Complimentary Insurances

You can obtain written confirmation of your eligibility for cover for your overseas journey (based on the answers you provide Allianz Global Assistance), by applying online at www.checkyourcover.com.au/anz or by calling Allianz Global Assistance on 1300 135 271, 9am to 5pm AEST, Monday to Friday, except public holidays.

The Rental Excess benefit will cover you for the rental vehicle insurance excess, or the cost of repairing the vehicle (whichever is lower and up to the maximum benefit limit) if you rent a vehicle from a rental company, it is damaged by storm, fire, accident or theft, and you are a nominated driver on the rental agreement. Conditions, exclusions and sub-limits apply. For more information please read the Premium Cards – Insurances, Insurance Policy Information booklet (PDF 366kB) to be read with the Premium Cards Insurances Notification.

When you purchase a return interstate flight fare for a trip of up to 14 days on your ANZ Platinum or ANZ Black credit card account, you may be covered by Interstate Flight Inconvenience Insurance. This could protect you against unforeseen events in certain cases including trip cancellation and loss or damage to personal items. Conditions, exclusions and sub-limits (including limits on individual items) apply. For more information please read the Premium Cards – Insurances, Insurance Policy Information booklet (PDF 366kB) to be read with the Premium Cards Insurances Notification.

Transport Accident Cover pays a benefit of up to $750,000 in the event of accidental death or up to $375,000 for an injury, while you are a passenger in a licensed plane, tourist bus, train or ferry provided you have paid for the full cost of that transportation with your ANZ Platinum or ANZ Black credit card account. For more information please read the Premium Cards – Insurances, Insurance Policy Information booklet (PDF 366kB) to be read with the Premium Cards Insurances Notification.

90-day Purchase Security Insurance covers you against loss, theft or accidental damage for most personal items you purchase on your ANZ Platinum, ANZ Black or ANZ First credit card for 3 months from the date of purchase.

What credit card purchases are you covered for? Most personal items like: cameras, mobile phones, handbags and stereos.

What types of purchases aren’t you covered for?

• Items purchased for the purpose of resupply/resale
• Business related items
• Animals or plant life
• Computer software or non-tangible purchases
• Cash, trading cards, traveller’s cheques, collectable, gambling or second-hand items
• Consumables, e.g. food or oil
• Vehicles and their accessories - boats, automobiles, motorboats or airplanes
• Real estate and movable fixtures or fittings, e.g. dishwashers, air conditioners
• Articles of contraband
• Purchased items exceeding $10,000
• Anything over $3500 in jewellery, watches and fine arts
• More than $135,000 over a 12-month period to your account.

For more information please read the Premium Cards – Insurances, Insurance Policy Information booklet (PDF 366KB) to be read with the Premium Cards Insurances Notification and ANZ Credit Cards Insurance Features booklet (PDF 428kB).

Extended Warranty Insurance may cover you when you purchase major personal and household items with your ANZ Platinum, ANZ Black or ANZ First credit card – increasing the Manufacturer’s Warranty for up to an additional 12 months.

What the Extended Warranty Insurance could cover you for:

Extended Warranty Insurance could cover most personal items for breakdown or defect, as long as you were using the item for the purpose it was made and the breakdown or defect is covered by the terms of the Australian warranty.

What the Extended Warranty Insurance doesn’t cover you for:

• Claims made for more money than the product was initially charged for on the credit card (if you paid for your item part by card, part by cash, you’ll only be eligible to get back what you charged on your card)
• Claims made for more than the sum of $10,000 in a 12 month period per participating credit card account
• Claims made for goods which do not have a manufacturer's unique identification serial number.

For more information please read the Premium Cards – Insurances, Insurance Policy Information booklet (PDF 366kB) to be read with the Premium Cards Insurances Notification and ANZ Credit Cards Insurance Features booklet (PDF 428kB).

How does the Best Price Guarantee Scheme work?

• Make the entire purchase on your ANZ Platinum or ANZ Black credit card account to be eligible
• Find the same product (same model number, year and manufacturer) advertised later in a printed catalogue at a cheaper price within 21 days of purchase
• The store must be within 25km of the store where the item was purchased
• The price difference must be more than $75 – up to a maximum of $300 (E.g. If you bought a camera for $800, the better price you’ve spotted must be less than $725 and more than $500).

For more information please read the Premium Cards – Insurances, Insurance Policy Information booklet (PDF 366kB) to be read with the Premium Cards Insurances Notification.