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The information on this page was last updated on 21 December 2023 and is subject to change. The outcomes generated are applicable to ANZ Smart Choice Super and Pension (PDF), do not constitute an offer, and are an estimate only.  This calculator has been developed by One Path Custodians Pty Limited (OPC) (ABN 12 008 508 496, AFSL 238346, RSE L0000673), the trustee of the Retirement Portfolio Service (ABN 61 808 189 263) and issuer of ANZ Smart Choice Super. OPC is responsible for the calculation methodology and the outcomes generated. OPC is a member of the Insignia Financial Group of companies, comprising Insignia Financial Ltd (ABN 49 100 103 722) and its related bodies corporate (Insignia Financial Group). The Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522) brand is a trademark of ANZ and is used by OPC under licence from ANZ. ANZ and companies in the Insignia Financial Group (including OPC) are not related bodies corporate. ANZ does not stand behind or guarantee these products.

You should read the relevant ANZ Financial Services Guide (PDF), and Product Disclosure Statement (PDS) available at and consider whether the product is right for you before making a decision to acquire, or to continue to hold the product. Updated information is available free of charge by calling Customer Services on 13 12 87.

Before re-directing your super or moving your money into ANZ Smart Choice Super, you will need to consider whether there are any adverse consequences for you, including exit fees, other loss of benefits (e.g. insurance cover), investment options and performance, functionality, increase in investment risks and where your future employer contributions will be paid.

Taxation law is complex and this information has been prepared as a guide only and does not represent taxation advice. Please see your tax adviser for independent taxation advice. The information on insurance cover is a summary only of the terms and conditions applying to the insurance cover. To the extent there is any inconsistency with the terms of the insurance cover provided by the insurer, the terms of the insurance policy will prevail.

This information is of a general nature and has been prepared without taking account of your personal needs, financial situation or objectives. Before acting on this information, you should consider whether the information is appropriate for you having regard to your personal needs, financial circumstances or objectives.

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Office or similar environment. Please note Occupational classifications are based on the classification the Insurer applies to the nature of your occupation. See the Additional Information Guide for ANZ Smart Choice Super (PDF) for more information.