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Business tools and templates

We’ve got all the tools you need to start, run and grow your business.

Handy tools for business


Make some calculations

Cash flow tools

Use these tools to plan ahead for the good times and the bad. 

Cash flow forecast template

Cash flow improvements checklist

Forecasting tools

The ability to forecast is a vital business skill. We've made it easy with these straightforward tools.

How to forecast profit and loss

How to calculate your set-up costs

How to calculate your break-even point

Forecasting your balance sheet



Networking tools

Outsourcing can supercharge your business. Find out more about reaching out here. 

Hiring independent sales reps

Get the most out of your bank manager

More business tools

Prepare for a successful business venture with these popular tools and tips.

Marketing on a shoestring action plan

How asset registers actually work

Grow your business online guide

If you’re ready to grow, ANZ is ready to help.  This self-paced online course consists of six modules, connecting you with the academic-backed growth frameworks and knowledge developed by the Australian Centre for Business Growth, University of SA.


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Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF 104kB) before acquiring the product.

This page contains only general information which is subject to change and is not a substitute for commercial judgement or professional advice. This information does not take into account your personal and financial needs, particular objectives and/or circumstances, and you should seek appropriate independent advice (which may include property, legal, financial, taxation and accounting advice) before making any decisions, investing, or acting on it.

Tools, templates, checklists, and calculators (“ANZ Tools”) linked or referred to on this page, are only some of many ways to analyse a business or industry, or to assist your planning and business decision making. You should seek the assistance of your accountant, business or other advisor when either planning for or analysing your business.

To the extent permitted by law, all members of the ANZ group of companies, their employees, officers and contractors (“ANZ“), offer no warranty and disclaim liability or responsibility to any person for any actions, claims, costs, demands, liability, or direct or indirect losses or damage that may result from using or relying on the information set out in the pages or the ANZ Tools, and / or any act, omission or error, by any person in relation to them.  To the extent permitted by law, ANZ makes no warranty and has no liability in respect of your use and reliance. ANZ Tools are also subject in many cases to further specific cautionary wording and disclaimers which you should read.