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Forecasting your business cash flow

Being able to estimate and project cash coming in and out of your business is important for managing your business operations today and into the future.


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Other business needs


These articles can help you forecast your business cash flow.

Simple tips to improve business cash flow

5-minute read

Forecasting and monitoring cash flow is vital in any small business. It helps you plan for the good times and bad. Yet it can be difficult when your business is rocked by major events like global pandemics or seasonal drop-offs in sales.

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Making accurate cash flow forecasts

3-minute read

The livelihood of any business depends on cash flow – making the ability to forecast accurately a vital skill to navigate financial uncertainty.

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Managing your business' overheads

2-minute read

In the current environment, you may have had to take short-term reactive measures to cut your business’s expenses and monitor any overheads closely.

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Shortening your business' cash cycle

3-minute read

Shortening your cash cycle will boost your cash reserves, keeping your business going and providing a buffer in times of financial uncertainty.

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Making the most of credit cards for your business

2-minute read

To protect your small business one of the simplest things you can do is to make the most of your credit card, especially in times of financial uncertainty.

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Calculate your set up costs

2-minute read

When you’re looking to start your own business, one of the most important costs you’ll need to accurately calculate is your set up cost.

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Conducting market research

4-minute read

Aim for research that gives a good mix of statistical information together with feedback and opinions – both types of data are invaluable in their own way.

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Other business needs

Planning for your business

Planning is an ongoing process, especially in uncertain times. At ANZ, we can help you outline the next steps in your business so you can continue to move forward.

Improving your cash flow

Running a business smoothly means managing cash flow effectively. Being proactive with forecasting can help protect your business.

Growing your business

There are always opportunities for a business to develop and grow. At ANZ, we can help guide you through what's important and what to avoid.

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Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.

This page contains only general information which is subject to change and is not a substitute for commercial judgement or professional advice. This information does not take into account your personal and financial needs, particular objectives and/or circumstances, and you should seek appropriate independent advice (which may include property, legal, financial, taxation and accounting advice) before making any decisions, investing, or acting on it.

Tools, templates, checklists, and calculators (“ANZ Tools”) linked or referred to on this page, are only some of many ways to analyse a business or industry, or to assist your planning and business decision making. You should seek the assistance of your accountant, business or other advisor when either planning for or analysing your business.

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