Information in this article refers to personal credit cards, is general in nature only and does not take into account your personal objectives, financial situation or needs.
By providing this information ANZ does not intend to provide any financial advice or other advice or recommendations. You should seek independent financial, legal, tax and other relevant advice having regard to your particular circumstances.
The information is current as at June 2019 and may be subject to change. ANZ recommends you review your personal credit card contract for information about the terms that apply to you.
ANZ interest rates and fees and terms and conditions are subject to change. Refer to the current credit card interest rates, fees and terms for further information and current interest rates, fees and terms.
Applications for credit at ANZ are subject to ANZ’s credit approval criteria, terms, conditions and fees and charges apply. Australian Credit Licence Number 234527
These budgeting methods might not be appropriate for you. Consider seeking independent legal, financial, taxation or other advice to check how this information relates to your unique circumstances.Back to top
At ANZ, if a consumer credit card account has interest free periods on puchases, the account holder can avoid paying interest on the purchases balance by always paying the full Closing Balance shown on each statement of account by the applicable Due Date. Not all accounts have interest free days on purchases and not all transactions (e.g., at ANZ cash advances) get the benefit of interest free days. Refer to the credit contract that applies to the relevant account for details.Back to top