*Eligibility criteria, T&Cs, fees & charges apply.
1. Complete the balance transfer section on your credit card application form with your other credit card’s details:
Remember to carefully check the details entered, as otherwise the balance transfer may not work or you could end up transferring a balance from an incorrect account.
2. Activate your card - once your ANZ credit card application is approved, you’ll be sent your new ANZ credit card with the relevant instructions.
3. Once your credit card is activated:
4. When the balance transfer is successfully completed, it’ll appear on your credit card account statement
Was the balance transfer subject to a Promotional Plan? If it was, the transaction will also appear under the heading 'Accepted Promotions' on your ANZ credit card statement. The applicable interest rate and expiry date of the Promotional Plan will also be shown here.
Complete the Balance Transfer Application form online
For further information call 1800 007 511 (8am-8pm, Mon to Fri)
Details to have handy:
It can take between 3 and 15 business days (depending on where the balance is being transferred fromdisclaimer). Once the balance transfer has been successfully completed, it’ll appear on your credit card account statement.
Was the balance transfer subject to a Promotional Plan? If so, it’ll also appear under the heading 'Accepted Promotions' on your ANZ credit card statement. This section of your statement will also outline the applicable interest rate and the expiry date of the Promotional Plan.
A balance transfer could help you save on interest charges and could help you manage your card repayments. By transferring the outstanding balance of your other credit or store card accounts to an ANZ credit card account and closing those other accounts, you only have to manage on card.
Transferring your balance to a credit card account with a lower interest rate could help you save on interest which means you can pay off your balance faster.
You should be able to find out the interest rate of your non-ANZ credit or store card account by checking your statement, calling your account provider or by visiting their website.
You can find out the balance transfer interest rate by choosing the ANZ Credit Card account below.
In certain cases, there may be a promotional interest rate (you’ll see that rate in the relevant promotional balance transfer offer).
Or, you can call us on 13 22 73.
ANZ Frequent Flyer
You may have to pay a one-off Balance Transfer Fee (calculated as a percentage of the amount transferred)disclaimer.
Or if you have an ANZ Balance Visa credit card account, you’ll pay a 1% fee on the amount transferred for a standard (i.e. non-promotional) balance transfer.
ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving, approving or processing a balance transfer application.Back to top
The Balance Transfer Fee (which is a specific fee on the credit card account) will be applied as the balance is transferred and forms part of the Promotional Plan Balance.Back to top