Understanding superannuation
Prepare for your retirement today. Get your questions about superannuation answered and read inspirational stories from people just like you. Choose from a category below to get started.
Why does my super balance keep changing?
Your super balance really does change almost every day. We simply explain how it’s invested, why it changes, and how you should react.
How this self-employed muso got on top of his super
Supporting a family saw Ric Mills decide it was time to plan for the future.
How Sam is playing catch up with her superannuation
Learn about Sam Aldenton's commitment to her super and saving for a house so she can have financial freedom.
| Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom. |
| Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom. |
| Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom. |
| Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom. |
Federal budget 2019: tax cuts the big focus
Just weeks before a national election, the government has handed down its budget. We analyse how its proposals may impact you and the country.
How this self-employed muso got on top of his super
Supporting a family saw Ric Mills decide it was time to plan for the future.
How Sam is playing catch up with her superannuation
Learn about Sam Aldenton's commitment to her super and saving for a house so she can have financial freedom.
| Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom. |
| Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom. |
| Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom. |
| Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom. |
How to handle super in a divorce
How should you and your ex-partner’s super balances be split so you each get your fair share.
How this self-employed muso got on top of his super
Supporting a family saw Ric Mills decide it was time to plan for the future.
How Sam is playing catch up with her superannuation
Learn about Sam Aldenton's commitment to her super and saving for a house so she can have financial freedom.
| Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom. |
| Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom. |
| Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom. |
| Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom. |
Why does my super balance keep changing?
Your super balance really does change almost every day. We simply explain how it’s invested, why it changes, and how you should react.
How this self-employed muso got on top of his super
Supporting a family saw Ric Mills decide it was time to plan for the future.
How Sam is playing catch up with her superannuation
Learn about Sam Aldenton's commitment to her super and saving for a house so she can have financial freedom.
| Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom. |
| Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom. |
| Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom. |
| Learn about how Sam Aldenton is paying attention to her super and saving for a house so she can have financial freedom. |
OnePath Custodians Pty Limited (OnePath Custodians) ABN 12 008 508 496, AFSL 238346, RSE L0000673 is the trustee of the Retirement Portfolio Service (ABN 61 808 189 263, RSE R1000986) (Fund) and issuer of the interests in “ANZ Smart Choice Super”, a suite of products consisting of ANZ Smart Choice Super, ANZ Smart Choice Super for employers and their employees and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees.
ANZ Smart Choice Super is issued by OnePath Custodians, and the ANZ Smart Choice Super and Pension product is distributed by Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522). ANZ is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). OnePath Custodians is the issuer of this product but is not a Bank. Except as described in the relevant Product Disclosure Statement, the obligations of OnePath Custodians are not deposits or liabilities of ANZ or its related group companies. None of them stands behind or guarantees the issuer or the capital or performance of any investment. Such investment is subject to investment risk, including possible repayment delays and loss of income and principal invested. Returns can go up and down. Past performance is not indicative of future performance.
This information is subject to change. You should read the relevant ANZ Financial Services Guide (FSG), PDS, product and other updates (for open and closed products) available at ANZ.com.au/super and consider whether the product is right for you before making a decision to acquire, or to continue to hold the product. Updated information will be available free of charge by calling Customer Services on 13 12 87.
Taxation law is complex and this information has been prepared as a guide only and does not represent tax advice. Please see your tax adviser for independent taxation advice.
The information on insurance cover is a summary only of the terms and conditions applying to the insurance cover. To the extent there is any inconsistency with the terms of the insurance cover provided by the insurer, the terms of the insurance policy will prevail.
The information provided is of a general nature and does not take into account your personal needs, financial circumstances or objectives. Before acting on this information, you should consider the appropriateness of the information, having regard to your needs, financial circumstances or objectives. The case studies used in this article are hypothetical and are not meant to illustrate the circumstances of any particular individual. Opinions expressed in this document are those of the authors only.
ANZ does not represent or guarantee that access to the ANZ Internet Banking or the ANZ App will be uninterrupted. Temporary service disruptions may occur. ANZ recommends that you read the ANZ App Terms and Conditions available at anz.com and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
In addition to their salary, ANZ staff members may receive monetary or non-monetary benefits depending on the product they are selling or providing advice on.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc.
You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.