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ANZ Personal Loans

Get what you want, sooner

Explore your options below

or use our tools and calculators to find the loan that's right for you

The freedom to pay off your loan earlier with no exit fees

  • No exit fees if you pay your loan off early
  • Flexibility to increase your loan amount
  • Same day cash in your ANZ everyday account if approved in branch by midday Mon-Fridisclaimer

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Interest rate

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Comparison rate

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You’re protected from interest rate movementsdisclaimer   

  • Certainty that your repayments won’t change 
  • Control over your budget
  • Same day cash in your ANZ everyday account if approved in branch by midday Mon-Fridisclaime

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rates

Interest rate

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Comparison rate

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Why borrow from ANZ?

A loan to meet your needs

There may be times when you need a helping hand to pay for a holiday, a new car, a wedding or that renovation you’ve been planning. Talk to us about a loan that could suit you.

Flexible and convenient

We can help you work out how much you can borrow and what your repayments will be. If approved, we’ll get the money ready and you can manage your loan conveniently.

You can count on us

With a 180-year history and around 10 million customers worldwide, it’s not surprising that so many people choose to borrow from ANZ to get what they’re after.

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Need that little bit extra?

With ANZ Assured you get the option of applying to add a $500 or $1000 credit limit as a feature of your ANZ Access Advantage accountdisclaimer

Learn more

Contact us, we're here to help

ANZ Variable or Fixed Rate Personal Loan 

Call a loan specialist on 1800 339 410

Mon to Fri, 8am to 8pm (AEST)

Visit a branch

Locate an ANZ Branch

All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. 

Applications must be submitted at an ANZ branch, and approved before noon Monday to Friday (AEST), and customers must have approved funds deposited into an existing ANZ Everyday account. For a full list of ANZ everyday accounts, please contact us on 1800 801 485 between 8am to 8pm (AEST) weekdays.

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Rates as at  and subject to change.

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This comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only. 

WARNING:
 This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Early repayment costs apply if you repay your loan early during a fixed interest rate period.

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All applications for credit are subject to ANZ's credit assessment criteria. Terms and Conditions available on application. Fees and charges apply.

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