Information in this article refers to personal credit cards, is general in nature only and does not take into account your personal objectives, financial situation or needs.
By providing this information ANZ does not intend to provide any financial advice or other advice or recommendations. You should seek independent financial, legal, tax and other relevant advice having regard to your particular circumstances.
The information is current as at June 2019 and may be subject to change. ANZ recommends you review your personal credit card contract for information about the terms that apply to you.
ANZ interest rates and fees and terms and conditions are subject to change. Refer to the current credit card interest rates, fees and terms for further information and current interest rates, fees and terms.
Applications for credit at ANZ are subject to ANZ’s credit approval criteria, terms, conditions and fees and charges apply. Australian Credit Licence Number 234527
Interest free periods are not available for all types of purchases. For example, at ANZ they do not apply to cash advances.Back to top
Credit card providers can offer credit card accounts with interest free periods on purchases and some credit card accounts without. If you’re unsure whether an account has interest free periods on purchases please refer to the credit contract for that account.Back to top
At ANZ, if your account has interest free periods on purchases, you can avoid paying interest on the purchases balance by always paying the full Closing Balance shown on each statement of account by the applicable due date. From 19 November 2018 if you don’t pay the full Closing Balance shown on a statement of account by the applicable due date, you will generally be charged interest on your purchases balance from the day after the Due Date shown on that statement.Back to top
Other terms or conditions may apply to interest free days. Check your credit contract for details of the terms and conditions that apply to your credit card account or the account you are considering.Back to top