liability for fraudulent transactions on your ANZ credit card account with ANZ Fraud Money Back Guaranteedisclaimer
- Worldwide emergency credit card replacement
Transit Accident Insurance
Transit Accident Insurancedisclaimercovers eligible cardholders and their spouses and dependant children with the cardholder for certain injuries and loss of life sustained on a trip, the full cost of which was purchased with the cardholder’s card.
Want the rates and fees across cards? Compare our business credit cards side-by-side.
Get on top of business with these offers from VISA
Gain access to a range of offers that could help run your business, with your ANZ Business Visa card.
Offers range from saving 10% on Office 365 Business Premium to a complimentary drink on arrival at some of the world’s top dining destinations. With a range of leading business applications, services and entertainment options, there's something to suit every business.
Take the next steps here
Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.
ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.
All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions and Fees and charges apply.
ANZ Commercial Card Terms and Conditions (PDF 1.5MB) and ANZ Commercial Cards Fees and Charges (PDF 84kB) apply.
The Annual Card Fee will be waived in the first year for customers who submit an application for a new ANZ Business Rewards Options account which is approved by ANZ by 31 March 2021. The Annual Card Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card Terms and Conditions in respect of the new ANZ Business Rewards Options account. In each subsequent year, the Annual Card Fee will be charged yearly in advance on the anniversary of the date the first Commercial Card is opened on the ANZ Business Rewards Options account. The Annual Card Fee is currently $200 per annum but is subject to change. Subject to change or withdrawal at any time without prior notice if you have not yet submitted an application.
Back to topThe Rewards Fee will be waived in the first year for each Commercial Card issued on a new ANZ Business Rewards Options account for which an application is submitted by the customer and approved by ANZ by 31 March 2021. The Rewards Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card Terms and Conditions in respect of the new ANZ Business Rewards Options account. In each subsequent year, the Rewards Fee will be charged, on a per card basis, yearly in advance at the same time as the Annual Card Fee. The Rewards Fee is currently $75 per annum for each Commercial Card but is subject to change. Subject to change or withdrawal at any time without prior notice if you have not yet submitted an application.
Back to topReward Points and Bonus Reward Points accrue in accordance with the ANZ Business Rewards Program Terms and Conditions (PDF 318kB). Eligible purchases exclude interest, government charges (apart from taxation payments), fees, balance transfers and cash and cash equivalent transactions. Taxation payments include all payments to the Australian Taxation Office and other taxation bodies.
Back to topInterest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Commercial Card Terms and Conditions (PDF 456kB).
Back to topFor all applicable fees & charges please see the ANZ Commercial Cards Fees and Charges (PDF 84kB).
Back to topStandard variable interest rate as at Friday, 22 September 2017 and is subject to change.
Back to topProvided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.
Back to top