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What a feeling.
We’ve simplified our home loans and dropped bundled packages. Get discounted interest rates upfront on eligible loans,disclaimerno ANZ set up or ongoing feesdisclaimerand only pay for the extras you want.
No more packages. No annual package fee. Same great rates.
We've redesigned our
Institutional & Corporate website
To access your digital banking platforms, visit ANZ Digital Services.
Information on Markets, International services and FX, Transaction services and Financing can now be found under Solutions.
ANZ Smart Choice Super is super that’s easy to take care of, has savvy investments and below average feesdisclaimer to keep more of your super in your fund. It’s smart super that leaves you feeling like a boss.
Winner of Canstar's Most Satisfied Customers - Super Fund Award 2021.
Low fees and no hidden charges
ANZ Smart Choice Super’s fees are in the lowest 25% of all super fundsdisclaimerand won’t erode your super balance like some other funds.
Strong performance
ANZ Smart Choice Super Members invested in Lifestage options, born after 1970 received returns of 20% or over, for the year to 30 June 2021disclaimer. Find out how ANZ Smart Choice Super has performed.
Smart investments that adjust with your age
Our investment experts select a mix of investments which adjust based on your agedisclaimer – so the hard work is already done.
Watch your super grow
Stay in control of your super and watch it grow alongside your other ANZ bank accounts through ANZ Internet Banking or the ANZ App.
Insurance cover to suit
You can have peace of mind with a range of insurance options to have you covered if the ‘unexpected’ happens.
Find your super in a few clicks
Find all your other super account(s)disclaimer - including any you've lost along the way and, if you want to, we’ll help you bring them all together in just a few clicks.
Your super automatically prepares you for retirement - now that’s smart.
Designed to suit no matter where you are in life, your Lifestage investment option selects a mix of investments based on your agedisclaimer and adjusts them as you get older – so the hard work’s already been done.
If you want a more active role in your investment decisions and the ability to construct your own portfolio, you can choose your own investment mix from a range of multi-asset and single-asset investment options. You can then compare or change your investments at any time through ANZ Internet Banking.
Use our investment tool to see what may work for you. Select either 'Invest in your Lifestage option' tab or 'Choose your own investment mix' tab.
View the underlying assets for our managed funds.
ANZ Smart Choice Super is suitable for Australians who want a super product that can transfer to pension at retirement. It offers investment choice between a Lifestage option (automatic adjustment of investment mix as you get older) or self-select from a range of multi-asset and single-asset investment options. Additionally, it offers options for insurance in super.
It is not suitable for clients who:
ANZ Smart Choice Super offers a range of insurance options within super including Death, Total and Permanent Disability and Income Protection. You can choose your own level of cover or choose the convenience of Lifestage cover based on your age, which automatically increases when you’re likely to have greater commitments and lowers when you’re likely to have less.
Eligibility criteria includes:
Other conditions or benefit exclusions may apply.disclaimer
Before moving your super into ANZ Smart Choice Super, consider if you will lose any existing insurance coverage or other benefits held within your other super account/s.
Before applying for ANZ Smart Choice Super, we recommend you read the PDS (PDF 416kb).
After submitting an application form online, the account should be opened within 3 business days.
If you need support, call Customer Services on 13 12 87.
Tell your employer to pay your super into your ANZ Smart Choice Super account. Login to your account via ANZ Internet Banking and download a pre-filled form and give it to your employer.
Login to your account via ANZ Internet Banking to find all your other super account(s)disclaimer - including any you've lost along the way and, if you want to, we’ll help bring them all together.
Trustee and Fund information
ANZ Smart Choice Super is issued by OnePath Custodians Pty Limited.
Product dashboards
Compare ANZ Smart Choice Super for employers and their employees (PDF 2.7MB) and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees (PDF 2.9MB) with other MySuper products.
Product updates
Read the latest updates about product, insurance or regulatory changes that may impact your ANZ Smart Choice Super account.
Open an account online
It takes five minutes to apply online for ANZ Smart Choice Super.
Manage my account
Log in to find your super, check your super balance, adjust your investment mix and more.
Talk to us
If you have any questions our customer service team is here to help.
Mon-Fri 8:30am to 6:30pm (AEST)
Use the ANZ App
Open an account, find your super and check your super balance in the ANZ App (on iOS only).
“ANZ Smart Choice Super” is a suite of products consisting of ANZ Smart Choice Super and Pension (PDF 416kB), ANZ Smart Choice Super for employers and their employees (PDF 525kb) and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees (PDF 441kb). The ANZ Smart Choice Super and Pension product is distributed by Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522). We recommend that you read the ANZ Financial Services Guide (PDF 479kB), before deciding whether to acquire or continue to hold this product. View the ANZ Smart Choice Super and Pension Target Market Determination (PDF 252kB). ANZ Smart Choice Super for employers and their employees and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees are MySuper compliant products issued pursuant to the latest PDS available at anz.com/smartchoicesuper. View the ANZ Smart Choice Super for employer and their employees Target Market Determination (PDF 464 kB). ANZ Smart Choice Super is part of the Retirement Portfolio Service (the Fund) (ABN 61 808 189 263) and is issued by OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346, RSE L0000673) (OPC), the trustee of the Fund. OPC is a member of the Insignia Financial Group of companies, comprising Insignia Financial Ltd (formerly IOOF Holdings Ltd) ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group). The Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522) brand is a trademark of ANZ and is used by OPC under licence from ANZ. ANZ and the Insignia Financial Group of companies (including OPC) are not related bodies corporate. ANZ does not stand behind or guarantee these products.
Before re-directing your super or moving your money into ANZ Smart Choice Super, you will need to consider whether there are any adverse consequences for you, including loss of benefits (e.g. insurance cover), investment options and performance, functionality, increase in investment risks and where your future employer contributions will be paid.
This information is of a general nature and has been prepared without taking account of your personal needs, financial situation or objectives. Before acting on this information, you should consider whether the information is appropriate for you having regard to your personal needs, financial circumstances or objectives.
All fees are subject to change. Other key features are relevant when choosing a super fund, including performance.
Taxation law is complex and this information has been prepared as a guide only and does not represent taxation advice. Please see your tax adviser for independent taxation advice. The information on insurance cover is a summary only of the terms and conditions applying to the insurance cover. To the extent there is any inconsistency with the terms of the insurance cover provided by the insurer, the terms of the insurance policy will prevail.
ANZ does not represent or guarantee that access to ANZ Internet Banking or the ANZ App will be uninterrupted. Temporary service disruptions may occur. ANZ recommends that you read the ANZ App Terms and Conditions available at www.anz.com and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
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Fee Analysis: Research conducted by SuperRatings Pty Ltd, holder of Australian Financial Services Licence No. 311880 at the request of OPC. For a copy of the latest SuperRatings research, click here (PDF 146kB) or call 13 12 87.
Return1 Year performance from 30 June 2020 to 30 June 2021
ReturnThe investment mix is selected based on the member’s decade of birth.
ReturnNote: if the ATO‘s SuperMatch service is not available, we will not be able to search for your other super account(s).
ReturnThe amount of cover you can apply for depends on your age and gross annual income at the time you apply for cover. To determine whether to accept your application for cover, we may ask you some health, occupation and lifestyle questions. The number of questions we ask you may vary depending on the level of cover you select.
ReturnCover ceases when the member reaches age 75 for Death insurance and 65 for TPD and Income Protection insurance.
ReturnOther conditions and benefit exclusions may apply as disclosed in the ANZ Smart Choice Super and Pension Additional Information Guide (PDF 815kB).
Return
