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For ANZ business account holders with ANZ Secure Gateway* the funds are available on the same day for transactions settled before 5:30pm (AEST). For ANZ eGate* the funds are available on the same day for transactions settled before 6:30pm (AEST). For ANZ ePOS customers, the same day settlement cut off times are dependent on the third party gateway being used. For non-ANZ business accounts holders, ANZ transfers the funds to the merchant’s bank on the following business day and the availability of the funds will be determined by the merchant’s bank.
*Please note that settlement of transactions is reliant on the transaction information being provided by the gateway provider to ANZ. There may be instances where a failure occurs that results in transaction information not being submitted to ANZ in the required timeframe. In this instance and in a scenario where ANZ receives unprecedented transaction volumes in a single day, this could result in funds for certain transactions not being available on the same day, and instead these transactions will be credited as part of the following days settlement.Return