skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

Vehicle and equipment finance for business

Need a new business car, van or truck? Or is your business more the forklift, bobcat or dental chair type?

Now is the time to think about vehicle and equipment finance. Our dedicated specialists will work with you to tailor repayments to suit your cash flow. Approved customers may not have to pay a deposit, freeing up your valuable capital for other cash flow needs!

Contact us now and get in before 30 June 2021.

1800 519 750

Request a call back


Take the next step in your stride

Low-rate Vehicle & Equipment Finance. Available under the Government SME Guarantee Scheme, borrow up to $1 million with the ability to tailor repayments to your cash flow.

  • Low fixed rate
  • No establishment fee
  • Security – the assets you purchase will be used as security for the financedisclaimer

Available to new and existing customers with an ABN and an annual turnover less than $50 million. Must be new lending for business purposes. All lending must be unconditionally approved by 30 June 2021. Lending is capped at $1 million in aggregate per ABN, incorporating all lending that qualifies under the scheme.

Customers taking out ANZ Government Scheme lending will need to sign a Declaration to confirm eligibility. Please ensure your application meets the Australian Government’s SME Guarantee Scheme criteriadisclaimer.

For more information and eligibility details, visit Government SME Guarantee Scheme FAQs.

Request a call back

Repayments tailored to suit your cash flow

Businesses have their ups and downs. That’s why we’ll work with you to understand your vehicle and equipment needs, and tailor your repayments to suit your cash flow.

The Instant Asset Write-Off

Australian businesses may be eligible for the Australian government’s instant asset write-off.  As part of the government’s 2020–21 Budget, it announced it will continue to support businesses and encourage new investment to increase business cash flow.

Purchasing vehicles and equipment qualifies as an asset and if you are eligible it allows you to claim the full cost of the depreciating purchased asset. Part of the qualifying criteria to be eligible for the write-off is that the asset needs to be bought, installed and used between October 6 2020 and June 30 2022. It’s available to businesses with a yearly turnover of less than $5 billion.   

There are varying types of thresholds that make up the instant asset write-off, and depending on your businesses turnover, your asset purchase could even include second-hand purchases as well as new, or individual and multiple assets.

It’s best that you talk to your accountant or tax advisor for more information on the instant asset write-off; they’ll be able to give you all the nitty gritty information about eligibility and see how it may best assist your business.

Related article

What is asset financing and how can it help your business?

4-minute read

When running your own business, having the right equipment is crucial. And there may come a time when you need to update your assets to ensure your business remains efficient and profitable.

Keep reading

I want to finance...


  • Cars and vans
  • Light commercial vehicles and trucks
  • Trailers and buses
  • Motorbikes

Learn more


  • Forklifts and guillotines
  • Bobcats and agricultural harvesters
  • Dental chairs and ultrasound machines
  • Office equipment

Learn more

Speak to us about buying vehicles and equipment

1800 519 750

Mon-Fri 8am to 8pm (AEST)


All lending provided by ANZ under the Australian Government SME Guarantee Scheme is subject to ANZ's normal credit approval criteria. Terms and conditions and Fees and charges apply.  For information and eligibility rules please visit Government SME Guarantee Scheme.  

Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.

This is general information only and does not constitute tax advice. We recommend you obtain independent advice from a financial planner and registered tax agent if you are considering whether this product is right for you.

All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions and Fees and charges apply.

Asset must be used for business purposes only, minimum amount $7,500. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

Vehicle and Equipment Finance product is a Chattel Mortgage. Some used assets may be ineligible under the Australian Government SME Guarantee Scheme.


Eligibility: Australian Government SME Guarantee Scheme

* Your business must have an ABN.

* Your business must have an annual turnover that is less than $50 million (2019-20 income year) and/or is likely to be less than $50 million (2020‑21 income year).

* You are applying for new lending for business purposes. Refinance is only allowed for the re-finance of existing lending under Phase 1 of the Government’s SME Guarantee Scheme.

* Lending cannot be used to: purchase residential property or a financial product; to lease, rent, hire or hire purchase existing assets that are more than half way into their effective life; or for the provision of loans to an ‘associated entity’.

* Lending is capped at $1 million in aggregate per ABN. This incorporates all lending that qualifies under the Scheme taken out by the ABN from any provider, excluding any Phase 1 Scheme lending.

* All lending must be unconditionally approved with signed contracts returned to ANZ by 30 June 2021.