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Increase your personal loan amount or term

Need a little more from your ANZ Personal Loan?

Life happens. Whether you need a little extra for the renovations you've been planning, or your car is in need of an upgrade, some extra funds could help. Or, if you're after a little more time to pay back your existing ANZ Personal Loan, you could increase your loan term.

How to increase your loan amount or term

You may be able to increase your loan amount or loan term by applying for a new ANZ Personal Loan.

You could apply to increase your total loan amount to a maximum of $50,000 (subject to credit assessment), or a total maximum loan term of 7 years. If approved, you will be entering into a new credit contract.

You could also apply to increase your loan amount or term with either an ANZ Variable Rate Personal Loan or an ANZ Fixed Rate Personal Loan (early repayment fees and costs will apply). Compare our ANZ Personal Loans and explore what options may suit you.

 

What you need to know

If approved, there are some important things to consider when increasing your ANZ Personal Loan amount or term, as you will be entering into a new credit contract.

Important details you should consider:

the terms and conditions of your new loan may be different to those of your existing loan, including your interest rate.

a Loan Approval Fee of $150 will apply

any Loan Protection Insurance on the existing personal loan will be cancelled and is no longer available for new ANZ Personal Loans

if your existing loan is an ANZ Fixed Rate Personal Loan, early repayment fees and costs will apply. Please refer to Early Repayment Changes (PDF 47kB) for further details

if your existing loan is an ANZ Variable Rate Personal Loan, any extra repayments made to your existing loan will no longer be available for redraw on the new loan.

Apply by phone or in branch

To apply for an increase to your loan amount or term, contact one of our loan specialists or visit your nearest branch.

Apply by phone

Call our Loan Specialists Monday to Friday, 8am to 8pm (AEST)

Call 1800 339 410

Apply in branch

Chat to us in person at your local ANZ branch.

Book an appointment Find an ANZ Branch

All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. Australian credit licence number 234527.

Any advice does not take into account your personal or financial circumstances and you should consider whether it is appropriate for you.

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