Don't let hasty decisions erode your super
As the COVID-19 virus impacts markets, Australians are worried about their super. We profile a retiree who cautions against acting too hastily in reaction to the volatility.
Managing your super in this volatile market
The impact of the coronavirus has affected our members and their super balances. We explain why a calm and considered approach is more important than ever.
ANZ Smart Choice Super and COVID-19 FAQs
As the world reacts to the coronavirus (COVID-19) pandemic, we look at the effects and answer the big super questions.
Then out of left field along comes a virus
As the rate of COVID-19 cases rises at an alarming rate around the globe the uncertainty has hit share markets hard. Here's our assessment of what's happening and our investment view.
More than one super account? You're likely losing money
Combining multiple super accounts and often long-forgotten super accounts into one has a range of benefits.
Changing jobs and Superannuation
The choice of where your super goes is up to you. It’s easy to take ANZ Smart Choice Super with you when you change jobs.
Millennials: This is the average super balance for your age
As a Millennial you have time on your side thanks to the power of compound interest.
Baby Boomers: This is the average super balance for your age
With retirement on the horizon, it’s crunch time for Baby Boomers with the next decade your last chance to top up your super.
Strategies to get your super back on track
Discover more about concessional and non-concessional contributions to your super, salary sacrificing, searching for lost super, financial advice and more.
How to make extra contributions to your super
Take steps to secure your future by making personal super contributions.
Spouse super contributions
Looking to boost your partner’s super through spouse super contributions? Read more to find how you can make super contributions on behalf of your partner.
Dealing with unemployment
If you’ve recently become unemployed, it pays to get on top of your finances.
Federal budget 2020: what you need to know
The 2020 Budget is all about jobs, jobs and spending to make more jobs. We already have JobSeeker and JobKeeper, and now we have JobMaker and JobTrainer.
Are you still insured through your super?
New rules to tidy up super from the federal government mean many people have lost their insurance cover.
Women still have a crushing superannuation gap
Women are still lagging behind men on super. Learn about recent statistics and what that means for women's retirement.
Global market outlook 2019: a challenging year
As the global economy slows the sharemarket should be viewed with increasing caution.
Downsizers may not have much to give to super
Nigel Bowen looks at the pros and cons of downsizing to make the most of new generous super-contribution rules.
Making downsizer contributions into super
Thinking about downsizing your home for retirement? It may be a great way to boost your super.
How Marcel, 66, got his retirement sorted
Long-term strategies have laid the foundations for entrepreneur Marcel Kreis’s secure retirement.
Baby Boomers: living longer, spending more
The generation now reaching retirement can expect to live longer, but don’t want to restrict their lifestyle.
Explore how Superannuation can work for you
“ANZ Smart Choice Super” is a suite of products consisting of ANZ Smart Choice Super and Pension (PDF 189kB), ANZ Smart Choice Super for employers and their employees (PDF 186kb) and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees (PDF 198kb). The ANZ Smart Choice Super and Pension product is distributed by Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522). ANZ Smart Choice Super for employers and their employees and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees are MySuper compliant products issued pursuant to the latest PDS available at anz.com/smartchoicesuper. ANZ Smart Choice Super is part of the Retirement Portfolio Service (the Fund) (ABN 61 808 189 263) and is issued by OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346, RSE L0000673) (OPC), the trustee of the Fund. OPC is a member of the IOOF Group of companies, comprising IOOF Holdings Limited ABN 49 100 103 722 and its related bodies corporate. The Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522) brand is a trademark of ANZ and is used by OPC under licence from ANZ. ANZ and the IOOF Group of companies (including OPC) are not related bodies corporate. ANZ does not guarantee these products.
Before re-directing your super or moving your money into ANZ Smart Choice Super, you will need to consider whether there are any adverse consequences for you, including loss of benefits (e.g. insurance cover), investment options and performance, functionality, increase in investment risks and where your future employer contributions will be paid.
This information is of a general nature and has been prepared without taking account of your personal needs, financial situation or objectives. Before acting on this information, you should consider whether the information is appropriate for you having regard to your personal needs, financial circumstances or objectives.
All fees are subject to change. Other key features are relevant when choosing a super fund, including performance.
Taxation law is complex and this information has been prepared as a guide only and does not represent taxation advice. Please see your tax adviser for independent taxation advice. The information on insurance cover is a summary only of the terms and conditions applying to the insurance cover. To the extent there is any inconsistency with the terms of the insurance cover provided by the insurer, the terms of the insurance policy will prevail.
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Fee Analysis: Research conducted by SuperRatings Pty Ltd, holder of Australian Financial Services Licence No. 311880 at the request of OPC. For a copy of the latest SuperRatings research, click here (PDF 452kB) or call 13 12 87.
For more information, visit moneymag.com.au, selectingsuper.com.au and superratings.com.au SuperRatings does not issue, sell, guarantee or underwrite this product. Learn more about SuperRatings' criteria.